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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and Lucas GC Ltd (LGCL). Click either name above to swap in a different company.
Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $7.5M, roughly 1.1× Lucas GC Ltd). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs 5.6%, a 19.3% gap on every dollar of revenue.
AFBI vs LGCL — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2025
| Metric | | |
|---|---|---|
| Revenue | $8.6M | $7.5M |
| Net Profit | $2.1M | $414.1K |
| Gross Margin | — | 33.7% |
| Operating Margin | 35.9% | 4.0% |
| Net Margin | 24.9% | 5.6% |
| Revenue YoY | 12.8% | — |
| Net Profit YoY | 58.5% | — |
| EPS (diluted) | $0.34 | $0.20 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $8.6M | — | ||
| Q3 25 | $8.4M | — | ||
| Q2 25 | $8.3M | $7.5M | ||
| Q1 25 | $7.8M | — | ||
| Q4 24 | $7.6M | — | ||
| Q3 24 | $8.0M | — | ||
| Q2 24 | $8.3M | $11.5M | ||
| Q1 24 | $7.3M | — |
| Q4 25 | $2.1M | — | ||
| Q3 25 | $2.2M | — | ||
| Q2 25 | $2.2M | $414.1K | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | $1.3M | — | ||
| Q3 24 | $1.7M | — | ||
| Q2 24 | $1.0M | $1.0M | ||
| Q1 24 | $1.3M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 33.7% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 33.5% | ||
| Q1 24 | — | — |
| Q4 25 | 35.9% | — | ||
| Q3 25 | 34.9% | — | ||
| Q2 25 | 34.1% | 4.0% | ||
| Q1 25 | 30.8% | — | ||
| Q4 24 | 21.1% | — | ||
| Q3 24 | 28.5% | — | ||
| Q2 24 | 16.2% | 8.8% | ||
| Q1 24 | 24.0% | — |
| Q4 25 | 24.9% | — | ||
| Q3 25 | 26.5% | — | ||
| Q2 25 | 25.9% | 5.6% | ||
| Q1 25 | 23.4% | — | ||
| Q4 24 | 17.7% | — | ||
| Q3 24 | 21.7% | — | ||
| Q2 24 | 12.5% | 8.9% | ||
| Q1 24 | 18.2% | — |
| Q4 25 | $0.34 | — | ||
| Q3 25 | $0.34 | — | ||
| Q2 25 | $0.33 | $0.20 | ||
| Q1 25 | $0.28 | — | ||
| Q4 24 | $0.21 | — | ||
| Q3 24 | $0.26 | — | ||
| Q2 24 | $0.16 | $0.01 | ||
| Q1 24 | $0.20 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.9M | $606.9K |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $127.0M | $6.3M |
| Total Assets | $881.7M | $8.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.9M | — | ||
| Q3 25 | $84.8M | — | ||
| Q2 25 | $89.7M | $606.9K | ||
| Q1 25 | $74.7M | — | ||
| Q4 24 | $41.4M | — | ||
| Q3 24 | $52.3M | — | ||
| Q2 24 | $50.4M | $978.1K | ||
| Q1 24 | $61.4M | — |
| Q4 25 | $127.0M | — | ||
| Q3 25 | $125.4M | — | ||
| Q2 25 | $124.1M | $6.3M | ||
| Q1 25 | $122.3M | — | ||
| Q4 24 | $129.1M | — | ||
| Q3 24 | $128.4M | — | ||
| Q2 24 | $125.1M | $5.3M | ||
| Q1 24 | $123.3M | — |
| Q4 25 | $881.7M | — | ||
| Q3 25 | $925.2M | — | ||
| Q2 25 | $933.8M | $8.8M | ||
| Q1 25 | $912.5M | — | ||
| Q4 24 | $866.8M | — | ||
| Q3 24 | $878.6M | — | ||
| Q2 24 | $873.6M | $7.8M | ||
| Q1 24 | $869.5M | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $11.6M | — |
| Free Cash FlowOCF − Capex | $11.2M | — |
| FCF MarginFCF / Revenue | 130.9% | — |
| Capex IntensityCapex / Revenue | 4.9% | — |
| Cash ConversionOCF / Net Profit | 5.46× | — |
| TTM Free Cash FlowTrailing 4 quarters | $20.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $11.6M | — | ||
| Q3 25 | $3.7M | — | ||
| Q2 25 | $3.8M | — | ||
| Q1 25 | $1.9M | — | ||
| Q4 24 | $6.8M | — | ||
| Q3 24 | $4.1M | — | ||
| Q2 24 | $619.0K | — | ||
| Q1 24 | $1.2M | — |
| Q4 25 | $11.2M | — | ||
| Q3 25 | $3.6M | — | ||
| Q2 25 | $3.7M | — | ||
| Q1 25 | $1.8M | — | ||
| Q4 24 | $6.4M | — | ||
| Q3 24 | $4.0M | — | ||
| Q2 24 | $489.0K | — | ||
| Q1 24 | $1.1M | — |
| Q4 25 | 130.9% | — | ||
| Q3 25 | 43.3% | — | ||
| Q2 25 | 44.0% | — | ||
| Q1 25 | 22.7% | — | ||
| Q4 24 | 83.9% | — | ||
| Q3 24 | 49.5% | — | ||
| Q2 24 | 5.9% | — | ||
| Q1 24 | 14.8% | — |
| Q4 25 | 4.9% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 1.4% | — | ||
| Q1 25 | 1.9% | — | ||
| Q4 24 | 5.6% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.6% | — | ||
| Q1 24 | 1.8% | — |
| Q4 25 | 5.46× | — | ||
| Q3 25 | 1.66× | — | ||
| Q2 25 | 1.75× | — | ||
| Q1 25 | 1.05× | — | ||
| Q4 24 | 5.05× | — | ||
| Q3 24 | 2.36× | — | ||
| Q2 24 | 0.60× | — | ||
| Q1 24 | 0.91× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AFBI
Segment breakdown not available.
LGCL
| Recruitment service | $4.4M | 60% |
| Others | $2.9M | 39% |
