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Side-by-side financial comparison of Acadia Healthcare Company, Inc. (ACHC) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Acadia Healthcare Company, Inc. is the larger business by last-quarter revenue ($829.0M vs $739.2M, roughly 1.1× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 0.5%, a 34.8% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs 7.5%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 2.0%).

Acadia Healthcare Company, Inc. is an American provider of for-profit behavioral healthcare services. It operates a network of over 225 facilities across the United States and Puerto Rico.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

ACHC vs UMBF — Head-to-Head

Bigger by revenue
ACHC
ACHC
1.1× larger
ACHC
$829.0M
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+23.6% gap
UMBF
31.1%
7.5%
ACHC
Higher net margin
UMBF
UMBF
34.8% more per $
UMBF
35.4%
0.5%
ACHC
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
2.0%
ACHC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ACHC
ACHC
UMBF
UMBF
Revenue
$829.0M
$739.2M
Net Profit
$4.5M
$261.4M
Gross Margin
Operating Margin
Net Margin
0.5%
35.4%
Revenue YoY
7.5%
31.1%
Net Profit YoY
-50.8%
221.4%
EPS (diluted)
$0.05
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACHC
ACHC
UMBF
UMBF
Q1 26
$829.0M
$739.2M
Q4 25
$821.5M
$522.5M
Q3 25
$851.6M
$475.0M
Q2 25
$869.2M
$467.0M
Q1 25
$770.5M
$397.6M
Q4 24
$774.2M
$269.0M
Q3 24
$815.6M
$247.4M
Q2 24
$796.0M
$245.1M
Net Profit
ACHC
ACHC
UMBF
UMBF
Q1 26
$4.5M
$261.4M
Q4 25
$-1.2B
$215.4M
Q3 25
$36.2M
$188.3M
Q2 25
$30.1M
$217.4M
Q1 25
$8.4M
$81.3M
Q4 24
$32.6M
$120.0M
Q3 24
$68.1M
$109.6M
Q2 24
$78.5M
$101.3M
Operating Margin
ACHC
ACHC
UMBF
UMBF
Q1 26
Q4 25
-142.4%
51.7%
Q3 25
4.7%
49.8%
Q2 25
5.8%
58.9%
Q1 25
1.7%
23.4%
Q4 24
4.9%
53.8%
Q3 24
12.1%
54.8%
Q2 24
13.4%
51.8%
Net Margin
ACHC
ACHC
UMBF
UMBF
Q1 26
0.5%
35.4%
Q4 25
-143.3%
41.2%
Q3 25
4.3%
39.6%
Q2 25
3.5%
46.5%
Q1 25
1.1%
20.5%
Q4 24
4.2%
44.6%
Q3 24
8.4%
44.3%
Q2 24
9.9%
41.3%
EPS (diluted)
ACHC
ACHC
UMBF
UMBF
Q1 26
$0.05
$3.35
Q4 25
$-12.98
$2.90
Q3 25
$0.40
$2.36
Q2 25
$0.33
$2.82
Q1 25
$0.09
$1.21
Q4 24
$0.36
$2.44
Q3 24
$0.74
$2.23
Q2 24
$0.85
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACHC
ACHC
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$158.5M
Total DebtLower is stronger
$2.5B
$477.2M
Stockholders' EquityBook value
$2.0B
$7.8B
