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Side-by-side financial comparison of Alarm.com Holdings, Inc. (ALRM) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Alarm.com Holdings, Inc. is the larger business by last-quarter revenue ($261.7M vs $247.7M, roughly 1.1× Oportun Financial Corp). Alarm.com Holdings, Inc. runs the higher net margin — 13.2% vs 1.4%, a 11.8% gap on every dollar of revenue. On growth, Alarm.com Holdings, Inc. posted the faster year-over-year revenue change (8.0% vs -1.3%). Over the past eight quarters, Alarm.com Holdings, Inc.'s revenue compounded faster (8.3% CAGR vs -0.5%).
Alarm.com, Inc. is an American technology company that provides cloud-based services for remote control, home automation, and alarm monitoring services. The company was founded in 2000 as a spinoff from MicroStrategy. The company is based in Tysons, Virginia.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
ALRM vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $261.7M | $247.7M |
| Net Profit | $34.6M | $3.4M |
| Gross Margin | 66.0% | — |
| Operating Margin | 13.4% | 2.6% |
| Net Margin | 13.2% | 1.4% |
| Revenue YoY | 8.0% | -1.3% |
| Net Profit YoY | 14.8% | -61.0% |
| EPS (diluted) | $0.66 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $261.7M | $247.7M | ||
| Q3 25 | $256.4M | $238.7M | ||
| Q2 25 | $254.3M | $234.3M | ||
| Q1 25 | $238.8M | $235.9M | ||
| Q4 24 | $242.2M | $250.9M | ||
| Q3 24 | $240.5M | $250.0M | ||
| Q2 24 | $233.8M | $250.4M | ||
| Q1 24 | $223.3M | $250.5M |
| Q4 25 | $34.6M | $3.4M | ||
| Q3 25 | $35.1M | $5.2M | ||
| Q2 25 | $34.2M | $6.9M | ||
| Q1 25 | $27.7M | $9.8M | ||
| Q4 24 | $30.1M | $8.7M | ||
| Q3 24 | $36.7M | $-30.0M | ||
| Q2 24 | $33.5M | $-31.0M | ||
| Q1 24 | $23.6M | $-26.4M |
| Q4 25 | 66.0% | — | ||
| Q3 25 | 65.8% | — | ||
| Q2 25 | 65.6% | — | ||
| Q1 25 | 67.2% | — | ||
| Q4 24 | 65.5% | — | ||
| Q3 24 | 64.8% | — | ||
| Q2 24 | 65.2% | — | ||
| Q1 24 | 65.7% | — |
| Q4 25 | 13.4% | 2.6% | ||
| Q3 25 | 14.4% | 6.0% | ||
| Q2 25 | 12.6% | 4.3% | ||
| Q1 25 | 12.4% | 5.6% | ||
| Q4 24 | 12.7% | 89.6% | ||
| Q3 24 | 13.8% | -15.8% | ||
| Q2 24 | 11.0% | -19.6% | ||
| Q1 24 | 8.4% | -12.2% |
| Q4 25 | 13.2% | 1.4% | ||
| Q3 25 | 13.7% | 2.2% | ||
| Q2 25 | 13.5% | 2.9% | ||
| Q1 25 | 11.6% | 4.1% | ||
| Q4 24 | 12.4% | 200.1% | ||
| Q3 24 | 15.3% | -12.0% | ||
| Q2 24 | 14.3% | -12.4% | ||
| Q1 24 | 10.6% | -10.6% |
| Q4 25 | $0.66 | $0.07 | ||
| Q3 25 | $0.65 | $0.11 | ||
| Q2 25 | $0.63 | $0.14 | ||
| Q1 25 | $0.52 | $0.21 | ||
| Q4 24 | $0.56 | $0.26 | ||
