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Side-by-side financial comparison of ACNB CORP (ACNB) and Creative Media & Community Trust Corp (CMCT). Click either name above to swap in a different company.

ACNB CORP is the larger business by last-quarter revenue ($47.2M vs $28.5M, roughly 1.7× Creative Media & Community Trust Corp). ACNB CORP runs the higher net margin — 22.9% vs -125.8%, a 148.7% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs 3.6%). Over the past eight quarters, ACNB CORP's revenue compounded faster (22.1% CAGR vs -8.5%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.

ACNB vs CMCT — Head-to-Head

Bigger by revenue
ACNB
ACNB
1.7× larger
ACNB
$47.2M
$28.5M
CMCT
Growing faster (revenue YoY)
ACNB
ACNB
+38.6% gap
ACNB
42.2%
3.6%
CMCT
Higher net margin
ACNB
ACNB
148.7% more per $
ACNB
22.9%
-125.8%
CMCT
Faster 2-yr revenue CAGR
ACNB
ACNB
Annualised
ACNB
22.1%
-8.5%
CMCT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
CMCT
CMCT
Revenue
$47.2M
$28.5M
Net Profit
$10.8M
$-11.4M
Gross Margin
Operating Margin
27.9%
-125.6%
Net Margin
22.9%
-125.8%
Revenue YoY
42.2%
3.6%
Net Profit YoY
63.8%
-11.4%
EPS (diluted)
$1.10
$-3.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
CMCT
CMCT
Q4 25
$47.2M
$28.5M
Q3 25
$50.9M
$26.2M
Q2 25
$50.3M
$29.7M
Q1 25
$43.5M
$32.3M
Q4 24
$33.2M
$27.5M
Q3 24
$34.1M
$28.6M
Q2 24
$33.3M
$34.4M
Q1 24
$31.6M
$34.0M
Net Profit
ACNB
ACNB
CMCT
CMCT
Q4 25
$10.8M
$-11.4M
Q3 25
$14.9M
$-12.5M
Q2 25
$11.6M
$-9.0M
Q1 25
$-272.0K
$-6.1M
Q4 24
$6.6M
$-10.3M
Q3 24
$7.2M
$-10.4M
Q2 24
$11.3M
$-796.0K
Q1 24
$6.8M
$-3.7M
Operating Margin
ACNB
ACNB
CMCT
CMCT
Q4 25
27.9%
-125.6%
Q3 25
37.2%
-47.7%
Q2 25
29.7%
-30.3%
Q1 25
-1.3%
-19.0%
Q4 24
24.8%
-128.8%
Q3 24
27.6%
-36.9%
Q2 24
42.8%
-1.6%
Q1 24
26.9%
-10.7%
Net Margin
ACNB
ACNB
CMCT
CMCT
Q4 25
22.9%
-125.8%
Q3 25
29.2%
-47.5%
Q2 25
23.2%
-30.3%
Q1 25
-0.6%
-18.9%
Q4 24
19.9%
-129.8%
Q3 24
21.1%
-36.3%
Q2 24
33.9%
-2.3%
Q1 24
21.4%
-11.0%
EPS (diluted)
ACNB
ACNB
CMCT
CMCT
Q4 25
$1.10
$-3.89
Q3 25
$1.42
$-23.52
Q2 25
$1.11
$-18.94
Q1 25
$-0.03
$-20.73
Q4 24
$0.77
$97.71
Q3 24
$0.84
$-305.04
Q2 24
$1.32
$-98.64
Q1 24
$0.80
$-125.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
CMCT
CMCT
Cash + ST InvestmentsLiquidity on hand
$65.6M
$15.4M
Total DebtLower is stronger
$255.4M
$509.8M
Stockholders' EquityBook value
$420.0M
$265.4M
Total Assets
$3.2B
$859.2M
Debt / EquityLower = less leverage
0.61×
1.92×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
CMCT
CMCT
Q4 25
$65.6M
$15.4M
Q3 25
$102.1M
$17.3M
Q2 25
$103.1M
$27.8M
Q1 25
$123.6M
$19.8M
Q4 24
$47.3M
$20.3M
Q3 24
$58.1M
$18.5M
Q2 24
$86.3M
$29.3M
Q1 24
$53.1M
$21.3M
Total Debt
ACNB
ACNB
CMCT
CMCT
Q4 25
$255.4M
$509.8M
Q3 25
$255.4M
$527.8M
Q2 25
$255.4M
$535.6M
Q1 25
$255.3M
$512.7M
Q4 24
$255.3M
$505.7M
Q3 24
$255.3M
$478.3M
Q2 24
$255.3M
$485.1M
Q1 24
$255.3M
$472.8M
Stockholders' Equity
ACNB
ACNB
CMCT
CMCT
Q4 25
$420.0M
$265.4M
Q3 25
$408.6M
$281.9M
Q2 25
$395.2M
$287.1M
Q1 25
$386.9M
$293.0M
Q4 24
$303.3M
$304.5M
Q3 24
$306.8M
$321.0M
Q2 24
$289.3M
$351.1M
Q1 24
$279.9M
$369.9M
Total Assets
ACNB
ACNB
CMCT
CMCT
Q4 25
$3.2B
$859.2M
Q3 25
$3.3B
$871.8M
Q2 25
$3.3B
$885.0M
Q1 25
$3.3B
$882.3M
Q4 24
$2.4B
$889.6M
Q3 24
$2.4B
$868.0M
Q2 24
$2.5B
$891.2M
Q1 24
$2.4B
$887.5M
Debt / Equity
ACNB
ACNB
CMCT
CMCT
Q4 25
0.61×
1.92×
Q3 25
0.62×
1.87×
Q2 25
0.65×
1.87×
Q1 25
0.66×
1.75×
Q4 24
0.84×
1.66×
Q3 24
0.83×
1.49×
Q2 24
0.88×
1.38×
Q1 24
0.91×
1.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
CMCT
CMCT
Operating Cash FlowLast quarter
$53.6M
$5.8M
Free Cash FlowOCF − Capex
$52.6M
FCF MarginFCF / Revenue
111.4%
Capex IntensityCapex / Revenue
2.3%
Cash ConversionOCF / Net Profit
4.96×
TTM Free Cash FlowTrailing 4 quarters
$92.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
CMCT
CMCT
Q4 25
$53.6M
$5.8M
Q3 25
$23.2M
$3.7M
Q2 25
$17.8M
$-2.5M
Q1 25
$-71.0K
$1.2M
Q4 24
$39.8M
$17.0M
Q3 24
$13.6M
$10.3M
Q2 24
$9.7M
$3.9M
Q1 24
$10.8M
$1.6M
Free Cash Flow
ACNB
ACNB
CMCT
CMCT
Q4 25
$52.6M
Q3 25
$22.8M
Q2 25
$17.6M
Q1 25
$-730.0K
Q4 24
$38.8M
Q3 24
$13.3M
Q2 24
$9.4M
Q1 24
$10.7M
FCF Margin
ACNB
ACNB
CMCT
CMCT
Q4 25
111.4%
Q3 25
44.7%
Q2 25
35.0%
Q1 25
-1.7%
Q4 24
117.0%
Q3 24
39.1%
Q2 24
28.3%
Q1 24
33.9%
Capex Intensity
ACNB
ACNB
CMCT
CMCT
Q4 25
2.3%
Q3 25
0.8%
Q2 25
0.4%
Q1 25
1.5%
Q4 24
2.9%
Q3 24
0.7%
Q2 24
0.9%
Q1 24
0.2%
Cash Conversion
ACNB
ACNB
CMCT
CMCT
Q4 25
4.96×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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