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Side-by-side financial comparison of Albemarle Corporation (ALB) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

Albemarle Corporation is the larger business by last-quarter revenue ($1.4B vs $739.2M, roughly 1.9× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs 22.3%, a 13.0% gap on every dollar of revenue. On growth, Albemarle Corporation posted the faster year-over-year revenue change (32.7% vs 31.1%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs -0.1%).

Albemarle Corporation develops, manufactures, and markets engineered specialty chemicals worldwide. It operates through three segments: Lithium, Bromine, and Catalysts. The Lithium segment offers lithium compounds, including lithium carbonate, lithium hydroxide, lithium chloride, and lithium specialties; and reagents, such as butyllithium and lithium aluminum hydride for use in lithium batteries for consumer electronics and electric vehicles, high performance greases, thermoplastic elastomers...

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

ALB vs UMBF — Head-to-Head

Bigger by revenue
ALB
ALB
1.9× larger
ALB
$1.4B
$739.2M
UMBF
Growing faster (revenue YoY)
ALB
ALB
+1.6% gap
ALB
32.7%
31.1%
UMBF
Higher net margin
UMBF
UMBF
13.0% more per $
UMBF
35.4%
22.3%
ALB
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
-0.1%
ALB

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ALB
ALB
UMBF
UMBF
Revenue
$1.4B
$739.2M
Net Profit
$319.1M
$261.4M
Gross Margin
35.1%
Operating Margin
16.3%
Net Margin
22.3%
35.4%
Revenue YoY
32.7%
31.1%
Net Profit YoY
671.7%
221.4%
EPS (diluted)
$2.34
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALB
ALB
UMBF
UMBF
Q1 26
$1.4B
$739.2M
Q4 25
$1.4B
$522.5M
Q3 25
$1.3B
$475.0M
Q2 25
$1.3B
$467.0M
Q1 25
$1.1B
$397.6M
Q4 24
$1.2B
$269.0M
Q3 24
$1.4B
$247.4M
Q2 24
$1.4B
$245.1M
Net Profit
ALB
ALB
UMBF
UMBF
Q1 26
$319.1M
$261.4M
Q4 25
$-414.2M
$215.4M
Q3 25
$-160.7M
$188.3M
Q2 25
$22.9M
$217.4M
Q1 25
$41.3M
$81.3M
Q4 24
$75.3M
$120.0M
Q3 24
$-1.1B
$109.6M
Q2 24
$-188.2M
$101.3M
Gross Margin
ALB
ALB
UMBF
UMBF
Q1 26
35.1%
Q4 25
13.9%
Q3 25
9.0%
Q2 25
14.8%
Q1 25
14.5%
Q4 24
11.2%
Q3 24
-7.7%
Q2 24
-0.7%
Operating Margin
ALB
ALB
UMBF
UMBF
Q1 26
16.3%
Q4 25
-15.2%
51.7%
Q3 25
-16.6%
49.8%
Q2 25
3.6%
58.9%
Q1 25
1.8%
23.4%
Q4 24
0.4%
53.8%
Q3 24
-81.9%
54.8%
Q2 24
-34.4%
51.8%
Net Margin
ALB
ALB
UMBF
UMBF
Q1 26
22.3%
35.4%
Q4 25
-29.0%
41.2%
Q3 25
-12.3%
39.6%
Q2 25
1.7%
46.5%
Q1 25
3.8%
20.5%
Q4 24
6.1%
44.6%
Q3 24
-78.9%
44.3%
Q2 24
-13.2%
41.3%
EPS (diluted)
ALB
ALB
UMBF
UMBF
Q1 26
$2.34
$3.35
Q4 25
$-3.88
$2.90
Q3 25
$-1.72
