vs
Side-by-side financial comparison of ACNB CORP (ACNB) and Creative Media & Community Trust Corp (CMCT). Click either name above to swap in a different company.
ACNB CORP is the larger business by last-quarter revenue ($47.2M vs $28.5M, roughly 1.7× Creative Media & Community Trust Corp). ACNB CORP runs the higher net margin — 22.9% vs -125.8%, a 148.7% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 3.6%). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -8.5%).
ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.
Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.
ACNB vs CMCT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $47.2M | $28.5M |
| Net Profit | $10.8M | $-11.4M |
| Gross Margin | — | — |
| Operating Margin | 27.9% | -125.6% |
| Net Margin | 22.9% | -125.8% |
| Revenue YoY | 42.2% | 3.6% |
| Net Profit YoY | 63.8% | -11.4% |
| EPS (diluted) | $1.10 | $-3.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $47.2M | $28.5M | ||
| Q3 25 | $50.9M | $26.2M | ||
| Q2 25 | $50.3M | $29.7M | ||
| Q1 25 | $43.5M | $32.3M | ||
| Q4 24 | $33.2M | $27.5M | ||
| Q3 24 | $34.1M | $28.6M | ||
| Q2 24 | $33.3M | $34.4M | ||
| Q1 24 | $31.6M | $34.0M |
| Q4 25 | $10.8M | $-11.4M | ||
| Q3 25 | $14.9M | $-12.5M | ||
| Q2 25 | $11.6M | $-9.0M | ||
| Q1 25 | $-272.0K | $-6.1M | ||
| Q4 24 | $6.6M | $-10.3M | ||
| Q3 24 | $7.2M | $-10.4M | ||
| Q2 24 | $11.3M | $-796.0K | ||
| Q1 24 | $6.8M | $-3.7M |
| Q4 25 | 27.9% | -125.6% | ||
| Q3 25 | 37.2% | -47.7% | ||
| Q2 25 | 29.7% | -30.3% | ||
| Q1 25 | -1.3% | -19.0% | ||
| Q4 24 | 24.8% | -128.8% | ||
| Q3 24 | 27.6% | -36.9% | ||
| Q2 24 | 42.8% | -1.6% | ||
| Q1 24 | 26.9% | -10.7% |
| Q4 25 | 22.9% | -125.8% | ||
| Q3 25 | 29.2% | -47.5% | ||
| Q2 25 | 23.2% | -30.3% | ||
| Q1 25 | -0.6% | -18.9% | ||
| Q4 24 | 19.9% | -129.8% | ||
| Q3 24 | 21.1% | -36.3% | ||
| Q2 24 | 33.9% | -2.3% | ||
| Q1 24 | 21.4% | -11.0% |
| Q4 25 | $1.10 | $-3.89 | ||
| Q3 25 | $1.42 | $-23.52 | ||
| Q2 25 | $1.11 | $-18.94 | ||
| Q1 25 | $-0.03 | $-20.73 | ||
| Q4 24 | $0.77 | $97.71 | ||
| Q3 24 | $0.84 | $-305.04 | ||
| Q2 24 | $1.32 | $-98.64 | ||
| Q1 24 | $0.80 | $-125.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $65.6M | $15.4M |
| Total DebtLower is stronger | $255.4M | $509.8M |
| Stockholders' EquityBook value | $420.0M | $265.4M |
| Total Assets | $3.2B | $859.2M |
| Debt / EquityLower = less leverage | 0.61× | 1.92× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $65.6M | $15.4M | ||
| Q3 25 | $102.1M | $17.3M | ||
| Q2 25 | $103.1M | $27.8M | ||
