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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and CHICAGO RIVET & MACHINE CO (CVR). Click either name above to swap in a different company.
Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $6.0M, roughly 1.4× CHICAGO RIVET & MACHINE CO). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -19.3%, a 44.2% gap on every dollar of revenue. On growth, CHICAGO RIVET & MACHINE CO posted the faster year-over-year revenue change (45.9% vs 12.8%). Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $24.3K). Over the past eight quarters, Affinity Bancshares, Inc.'s revenue compounded faster (8.1% CAGR vs -12.7%).
Chicago Pneumatic, also known as "CP", is an industrial manufacturer providing power tools, air compressors, generators, light towers and hydraulic equipment. Products are sold in more than 150 countries through a worldwide distribution network. CP is active on markets such as tools for industrial production, vehicle service, maintenance repair operation for mining, construction, infrastructure equipment.
AFBI vs CVR — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.6M | $6.0M |
| Net Profit | $2.1M | $-1.2M |
| Gross Margin | — | 2.7% |
| Operating Margin | 35.9% | -15.3% |
| Net Margin | 24.9% | -19.3% |
| Revenue YoY | 12.8% | 45.9% |
| Net Profit YoY | 58.5% | 68.0% |
| EPS (diluted) | $0.34 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.6M | $6.0M | ||
| Q3 25 | $8.4M | $7.4M | ||
| Q2 25 | $8.3M | $7.3M | ||
| Q1 25 | $7.8M | $7.2M | ||
| Q4 24 | $7.6M | $4.1M | ||
| Q3 24 | $8.0M | $7.0M | ||
| Q2 24 | $8.3M | $8.1M | ||
| Q1 24 | $7.3M | $7.9M |
| Q4 25 | $2.1M | $-1.2M | ||
| Q3 25 | $2.2M | $67.6K | ||
| Q2 25 | $2.2M | $-395.0K | ||
| Q1 25 | $1.8M | $401.0K | ||
| Q4 24 | $1.3M | $-3.6M | ||
| Q3 24 | $1.7M | $-1.4M | ||
| Q2 24 | $1.0M | $142.1K | ||
| Q1 24 | $1.3M | $-698.0K |
| Q4 25 | — | 2.7% | ||
| Q3 25 | — | 18.1% | ||
| Q2 25 | — | 13.4% | ||
| Q1 25 | — | 22.9% | ||
| Q4 24 | — | -43.7% | ||
| Q3 24 | — | 10.0% | ||
| Q2 24 | — | 17.6% | ||
| Q1 24 | — | 9.5% |
| Q4 25 | 35.9% | -15.3% | ||
| Q3 25 | 34.9% | 0.9% | ||
| Q2 25 | 34.1% | -5.7% | ||
| Q1 25 | 30.8% | 1.0% | ||
| Q4 24 | 21.1% | -86.4% | ||
| Q3 24 | 28.5% | -11.8% | ||
| Q2 24 | 16.2% | 1.3% | ||
| Q1 24 | 24.0% | -11.5% |
| Q4 25 | 24.9% | -19.3% | ||
| Q3 25 | 26.5% | 0.9% | ||
| Q2 25 | 25.9% | -5.4% | ||
| Q1 25 | 23.4% | 5.5% | ||
| Q4 24 | 17.7% | -88.0% | ||
| Q3 24 | 21.7% | -20.8% | ||
| Q2 24 | 12.5% | 1.8% | ||
| Q1 24 | 18.2% | -8.9% |
| Q4 25 | $0.34 | — | ||
| Q3 25 | $0.34 | — | ||
| Q2 25 | $0.33 | — | ||
| Q1 25 | $0.28 | — | ||
| Q4 24 | $0.21 | — | ||
