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Side-by-side financial comparison of Albemarle Corporation (ALB) and Cincinnati Financial (CINF). Click either name above to swap in a different company.

Cincinnati Financial is the larger business by last-quarter revenue ($2.8B vs $1.4B, roughly 2.0× Albemarle Corporation). Cincinnati Financial runs the higher net margin — 9.6% vs -29.0%, a 38.6% gap on every dollar of revenue. On growth, Albemarle Corporation posted the faster year-over-year revenue change (15.9% vs -1.7%). Over the past eight quarters, Cincinnati Financial's revenue compounded faster (5.2% CAGR vs 2.4%).

Albemarle Corporation develops, manufactures, and markets engineered specialty chemicals worldwide. It operates through three segments: Lithium, Bromine, and Catalysts. The Lithium segment offers lithium compounds, including lithium carbonate, lithium hydroxide, lithium chloride, and lithium specialties; and reagents, such as butyllithium and lithium aluminum hydride for use in lithium batteries for consumer electronics and electric vehicles, high performance greases, thermoplastic elastomers...

Cincinnati Financial Corporation offers property and casualty insurance, its main business, through The Cincinnati Insurance Company, The Cincinnati Indemnity Company and The Cincinnati Casualty Company. The company has 1.01% of the domestic property and casualty insurance premiums, which ranks it as the 20th largest insurance company by market share in the U.S.

ALB vs CINF — Head-to-Head

Bigger by revenue
CINF
CINF
2.0× larger
CINF
$2.8B
$1.4B
ALB
Growing faster (revenue YoY)
ALB
ALB
+17.7% gap
ALB
15.9%
-1.7%
CINF
Higher net margin
CINF
CINF
38.6% more per $
CINF
9.6%
-29.0%
ALB
Faster 2-yr revenue CAGR
CINF
CINF
Annualised
CINF
5.2%
2.4%
ALB

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ALB
ALB
CINF
CINF
Revenue
$1.4B
$2.8B
Net Profit
$-414.2M
$274.0M
Gross Margin
13.9%
Operating Margin
-15.2%
Net Margin
-29.0%
9.6%
Revenue YoY
15.9%
-1.7%
Net Profit YoY
-650.1%
EPS (diluted)
$-3.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALB
ALB
CINF
CINF
Q1 26
$2.8B
Q4 25
$1.4B
$3.1B
Q3 25
$1.3B
$3.7B
Q2 25
$1.3B
$3.2B
Q1 25
$1.1B
$2.6B
Q4 24
$1.2B
$2.5B
Q3 24
$1.4B
$3.3B
Q2 24
$1.4B
$2.5B
Net Profit
ALB
ALB
CINF
CINF
Q1 26
$274.0M
Q4 25
$-414.2M
$676.0M
Q3 25
$-160.7M
$1.1B
Q2 25
$22.9M
$685.0M
Q1 25
$41.3M
$-90.0M
Q4 24
$75.3M
$405.0M
Q3 24
$-1.1B
$820.0M
Q2 24
$-188.2M
$312.0M
Gross Margin
ALB
ALB
CINF
CINF
Q1 26
Q4 25
13.9%
Q3 25
9.0%
Q2 25
14.8%
Q1 25
14.5%
Q4 24
11.2%
Q3 24
-7.7%
Q2 24
-0.7%
Operating Margin
ALB
ALB
CINF
CINF
Q1 26
Q4 25
-15.2%
27.2%
Q3 25
-16.6%
37.9%
Q2 25
3.6%
26.3%
Q1 25
1.8%
-5.0%
Q4 24
0.4%
18.9%
Q3 24
-81.9%
31.3%
Q2 24
-34.4%
15.2%
Net Margin
ALB
ALB
CINF
CINF
Q1 26
9.6%
Q4 25
-29.0%
21.9%
Q3 25
-12.3%
30.1%
Q2 25
1.7%
21.1%
Q1 25
3.8%
-3.5%
Q4 24
6.1%
16.0%
Q3 24
-78.9%
24.7%
Q2 24
-13.2%
12.3%
EPS (diluted)
ALB
ALB
CINF
CINF
Q1 26
Q4 25
$-3.88
$4.29
Q3 25
$-1.72
$7.11
Q2 25
$-0.16
$4.34
Q1 25
$0.00
$-0.57
Q4 24
$0.29
$2.57
Q3 24
$-9.45
$5.20
Q2 24
$-1.96
$1.98

