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Side-by-side financial comparison of ACNB CORP (ACNB) and Schrodinger, Inc. (SDGR). Click either name above to swap in a different company.

Schrodinger, Inc. is the larger business by last-quarter revenue ($87.2M vs $47.2M, roughly 1.8× ACNB CORP). Schrodinger, Inc. runs the higher net margin — 37.3% vs 22.9%, a 14.4% gap on every dollar of revenue. On growth, ACNB CORP posted the faster year-over-year revenue change (42.2% vs -1.2%). ACNB CORP produced more free cash flow last quarter ($52.6M vs $-16.1M). Over the past eight quarters, Schrodinger, Inc.'s revenue compounded faster (54.4% CAGR vs 22.1%).

ACNB Corp is a US-based financial holding company headquartered in Pennsylvania. It provides a full suite of financial solutions including retail and commercial banking, wealth management, trust services, and property & casualty insurance products. Its core market covers local communities, individual consumers, and small-to-medium enterprises across south-central Pennsylvania and northern Maryland.

Schrodinger, Inc. is a leading provider of advanced computational chemistry and physics software platforms, along with related consulting services, focused on accelerating drug discovery and novel materials development. Its solutions are adopted by biopharmaceutical companies, chemical manufacturers, academic research institutions and government entities across North America, Europe and Asia Pacific to cut R&D costs and shorten innovation cycles.

ACNB vs SDGR — Head-to-Head

Bigger by revenue
SDGR
SDGR
1.8× larger
SDGR
$87.2M
$47.2M
ACNB
Growing faster (revenue YoY)
ACNB
ACNB
+43.4% gap
ACNB
42.2%
-1.2%
SDGR
Higher net margin
SDGR
SDGR
14.4% more per $
SDGR
37.3%
22.9%
ACNB
More free cash flow
ACNB
ACNB
$68.7M more FCF
ACNB
$52.6M
$-16.1M
SDGR
Faster 2-yr revenue CAGR
SDGR
SDGR
Annualised
SDGR
54.4%
22.1%
ACNB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ACNB
ACNB
SDGR
SDGR
Revenue
$47.2M
$87.2M
Net Profit
$10.8M
$32.5M
Gross Margin
65.7%
Operating Margin
27.9%
-19.7%
Net Margin
22.9%
37.3%
Revenue YoY
42.2%
-1.2%
Net Profit YoY
63.8%
180.8%
EPS (diluted)
$1.10
$0.45

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ACNB
ACNB
SDGR
SDGR
Q4 25
$47.2M
$87.2M
Q3 25
$50.9M
$54.3M
Q2 25
$50.3M
$54.8M
Q1 25
$43.5M
$59.6M
Q4 24
$33.2M
$88.3M
Q3 24
$34.1M
$35.3M
Q2 24
$33.3M
$47.3M
Q1 24
$31.6M
$36.6M
Net Profit
ACNB
ACNB
SDGR
SDGR
Q4 25
$10.8M
$32.5M
Q3 25
$14.9M
$-32.8M
Q2 25
$11.6M
$-43.2M
Q1 25
$-272.0K
$-59.8M
Q4 24
$6.6M
$-40.2M
Q3 24
$7.2M
$-38.1M
Q2 24
$11.3M
$-54.0M
Q1 24
$6.8M
$-54.7M
Gross Margin
ACNB
ACNB
SDGR
SDGR
Q4 25
65.7%
Q3 25
51.6%
Q2 25
47.8%
Q1 25
52.3%
Q4 24
72.6%
Q3 24
50.2%
Q2 24
66.2%
Q1 24
51.6%
Operating Margin
ACNB
ACNB
SDGR
SDGR
Q4 25
27.9%
-19.7%
Q3 25
37.2%
-84.6%
Q2 25
29.7%
-96.6%
Q1 25
-1.3%
-85.5%
Q4 24
24.8%
-23.5%
Q3 24
27.6%
-193.9%
Q2 24
42.8%
-111.4%
Q1 24
26.9%
-184.3%
Net Margin
ACNB
ACNB
SDGR
SDGR
Q4 25
22.9%
37.3%
Q3 25
29.2%
-60.4%
Q2 25
23.2%
-78.8%
Q1 25
-0.6%
-100.4%
Q4 24
19.9%
-45.5%
Q3 24
21.1%
-108.1%
Q2 24
33.9%
-114.2%
Q1 24
21.4%
-149.5%
EPS (diluted)
ACNB
ACNB
SDGR
SDGR
Q4 25
$1.10
$0.45
Q3 25
$1.42
$-0.45
Q2 25
$1.11
$-0.59
Q1 25
$-0.03
$-0.82
Q4 24
$0.77
$-0.55
Q3 24
$0.84
$-0.52
Q2 24
$1.32
$-0.74
Q1 24
$0.80
$-0.76

