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Side-by-side financial comparison of Assurant (AIZ) and Dole plc (DOLE). Click either name above to swap in a different company.
Assurant is the larger business by last-quarter revenue ($3.4B vs $2.3B, roughly 1.5× Dole plc). Assurant runs the higher net margin — 6.7% vs 0.2%, a 6.5% gap on every dollar of revenue. On growth, Dole plc posted the faster year-over-year revenue change (10.5% vs 7.9%). Assurant produced more free cash flow last quarter ($611.7M vs $66.5M). Over the past eight quarters, Assurant's revenue compounded faster (7.9% CAGR vs 3.2%).
Assurant, Inc. is a global provider of risk management products and services with headquarters in Atlanta. Its businesses provide a diverse set of specialty, niche-market insurance products in the property, casualty, extended device protection, and preneed insurance sectors. The company's main operating segments are Global Housing and Global Lifestyle.
Dole plc is an Irish-American agricultural multinational corporation headquartered in Dublin, Ireland. The company is among the world's largest producers of fruit and vegetables, operating with 38,500 full-time and seasonal employees who supply some 300 products in 75 countries. Dole reported 2021 revenues of $6.5 billion.
AIZ vs DOLE — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $3.4B | $2.3B |
| Net Profit | $225.2M | $5.1M |
| Gross Margin | — | 6.8% |
| Operating Margin | 8.5% | 1.1% |
| Net Margin | 6.7% | 0.2% |
| Revenue YoY | 7.9% | 10.5% |
| Net Profit YoY | 11.9% | -64.6% |
| EPS (diluted) | $4.37 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $3.4B | — | ||
| Q3 25 | $3.2B | $2.3B | ||
| Q2 25 | $3.2B | $2.4B | ||
| Q1 25 | $3.1B | $2.1B | ||
| Q4 24 | $3.1B | — | ||
| Q3 24 | $3.0B | $2.1B | ||
| Q2 24 | $2.9B | $2.1B | ||
| Q1 24 | $2.9B | $2.1B |
| Q4 25 | $225.2M | — | ||
| Q3 25 | $265.6M | $5.1M | ||
| Q2 25 | $235.3M | $10.0M | ||
| Q1 25 | $146.6M | $38.9M | ||
| Q4 24 | $201.3M | — | ||
| Q3 24 | $133.8M | $14.4M | ||
| Q2 24 | $188.7M | $80.1M | ||
| Q1 24 | $236.4M | $70.1M |
| Q4 25 | — | — | ||
| Q3 25 | — | 6.8% | ||
| Q2 25 | — | 9.0% | ||
| Q1 25 | — | 8.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | — | 9.4% | ||
| Q1 24 | — | 9.2% |
| Q4 25 | 8.5% | — | ||
| Q3 25 | 10.2% | 1.1% | ||
| Q2 25 | 9.2% | 4.3% | ||
| Q1 25 | 6.0% | 3.2% | ||
| Q4 24 | 8.1% | — | ||
| Q3 24 | 5.1% | 2.3% | ||
| Q2 24 | 8.0% | 4.0% | ||
| Q1 24 | 10.2% | 5.3% |
| Q4 25 | 6.7% | — | ||
| Q3 25 | 8.2% | 0.2% | ||
| Q2 25 | 7.4% | 0.4% | ||
| Q1 25 | 4.8% | 1.9% | ||
| Q4 24 | 6.5% | — | ||
| Q3 24 | 4.5% | 0.7% | ||
| Q2 24 | 6.5% | 3.8% | ||
| Q1 24 | 8.2% | 3.3% |
| Q4 25 | $4.37 | — | ||
| Q3 25 | $5.17 | $0.05 | ||