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALB
ALB
CINF
CINF
Cash + ST InvestmentsLiquidity on hand
$1.2B
Total DebtLower is stronger
$3.2B
$816.0M
Stockholders' EquityBook value
$9.5B
$15.7B
Total Assets
$16.4B
$41.2B
Debt / EquityLower = less leverage
0.33×
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALB
ALB
CINF
CINF
Q1 26
$1.2B
Q4 25
$148.0M
Q3 25
$1.9B
$1.6B
Q2 25
$1.8B
$1.1B
Q1 25
$1.5B
$1.1B
Q4 24
$1.2B
$1.3B
Q3 24
$1.7B
$1.8B
Q2 24
$1.8B
$771.0M
Total Debt
ALB
ALB
CINF
CINF
Q1 26
$816.0M
Q4 25
$3.2B
$861.0M
Q3 25
$3.6B
$858.0M
Q2 25
$3.6B
$859.0M
Q1 25
$3.5B
$853.0M
Q4 24
$3.5B
$850.0M
Q3 24
$3.6B
$849.0M
Q2 24
$3.5B
$849.0M
Stockholders' Equity
ALB
ALB
CINF
CINF
Q1 26
$15.7B
Q4 25
$9.5B
$15.9B
Q3 25
$10.0B
$15.4B
Q2 25
$10.2B
$14.3B
Q1 25
$10.0B
$13.7B
Q4 24
$10.0B
$13.9B
Q3 24
$10.2B
$13.8B
Q2 24
$11.2B
$12.8B
Total Assets
ALB
ALB
CINF
CINF
Q1 26
$41.2B
Q4 25
$16.4B
$41.0B
Q3 25
$17.1B
$40.6B
Q2 25
$17.3B
$38.8B
Q1 25
$17.0B
$37.3B
Q4 24
$16.6B
$36.5B
Q3 24
$17.5B
$37.0B
Q2 24
$18.4B
$34.8B
Debt / Equity
ALB
ALB
CINF
CINF
Q1 26
0.05×
Q4 25
0.33×
0.05×
Q3 25
0.36×
0.06×
Q2 25
0.35×
0.06×
Q1 25
0.35×
0.06×
Q4 24
0.35×
0.06×
Q3 24
0.35×
0.06×
Q2 24
0.31×
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALB
ALB
CINF
CINF
Operating Cash FlowLast quarter
$388.5M
Free Cash FlowOCF − Capex
$233.1M
FCF MarginFCF / Revenue
16.3%
Capex IntensityCapex / Revenue
10.9%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$692.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALB
ALB
CINF
CINF
Q1 26
Q4 25
$388.5M
$947.0M
Q3 25
$355.6M
$1.1B
Q2 25
$-7.2M
$741.0M
Q1 25
$545.4M
$310.0M
Q4 24
$674.0K
$642.0M
Q3 24
$240.5M
$912.0M
Q2 24
$362.9M
$742.0M
Free Cash Flow
ALB
ALB
CINF
CINF
Q1 26
Q4 25
$233.1M
$939.0M
Q3 25
$223.4M
$1.1B
Q2 25
$-126.8M
$737.0M
Q1 25
$362.8M
$307.0M
Q4 24
$-355.1M
$638.0M
Q3 24
$-62.6M
$906.0M
Q2 24
$-84.7M
$737.0M
FCF Margin
ALB
ALB
CINF
CINF
Q1 26
Q4 25
16.3%
30.4%
Q3 25
17.1%
29.8%
Q2 25
-9.5%
22.7%
Q1 25
33.7%
12.0%
Q4 24
-28.8%
25.1%
Q3 24
-4.6%
27.3%
Q2 24
-5.9%
29.0%
Capex Intensity
ALB
ALB
CINF
CINF
Q1 26
Q4 25
10.9%
0.3%
Q3 25
10.1%
0.1%
Q2 25
9.0%
0.1%
Q1 25
17.0%
0.1%
Q4 24
28.9%
0.2%
Q3 24
22.4%
0.2%
Q2 24
31.3%
0.2%
Cash Conversion
ALB
ALB
CINF
CINF
Q1 26
Q4 25
1.40×
Q3 25
0.99×
Q2 25
-0.31×
1.08×
Q1 25
13.19×
Q4 24
0.01×
1.59×
Q3 24
1.11×
Q2 24
2.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALB
ALB

Energy Storage$759.1M53%
Specialties$348.9M24%
Ketjen$320.1M22%

CINF
CINF

Segment breakdown not available.

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