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Side-by-side financial comparison of Affinity Bancshares, Inc. (AFBI) and SES AI Corp (SES). Click either name above to swap in a different company.

Affinity Bancshares, Inc. is the larger business by last-quarter revenue ($8.6M vs $4.6M, roughly 1.9× SES AI Corp). Affinity Bancshares, Inc. runs the higher net margin — 24.9% vs -373.5%, a 398.3% gap on every dollar of revenue. Affinity Bancshares, Inc. produced more free cash flow last quarter ($11.2M vs $-11.1M).

SES S.A. is a Luxembourgish communications satellite operator supplying video and data connectivity worldwide to broadcasters, content and internet service providers, mobile and fixed network operators, governments and institutions.

AFBI vs SES — Head-to-Head

Bigger by revenue
AFBI
AFBI
1.9× larger
AFBI
$8.6M
$4.6M
SES
Higher net margin
AFBI
AFBI
398.3% more per $
AFBI
24.9%
-373.5%
SES
More free cash flow
AFBI
AFBI
$22.3M more FCF
AFBI
$11.2M
$-11.1M
SES

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AFBI
AFBI
SES
SES
Revenue
$8.6M
$4.6M
Net Profit
$2.1M
$-17.0M
Gross Margin
11.3%
Operating Margin
35.9%
-387.7%
Net Margin
24.9%
-373.5%
Revenue YoY
12.8%
Net Profit YoY
58.5%
50.7%
EPS (diluted)
$0.34
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFBI
AFBI
SES
SES
Q4 25
$8.6M
$4.6M
Q3 25
$8.4M
$7.1M
Q2 25
$8.3M
$3.5M
Q1 25
$7.8M
$5.8M
Q4 24
$7.6M
Q3 24
$8.0M
Q2 24
$8.3M
Q1 24
$7.3M
Net Profit
AFBI
AFBI
SES
SES
Q4 25
$2.1M
$-17.0M
Q3 25
$2.2M
$-20.9M
Q2 25
$2.2M
$-22.7M
Q1 25
$1.8M
$-12.4M
Q4 24
$1.3M
Q3 24
$1.7M
Q2 24
$1.0M
Q1 24
$1.3M
Gross Margin
AFBI
AFBI
SES
SES
Q4 25
11.3%
Q3 25
51.1%
Q2 25
73.7%
Q1 25
78.7%
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
AFBI
AFBI
SES
SES
Q4 25
35.9%
-387.7%
Q3 25
34.9%
-262.0%
Q2 25
34.1%
-652.3%
Q1 25
30.8%
-401.7%
Q4 24
21.1%
Q3 24
28.5%
Q2 24
16.2%
Q1 24
24.0%
Net Margin
AFBI
AFBI
SES
SES
Q4 25
24.9%
-373.5%
Q3 25
26.5%
-293.9%
Q2 25
25.9%
-642.2%
Q1 25
23.4%
-214.6%
Q4 24
17.7%
Q3 24
21.7%
Q2 24
12.5%
Q1 24
18.2%
EPS (diluted)
AFBI
AFBI
SES
SES
Q4 25
$0.34
$-0.05
Q3 25
$0.34
$-0.06
Q2 25
$0.33
$-0.07
Q1 25
$0.28
$-0.04
Q4 24
$0.21
Q3 24
$0.26
Q2 24
$0.16
Q1 24
$0.20

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AFBI
AFBI
SES
SES
Cash + ST InvestmentsLiquidity on hand
$53.9M
$29.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$127.0M
$214.8M
Total Assets
$881.7M
$272.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AFBI
AFBI
SES
SES
Q4 25
$53.9M
$29.5M
Q3 25
$84.8M
$35.3M
Q2 25
$89.7M
$11.8M
Q1 25
$74.7M
$56.1M
Q4 24
$41.4M
Q3 24
$52.3M
Q2 24
$50.4M
Q1 24
$61.4M
Stockholders' Equity
AFBI
AFBI
SES
SES
Q4 25
$127.0M
$214.8M
Q3 25
$125.4M
$228.2M
Q2 25
$124.1M
$249.2M
Q1 25
$122.3M
$269.9M
Q4 24
$129.1M
Q3 24
$128.4M
Q2 24
$125.1M
Q1 24
$123.3M
Total Assets
AFBI
AFBI
SES
SES
Q4 25
$881.7M
$272.6M
Q3 25
$925.2M
$288.8M
Q2 25
$933.8M
$290.5M
Q1 25
$912.5M
$306.0M
Q4 24
$866.8M
Q3 24
$878.6M
Q2 24
$873.6M
Q1 24
$869.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AFBI
AFBI
SES
SES
Operating Cash FlowLast quarter
$11.6M
$-10.4M
Free Cash FlowOCF − Capex
$11.2M
$-11.1M
FCF MarginFCF / Revenue
130.9%
-243.7%
Capex IntensityCapex / Revenue
4.9%
15.6%
Cash ConversionOCF / Net Profit
5.46×
TTM Free Cash FlowTrailing 4 quarters
$20.3M
$-61.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AFBI
AFBI
SES
SES
Q4 25
$11.6M
$-10.4M
Q3 25
$3.7M
$-14.3M
Q2 25
$3.8M
$-10.8M
Q1 25
$1.9M
$-22.8M
Q4 24
$6.8M
Q3 24
$4.1M
Q2 24
$619.0K
Q1 24
$1.2M
Free Cash Flow
AFBI
AFBI
SES
SES
Q4 25
$11.2M
$-11.1M
Q3 25
$3.6M
$-14.7M
Q2 25
$3.7M
$-11.6M
Q1 25
$1.8M
$-23.7M
Q4 24
$6.4M
Q3 24
$4.0M
Q2 24
$489.0K
Q1 24
$1.1M
FCF Margin
AFBI
AFBI
SES
SES
Q4 25
130.9%
-243.7%
Q3 25
43.3%
-206.9%
Q2 25
44.0%
-329.6%
Q1 25
22.7%
-410.0%
Q4 24
83.9%
Q3 24
49.5%
Q2 24
5.9%
Q1 24
14.8%
Capex Intensity
AFBI
AFBI
SES
SES
Q4 25
4.9%
15.6%
Q3 25
0.8%
6.0%
Q2 25
1.4%
22.8%
Q1 25
1.9%
15.8%
Q4 24
5.6%
Q3 24
1.7%
Q2 24
1.6%
Q1 24
1.8%
Cash Conversion
AFBI
AFBI
SES
SES
Q4 25
5.46×
Q3 25
1.66×
Q2 25
1.75×
Q1 25
1.05×
Q4 24
5.05×
Q3 24
2.36×
Q2 24
0.60×
Q1 24
0.91×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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