$2.36
Q2 25
$-0.16
$2.82
Q1 25
$0.00
$1.21
Q4 24
$0.29
$2.44
Q3 24
$-9.45
$2.23
Q2 24
$-1.96
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALB
ALB
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$1.1B
Total DebtLower is stronger
$1.9B
$477.2M
Stockholders' EquityBook value
$10.1B
$7.8B
Total Assets
$15.1B
$72.7B
Debt / EquityLower = less leverage
0.19×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALB
ALB
UMBF
UMBF
Q1 26
$1.1B
Q4 25
$7.8B
Q3 25
$1.9B
$8.8B
Q2 25
$1.8B
$11.0B
Q1 25
$1.5B
$10.6B
Q4 24
$1.2B
$8.4B
Q3 24
$1.7B
$7.3B
Q2 24
$1.8B
$5.0B
Total Debt
ALB
ALB
UMBF
UMBF
Q1 26
$1.9B
$477.2M
Q4 25
$3.2B
$474.2M
Q3 25
$3.6B
$471.3M
Q2 25
$3.6B
$657.3M
Q1 25
$3.5B
$654.4M
Q4 24
$3.5B
$385.3M
Q3 24
$3.6B
$384.8M
Q2 24
$3.5B
$384.2M
Stockholders' Equity
ALB
ALB
UMBF
UMBF
Q1 26
$10.1B
$7.8B
Q4 25
$9.5B
$7.7B
Q3 25
$10.0B
$7.4B
Q2 25
$10.2B
$7.3B
Q1 25
$10.0B
$6.7B
Q4 24
$10.0B
$3.5B
Q3 24
$10.2B
$3.5B
Q2 24
$11.2B
$3.2B
Total Assets
ALB
ALB
UMBF
UMBF
Q1 26
$15.1B
$72.7B
Q4 25
$16.4B
$73.1B
Q3 25
$17.1B
$71.9B
Q2 25
$17.3B
$71.8B
Q1 25
$17.0B
$69.3B
Q4 24
$16.6B
$50.4B
Q3 24
$17.5B
$47.5B
Q2 24
$18.4B
$44.5B
Debt / Equity
ALB
ALB
UMBF
UMBF
Q1 26
0.19×
0.06×
Q4 25
0.33×
0.06×
Q3 25
0.36×
0.06×
Q2 25
0.35×
0.09×
Q1 25
0.35×
0.10×
Q4 24
0.35×
0.11×
Q3 24
0.35×
0.11×
Q2 24
0.31×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALB
ALB
UMBF
UMBF
Operating Cash FlowLast quarter
$346.2M
Free Cash FlowOCF − Capex
$247.6M
FCF MarginFCF / Revenue
17.3%
Capex IntensityCapex / Revenue
6.9%
Cash ConversionOCF / Net Profit
1.09×
TTM Free Cash FlowTrailing 4 quarters
$577.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALB
ALB
UMBF
UMBF
Q1 26
$346.2M
Q4 25
$388.5M
$106.1M
Q3 25
$355.6M
$272.2M
Q2 25
$-7.2M
$285.4M
Q1 25
$545.4M
$363.0M
Q4 24
$674.0K
$-66.9M
Q3 24
$240.5M
$123.6M
Q2 24
$362.9M
$112.4M
Free Cash Flow
ALB
ALB
UMBF
UMBF
Q1 26
$247.6M
Q4 25
$233.1M
$95.3M
Q3 25
$223.4M
$257.8M
Q2 25
$-126.8M
$270.8M
Q1 25
$362.8M
$354.2M
Q4 24
$-355.1M
$-77.1M
Q3 24
$-62.6M
$117.7M
Q2 24
$-84.7M
$106.7M
FCF Margin
ALB
ALB
UMBF
UMBF
Q1 26
17.3%
Q4 25
16.3%
18.2%
Q3 25
17.1%
54.3%
Q2 25
-9.5%
58.0%
Q1 25
33.7%
89.1%
Q4 24
-28.8%
-28.6%
Q3 24
-4.6%
47.6%
Q2 24
-5.9%
43.5%
Capex Intensity
ALB
ALB
UMBF
UMBF
Q1 26
6.9%
Q4 25
10.9%
2.1%
Q3 25
10.1%
3.0%
Q2 25
9.0%
3.1%
Q1 25
17.0%
2.2%
Q4 24
28.9%
3.8%
Q3 24
22.4%
2.4%
Q2 24
31.3%
2.3%
Cash Conversion
ALB
ALB
UMBF
UMBF
Q1 26
1.09×
Q4 25
0.49×
Q3 25
1.45×
Q2 25
-0.31×
1.31×
Q1 25
13.19×
4.46×
Q4 24
0.01×
-0.56×
Q3 24
1.13×
Q2 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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