| Q2 25 | $4.56 | $0.10 | ||
| Q1 25 | $2.83 | $0.41 | ||
| Q4 24 | $3.86 | — | ||
| Q3 24 | $2.55 | $0.15 | ||
| Q2 24 | $3.58 | $0.84 | ||
| Q1 24 | $4.47 | $0.74 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.8B | $321.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.9B | $1.4B |
| Total Assets | $36.3B | $4.5B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.8B | — | ||
| Q3 25 | $1.7B | $321.0M | ||
| Q2 25 | $1.5B | $323.1M | ||
| Q1 25 | $1.7B | $261.0M | ||
| Q4 24 | $1.8B | — | ||
| Q3 24 | $1.8B | $266.4M | ||
| Q2 24 | $1.7B | $225.8M | ||
| Q1 24 | $1.3B | $245.5M |
| Q4 25 | $5.9B | — | ||
| Q3 25 | $5.8B | $1.4B | ||
| Q2 25 | $5.5B | $1.4B | ||
| Q1 25 | $5.2B | $1.3B | ||
| Q4 24 | $5.1B | — | ||
| Q3 24 | $5.3B | $1.4B | ||
| Q2 24 | $5.0B | $1.4B | ||
| Q1 24 | $4.9B | $1.3B |
| Q4 25 | $36.3B | — | ||
| Q3 25 | $35.8B | $4.5B | ||
| Q2 25 | $35.5B | $4.7B | ||
| Q1 25 | $35.0B | $4.5B | ||
| Q4 24 | $35.0B | — | ||
| Q3 24 | $35.3B | $4.5B | ||
| Q2 24 | $33.8B | $4.4B | ||
| Q1 24 | $33.2B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $671.0M | $87.4M |
| Free Cash FlowOCF − Capex | $611.7M | $66.5M |
| FCF MarginFCF / Revenue | 18.3% | 2.9% |
| Capex IntensityCapex / Revenue | 1.8% | 0.9% |
| Cash ConversionOCF / Net Profit | 2.98× | 17.12× |
| TTM Free Cash FlowTrailing 4 quarters | $1.6B | $13.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $671.0M | — | ||
| Q3 25 | $505.0M | $87.4M | ||
| Q2 25 | $265.5M | $18.3M | ||
| Q1 25 | $392.4M | $-78.8M | ||
| Q4 24 | $102.8M | — | ||
| Q3 24 | $436.5M | $101.0M | ||
| Q2 24 | $710.9M | $40.2M | ||
| Q1 24 | $82.5M | $-35.0M |
| Q4 25 | $611.7M | — | ||
| Q3 25 | $442.1M | $66.5M | ||
| Q2 25 | $205.6M | $-1.0M | ||
| Q1 25 | $339.0M | $-131.6M | ||
| Q4 24 | $34.8M | — | ||
| Q3 24 | $389.4M | $79.9M | ||
| Q2 24 | $655.5M | $22.8M | ||
| Q1 24 | $31.7M | $-53.2M |
| Q4 25 | 18.3% | — | ||
| Q3 25 | 13.7% | 2.9% | ||
| Q2 25 | 6.5% | -0.0% | ||
| Q1 25 | 11.0% | -6.3% | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 13.1% | 3.9% | ||
| Q2 24 | 22.4% | 1.1% | ||
| Q1 24 | 1.1% | -2.5% |
| Q4 25 | 1.8% | — | ||
| Q3 25 | 1.9% | 0.9% | ||
| Q2 25 | 1.9% | 0.8% | ||
| Q1 25 | 1.7% | 2.5% | ||
| Q4 24 | 2.2% | — | ||
| Q3 24 | 1.6% | 1.0% | ||
| Q2 24 | 1.9% | 0.8% | ||
| Q1 24 | 1.8% | 0.9% |
| Q4 25 | 2.98× | — | ||
| Q3 25 | 1.90× | 17.12× | ||
| Q2 25 | 1.13× | 1.84× | ||
| Q1 25 | 2.68× | -2.02× | ||
| Q4 24 | 0.51× | — | ||
| Q3 24 | 3.26× | 7.01× | ||
| Q2 24 | 3.77× | 0.50× | ||
| Q1 24 | 0.35× | -0.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AIZ
| Global Lifestyle | $2.6B | 78% |
| Global Housing | $749.1M | 22% |
| Service Contracts And Sales | $34.5M | 1% |
DOLE
Segment breakdown not available.