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ACNB
ACNB
SDGR
SDGR
Cash + ST InvestmentsLiquidity on hand
$65.6M
$395.5M
Total DebtLower is stronger
$255.4M
Stockholders' EquityBook value
$420.0M
$364.1M
Total Assets
$3.2B
$726.2M
Debt / EquityLower = less leverage
0.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ACNB
ACNB
SDGR
SDGR
Q4 25
$65.6M
$395.5M
Q3 25
$102.1M
$391.2M
Q2 25
$103.1M
$450.2M
Q1 25
$123.6M
$500.3M
Q4 24
$47.3M
$352.1M
Q3 24
$58.1M
$388.7M
Q2 24
$86.3M
$377.3M
Q1 24
$53.1M
$431.1M
Total Debt
ACNB
ACNB
SDGR
SDGR
Q4 25
$255.4M
Q3 25
$255.4M
Q2 25
$255.4M
Q1 25
$255.3M
Q4 24
$255.3M
Q3 24
$255.3M
Q2 24
$255.3M
Q1 24
$255.3M
Stockholders' Equity
ACNB
ACNB
SDGR
SDGR
Q4 25
$420.0M
$364.1M
Q3 25
$408.6M
$321.4M
Q2 25
$395.2M
$342.9M
Q1 25
$386.9M
$373.5M
Q4 24
$303.3M
$421.4M
Q3 24
$306.8M
$449.4M
Q2 24
$289.3M
$474.0M
Q1 24
$279.9M
$513.7M
Total Assets
ACNB
ACNB
SDGR
SDGR
Q4 25
$3.2B
$726.2M
Q3 25
$3.3B
$653.7M
Q2 25
$3.3B
$688.2M
Q1 25
$3.3B
$743.0M
Q4 24
$2.4B
$823.2M
Q3 24
$2.4B
$669.3M
Q2 24
$2.5B
$688.4M
Q1 24
$2.4B
$737.8M
Debt / Equity
ACNB
ACNB
SDGR
SDGR
Q4 25
0.61×
Q3 25
0.62×
Q2 25
0.65×
Q1 25
0.66×
Q4 24
0.84×
Q3 24
0.83×
Q2 24
0.88×
Q1 24
0.91×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ACNB
ACNB
SDGR
SDGR
Operating Cash FlowLast quarter
$53.6M
$-16.1M
Free Cash FlowOCF − Capex
$52.6M
$-16.1M
FCF MarginFCF / Revenue
111.4%
-18.5%
Capex IntensityCapex / Revenue
2.3%
0.0%
Cash ConversionOCF / Net Profit
4.96×
-0.50×
TTM Free Cash FlowTrailing 4 quarters
$92.2M
$12.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ACNB
ACNB
SDGR
SDGR
Q4 25
$53.6M
$-16.1M
Q3 25
$23.2M
$-61.9M
Q2 25
$17.8M
$-52.2M
Q1 25
$-71.0K
$144.1M
Q4 24
$39.8M
$-31.1M
Q3 24
$13.6M
$-33.3M
Q2 24
$9.7M
$-53.7M
Q1 24
$10.8M
$-39.3M
Free Cash Flow
ACNB
ACNB
SDGR
SDGR
Q4 25
$52.6M
$-16.1M
Q3 25
$22.8M
$-62.4M
Q2 25
$17.6M
$-52.5M
Q1 25
$-730.0K
$143.5M
Q4 24
$38.8M
$-32.0M
Q3 24
$13.3M
$-34.6M
Q2 24
$9.4M
$-54.7M
Q1 24
$10.7M
$-43.4M
FCF Margin
ACNB
ACNB
SDGR
SDGR
Q4 25
111.4%
-18.5%
Q3 25
44.7%
-114.8%
Q2 25
35.0%
-95.9%
Q1 25
-1.7%
240.9%
Q4 24
117.0%
-36.2%
Q3 24
39.1%
-98.0%
Q2 24
28.3%
-115.6%
Q1 24
33.9%
-118.5%
Capex Intensity
ACNB
ACNB
SDGR
SDGR
Q4 25
2.3%
0.0%
Q3 25
0.8%
0.9%
Q2 25
0.4%
0.6%
Q1 25
1.5%
1.0%
Q4 24
2.9%
1.0%
Q3 24
0.7%
3.8%
Q2 24
0.9%
2.1%
Q1 24
0.2%
11.2%
Cash Conversion
ACNB
ACNB
SDGR
SDGR
Q4 25
4.96×
-0.50×
Q3 25
1.56×
Q2 25
1.52×
Q1 25
Q4 24
6.03×
Q3 24
1.88×
Q2 24
0.86×
Q1 24
1.60×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ACNB
ACNB

Segment breakdown not available.

SDGR
SDGR

On Premise Software$44.4M51%
Drug Discovery Services$17.6M20%
Hosted Software$11.5M13%
Maintenance$6.9M8%
Professional Services$3.8M4%
July2024Agreement With Bill Melinda Gates Foundation$2.7M3%

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