| Q3 24 | $0.67 | $-0.75 | ||
| Q2 24 | $0.62 | $-0.78 | ||
| Q1 24 | $0.44 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $960.6M | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $848.2M | $390.1M |
| Total Assets | $2.1B | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $960.6M | $105.5M | ||
| Q3 25 | $1.1B | $104.6M | ||
| Q2 25 | $1.0B | $96.8M | ||
| Q1 25 | $1.2B | $78.5M | ||
| Q4 24 | $1.2B | $60.0M | ||
| Q3 24 | $1.2B | $71.8M | ||
| Q2 24 | $1.1B | $72.9M | ||
| Q1 24 | $747.9M | $69.2M |
| Q4 25 | $848.2M | $390.1M | ||
| Q3 25 | $827.2M | $383.9M | ||
| Q2 25 | $797.3M | $376.0M | ||
| Q1 25 | $759.6M | $366.1M | ||
| Q4 24 | $726.5M | $353.8M | ||
| Q3 24 | $690.3M | $327.6M | ||
| Q2 24 | $645.5M | $354.1M | ||
| Q1 24 | $728.1M | $382.0M |
| Q4 25 | $2.1B | $3.3B | ||
| Q3 25 | $2.1B | $3.2B | ||
| Q2 25 | $2.1B | $3.2B | ||
| Q1 25 | $2.1B | $3.2B | ||
| Q4 24 | $2.0B | $3.2B | ||
| Q3 24 | $2.0B | $3.3B | ||
| Q2 24 | $1.9B | $3.3B | ||
| Q1 24 | $1.5B | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $35.9M | $413.4M |
| Free Cash FlowOCF − Capex | $35.1M | — |
| FCF MarginFCF / Revenue | 13.4% | — |
| Capex IntensityCapex / Revenue | 0.3% | — |
| Cash ConversionOCF / Net Profit | 1.04× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $137.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.9M | $413.4M | ||
| Q3 25 | $70.6M | $99.0M | ||
| Q2 25 | $22.7M | $104.5M | ||
| Q1 25 | $24.1M | $101.0M | ||
| Q4 24 | $56.3M | $393.5M | ||
| Q3 24 | $77.3M | $108.5M | ||
| Q2 24 | $23.0M | $107.7M | ||
| Q1 24 | $49.9M | $85.9M |
| Q4 25 | $35.1M | — | ||
| Q3 25 | $65.9M | — | ||
| Q2 25 | $18.2M | — | ||
| Q1 25 | $17.9M | — | ||
| Q4 24 | $54.0M | — | ||
| Q3 24 | $74.5M | — | ||
| Q2 24 | $21.0M | — | ||
| Q1 24 | $46.8M | — |
| Q4 25 | 13.4% | — | ||
| Q3 25 | 25.7% | — | ||
| Q2 25 | 7.1% | — | ||
| Q1 25 | 7.5% | — | ||
| Q4 24 | 22.3% | — | ||
| Q3 24 | 31.0% | — | ||
| Q2 24 | 9.0% | — | ||
| Q1 24 | 21.0% | — |
| Q4 25 | 0.3% | — | ||
| Q3 25 | 1.9% | — | ||
| Q2 25 | 1.8% | — | ||
| Q1 25 | 2.6% | — | ||
| Q4 24 | 0.9% | — | ||
| Q3 24 | 1.2% | — | ||
| Q2 24 | 0.9% | — | ||
| Q1 24 | 1.4% | — |
| Q4 25 | 1.04× | 121.45× | ||
| Q3 25 | 2.01× | 19.05× | ||
| Q2 25 | 0.66× | 15.20× | ||
| Q1 25 | 0.87× | 10.34× | ||
| Q4 24 | 1.87× | 45.04× | ||
| Q3 24 | 2.11× | — | ||
| Q2 24 | 0.69× | — | ||
| Q1 24 | 2.11× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ALRM
| License And Service | $180.2M | 69% |
| Hardwareand Other Revenue | $81.4M | 31% |
OPRT
Segment breakdown not available.