| Q3 24 | $0.26 | — | ||
| Q2 24 | $0.16 | — | ||
| Q1 24 | $0.20 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.9M | $1.7M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $127.0M | $18.8M |
| Total Assets | $881.7M | $23.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.9M | $1.7M | ||
| Q3 25 | $84.8M | $1.7M | ||
| Q2 25 | $89.7M | $1.2M | ||
| Q1 25 | $74.7M | $765.6K | ||
| Q4 24 | $41.4M | $2.2M | ||
| Q3 24 | $52.3M | $2.2M | ||
| Q2 24 | $50.4M | $2.6M | ||
| Q1 24 | $61.4M | $2.7M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $127.0M | $18.8M | ||
| Q3 25 | $125.4M | $20.0M | ||
| Q2 25 | $124.1M | $20.0M | ||
| Q1 25 | $122.3M | $20.4M | ||
| Q4 24 | $129.1M | $20.0M | ||
| Q3 24 | $128.4M | $23.7M | ||
| Q2 24 | $125.1M | $25.2M | ||
| Q1 24 | $123.3M | $25.2M |
| Q4 25 | $881.7M | $23.3M | ||
| Q3 25 | $925.2M | $24.0M | ||
| Q2 25 | $933.8M | $23.6M | ||
| Q1 25 | $912.5M | $24.1M | ||
| Q4 24 | $866.8M | $23.4M | ||
| Q3 24 | $878.6M | $26.4M | ||
| Q2 24 | $873.6M | $27.3M | ||
| Q1 24 | $869.5M | $27.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.6M | $116.4K |
| Free Cash FlowOCF − Capex | $11.2M | $24.3K |
| FCF MarginFCF / Revenue | 130.9% | 0.4% |
| Capex IntensityCapex / Revenue | 4.9% | 1.5% |
| Cash ConversionOCF / Net Profit | 5.46× | — |
| TTM Free Cash FlowTrailing 4 quarters | $20.3M | $-1.6M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.6M | $116.4K | ||
| Q3 25 | $3.7M | $638.0K | ||
| Q2 25 | $3.8M | $28.2K | ||
| Q1 25 | $1.9M | $-2.0M | ||
| Q4 24 | $6.8M | $-60.1K | ||
| Q3 24 | $4.1M | $-58.2K | ||
| Q2 24 | $619.0K | $363.5K | ||
| Q1 24 | $1.2M | $-398.8K |
| Q4 25 | $11.2M | $24.3K | ||
| Q3 25 | $3.6M | $492.1K | ||
| Q2 25 | $3.7M | $-22.8K | ||
| Q1 25 | $1.8M | $-2.1M | ||
| Q4 24 | $6.4M | $-118.1K | ||
| Q3 24 | $4.0M | $-368.9K | ||
| Q2 24 | $489.0K | $58.0K | ||
| Q1 24 | $1.1M | $-491.8K |
| Q4 25 | 130.9% | 0.4% | ||
| Q3 25 | 43.3% | 6.7% | ||
| Q2 25 | 44.0% | -0.3% | ||
| Q1 25 | 22.7% | -28.3% | ||
| Q4 24 | 83.9% | -2.9% | ||
| Q3 24 | 49.5% | -5.3% | ||
| Q2 24 | 5.9% | 0.7% | ||
| Q1 24 | 14.8% | -6.3% |
| Q4 25 | 4.9% | 1.5% | ||
| Q3 25 | 0.8% | 2.0% | ||
| Q2 25 | 1.4% | 0.7% | ||
| Q1 25 | 1.9% | 0.6% | ||
| Q4 24 | 5.6% | 1.4% | ||
| Q3 24 | 1.7% | 4.5% | ||
| Q2 24 | 1.6% | 3.8% | ||
| Q1 24 | 1.8% | 1.2% |
| Q4 25 | 5.46× | — | ||
| Q3 25 | 1.66× | 9.44× | ||
| Q2 25 | 1.75× | — | ||
| Q1 25 | 1.05× | -5.01× | ||
| Q4 24 | 5.05× | — | ||
| Q3 24 | 2.36× | — | ||
| Q2 24 | 0.60× | 2.56× | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFBI
Segment breakdown not available.
CVR
| Fastener | $5.1M | 85% |
| Other | $890.7K | 15% |