| Q1 25 | $123.6M | $19.8M | ||
| Q4 24 | $47.3M | $20.3M | ||
| Q3 24 | $58.1M | $18.5M | ||
| Q2 24 | $86.3M | $29.3M | ||
| Q1 24 | $53.1M | $21.3M |
| Q4 25 | $255.4M | $509.8M | ||
| Q3 25 | $255.4M | $527.8M | ||
| Q2 25 | $255.4M | $535.6M | ||
| Q1 25 | $255.3M | $512.7M | ||
| Q4 24 | $255.3M | $505.7M | ||
| Q3 24 | $255.3M | $478.3M | ||
| Q2 24 | $255.3M | $485.1M | ||
| Q1 24 | $255.3M | $472.8M |
| Q4 25 | $420.0M | $265.4M | ||
| Q3 25 | $408.6M | $281.9M | ||
| Q2 25 | $395.2M | $287.1M | ||
| Q1 25 | $386.9M | $293.0M | ||
| Q4 24 | $303.3M | $304.5M | ||
| Q3 24 | $306.8M | $321.0M | ||
| Q2 24 | $289.3M | $351.1M | ||
| Q1 24 | $279.9M | $369.9M |
| Q4 25 | $3.2B | $859.2M | ||
| Q3 25 | $3.3B | $871.8M | ||
| Q2 25 | $3.3B | $885.0M | ||
| Q1 25 | $3.3B | $882.3M | ||
| Q4 24 | $2.4B | $889.6M | ||
| Q3 24 | $2.4B | $868.0M | ||
| Q2 24 | $2.5B | $891.2M | ||
| Q1 24 | $2.4B | $887.5M |
| Q4 25 | 0.61× | 1.92× | ||
| Q3 25 | 0.62× | 1.87× | ||
| Q2 25 | 0.65× | 1.87× | ||
| Q1 25 | 0.66× | 1.75× | ||
| Q4 24 | 0.84× | 1.66× | ||
| Q3 24 | 0.83× | 1.49× | ||
| Q2 24 | 0.88× | 1.38× | ||
| Q1 24 | 0.91× | 1.28× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $53.6M | $5.8M |
| Free Cash FlowOCF − Capex | $52.6M | — |
| FCF MarginFCF / Revenue | 111.4% | — |
| Capex IntensityCapex / Revenue | 2.3% | — |
| Cash ConversionOCF / Net Profit | 4.96× | — |
| TTM Free Cash FlowTrailing 4 quarters | $92.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.6M | $5.8M | ||
| Q3 25 | $23.2M | $3.7M | ||
| Q2 25 | $17.8M | $-2.5M | ||
| Q1 25 | $-71.0K | $1.2M | ||
| Q4 24 | $39.8M | $17.0M | ||
| Q3 24 | $13.6M | $10.3M | ||
| Q2 24 | $9.7M | $3.9M | ||
| Q1 24 | $10.8M | $1.6M |
| Q4 25 | $52.6M | — | ||
| Q3 25 | $22.8M | — | ||
| Q2 25 | $17.6M | — | ||
| Q1 25 | $-730.0K | — | ||
| Q4 24 | $38.8M | — | ||
| Q3 24 | $13.3M | — | ||
| Q2 24 | $9.4M | — | ||
| Q1 24 | $10.7M | — |
| Q4 25 | 111.4% | — | ||
| Q3 25 | 44.7% | — | ||
| Q2 25 | 35.0% | — | ||
| Q1 25 | -1.7% | — | ||
| Q4 24 | 117.0% | — | ||
| Q3 24 | 39.1% | — | ||
| Q2 24 | 28.3% | — | ||
| Q1 24 | 33.9% | — |
| Q4 25 | 2.3% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.4% | — | ||
| Q1 25 | 1.5% | — | ||
| Q4 24 | 2.9% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 0.2% | — |
| Q4 25 | 4.96× | — | ||
| Q3 25 | 1.56× | — | ||
| Q2 25 | 1.52× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 6.03× | — | ||
| Q3 24 | 1.88× | — | ||
| Q2 24 | 0.86× | — | ||
| Q1 24 | 1.60× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.