Total Assets
$5.5B
$72.7B
Debt / EquityLower = less leverage
1.29×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACHC
ACHC
UMBF
UMBF
Q1 26
$158.5M
Q4 25
$133.2M
$7.8B
Q3 25
$118.7M
$8.8B
Q2 25
$131.4M
$11.0B
Q1 25
$91.2M
$10.6B
Q4 24
$76.3M
$8.4B
Q3 24
$82.1M
$7.3B
Q2 24
$77.2M
$5.0B
Total Debt
ACHC
ACHC
UMBF
UMBF
Q1 26
$2.5B
$477.2M
Q4 25
$2.5B
$474.2M
Q3 25
$2.3B
$471.3M
Q2 25
$2.3B
$657.3M
Q1 25
$2.2B
$654.4M
Q4 24
$2.0B
$385.3M
Q3 24
$1.9B
$384.8M
Q2 24
$1.8B
$384.2M
Stockholders' Equity
ACHC
ACHC
UMBF
UMBF
Q1 26
$2.0B
$7.8B
Q4 25
$1.9B
$7.7B
Q3 25
$3.1B
$7.4B
Q2 25
$3.1B
$7.3B
Q1 25
$3.0B
$6.7B
Q4 24
$3.1B
$3.5B
Q3 24
$3.0B
$3.5B
Q2 24
$3.0B
$3.2B
Total Assets
ACHC
ACHC
UMBF
UMBF
Q1 26
$5.5B
$72.7B
Q4 25
$5.5B
$73.1B
Q3 25
$6.4B
$71.9B
Q2 25
$6.3B
$71.8B
Q1 25
$6.1B
$69.3B
Q4 24
$6.0B
$50.4B
Q3 24
$5.9B
$47.5B
Q2 24
$5.7B
$44.5B
Debt / Equity
ACHC
ACHC
UMBF
UMBF
Q1 26
1.29×
0.06×
Q4 25
1.28×
0.06×
Q3 25
0.74×
0.06×
Q2 25
0.74×
0.09×
Q1 25
0.72×
0.10×
Q4 24
0.64×
0.11×
Q3 24
0.62×
0.11×
Q2 24
0.62×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACHC
ACHC
UMBF
UMBF
Operating Cash FlowLast quarter
$61.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
13.78×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACHC
ACHC
UMBF
UMBF
Q1 26
$61.5M
Q4 25
$-86.3M
$106.1M
Q3 25
$73.2M
$272.2M
Q2 25
$133.5M
$285.4M
Q1 25
$11.5M
$363.0M
Q4 24
$116.7M
$-66.9M
Q3 24
$163.1M
$123.6M
Q2 24
$171.1M
$112.4M
Free Cash Flow
ACHC
ACHC
UMBF
UMBF
Q1 26
Q4 25
$-179.5M
$95.3M
Q3 25
$-63.0M
$257.8M
Q2 25
$-34.2M
$270.8M
Q1 25
$-163.2M
$354.2M
Q4 24
$-86.8M
$-77.1M
Q3 24
$-27.1M
$117.7M
Q2 24
$16.9M
$106.7M
FCF Margin
ACHC
ACHC
UMBF
UMBF
Q1 26
Q4 25
-21.8%
18.2%
Q3 25
-7.4%
54.3%
Q2 25
-3.9%
58.0%
Q1 25
-21.2%
89.1%
Q4 24
-11.2%
-28.6%
Q3 24
-3.3%
47.6%
Q2 24
2.1%
43.5%
Capex Intensity
ACHC
ACHC
UMBF
UMBF
Q1 26
Q4 25
11.3%
2.1%
Q3 25
16.0%
3.0%
Q2 25
19.3%
3.1%
Q1 25
22.7%
2.2%
Q4 24
26.3%
3.8%
Q3 24
23.3%
2.4%
Q2 24
19.4%
2.3%
Cash Conversion
ACHC
ACHC
UMBF
UMBF
Q1 26
13.78×
Q4 25
0.49×
Q3 25
2.02×
1.45×
Q2 25
4.43×
1.31×
Q1 25
1.37×
4.46×
Q4 24
3.58×
-0.56×
Q3 24
2.39×
1.13×
Q2 24
2.18×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACHC
ACHC

Acute Inpatient Psychiatric Facilities$471.0M57%
Other$140.0M17%
Specialty Treatment Facilities$128.0M15%
Residential Treatment Facilities$90.0M11%

UMBF
UMBF

Segment breakdown not available.

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