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Side-by-side financial comparison of ALERUS FINANCIAL CORP (ALRS) and Creative Media & Community Trust Corp (CMCT). Click either name above to swap in a different company.

ALERUS FINANCIAL CORP is the larger business by last-quarter revenue ($45.2M vs $28.5M, roughly 1.6× Creative Media & Community Trust Corp). ALERUS FINANCIAL CORP runs the higher net margin — -73.2% vs -125.8%, a 52.6% gap on every dollar of revenue. On growth, ALERUS FINANCIAL CORP posted the faster year-over-year revenue change (18.0% vs 3.6%). Over the past eight quarters, ALERUS FINANCIAL CORP's revenue compounded faster (-2.5% CAGR vs -8.5%).

Alerus Financial Corporation, marketed as simply Alerus, is a chain of financial institutions headquartered in Grand Forks, North Dakota, with locations in North Dakota, Minnesota, Wisconsin, and Arizona. Alerus offers banking, mortgage, wealth management, and retirement services.

Creative Media & Community Trust Corp is a U.S.-headquartered real estate investment trust operating two core segments: it owns, manages and develops creative media facilities including professional film and TV production studios, plus community-focused assets such as affordable housing, neighborhood healthcare centers and local commercial spaces, serving media operators and local communities nationwide.

ALRS vs CMCT — Head-to-Head

Bigger by revenue
ALRS
ALRS
1.6× larger
ALRS
$45.2M
$28.5M
CMCT
Growing faster (revenue YoY)
ALRS
ALRS
+14.4% gap
ALRS
18.0%
3.6%
CMCT
Higher net margin
ALRS
ALRS
52.6% more per $
ALRS
-73.2%
-125.8%
CMCT
Faster 2-yr revenue CAGR
ALRS
ALRS
Annualised
ALRS
-2.5%
-8.5%
CMCT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ALRS
ALRS
CMCT
CMCT
Revenue
$45.2M
$28.5M
Net Profit
$-33.1M
$-11.4M
Gross Margin
Operating Margin
-96.0%
-125.6%
Net Margin
-73.2%
-125.8%
Revenue YoY
18.0%
3.6%
Net Profit YoY
-49232.8%
-11.4%
EPS (diluted)
$-1.27
$-3.89

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ALRS
ALRS
CMCT
CMCT
Q4 25
$45.2M
$28.5M
Q3 25
$72.6M
$26.2M
Q2 25
$74.8M
$29.7M
Q1 25
$68.8M
$32.3M
Q4 24
$72.2M
$27.5M
Q3 24
$50.9M
$28.6M
Q2 24
$51.4M
$34.4M
Q1 24
$47.5M
$34.0M
Net Profit
ALRS
ALRS
CMCT
CMCT
Q4 25
$-33.1M
$-11.4M
Q3 25
$16.9M
$-12.5M
Q2 25
$20.3M
$-9.0M
Q1 25
$13.3M
$-6.1M
Q4 24
$-67.0K
$-10.3M
Q3 24
$5.2M
$-10.4M
Q2 24
$6.2M
$-796.0K
Q1 24
$6.4M
$-3.7M
Operating Margin
ALRS
ALRS
CMCT
CMCT
Q4 25
-96.0%
-125.6%
Q3 25
30.4%
-47.7%
Q2 25
35.2%
-30.3%
Q1 25
25.5%
-19.0%
Q4 24
-0.8%
-128.8%
Q3 24
13.4%
-36.9%
Q2 24
15.8%
-1.6%
Q1 24
17.9%
-10.7%
Net Margin
ALRS
ALRS
CMCT
CMCT
Q4 25
-73.2%
-125.8%
Q3 25
23.3%
-47.5%
Q2 25
27.1%
-30.3%
Q1 25
19.4%
-18.9%
Q4 24
-0.2%
-129.8%
Q3 24
10.2%
-36.3%
Q2 24
12.1%
-2.3%
Q1 24
13.5%
-11.0%
EPS (diluted)
ALRS
ALRS
CMCT
CMCT
Q4 25
$-1.27
$-3.89
Q3 25
$0.65
$-23.52
Q2 25
$0.78
$-18.94
Q1 25
$0.52
$-20.73
Q4 24
$-0.06
$97.71
Q3 24
$0.26
$-305.04
Q2 24
$0.31
$-98.64
Q1 24
$0.32
$-125.46

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ALRS
ALRS
CMCT
CMCT
Cash + ST InvestmentsLiquidity on hand
$67.2M
$15.4M
Total DebtLower is stronger
$59.2M
$509.8M
Stockholders' EquityBook value
$564.9M
$265.4M
Total Assets
$5.2B
$859.2M
Debt / EquityLower = less leverage
0.10×
1.92×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ALRS
ALRS
CMCT
CMCT
Q4 25
$67.2M
$15.4M
Q3 25
$92.0M
$17.3M
Q2 25
$80.9M
$27.8M
Q1 25
$83.0M
$19.8M
Q4 24
$61.2M
$20.3M
Q3 24
$66.0M
$18.5M
Q2 24
$438.1M
$29.3M
Q1 24
$545.8M
$21.3M
Total Debt
ALRS
ALRS
CMCT
CMCT
Q4 25
$59.2M
$509.8M
Q3 25
$59.2M
$527.8M
Q2 25
$59.1M
$535.6M
Q1 25
$59.1M
$512.7M
Q4 24
$59.1M
$505.7M
Q3 24
$59.0M
$478.3M
Q2 24
$59.0M
$485.1M
Q1 24
$59.0M
$472.8M
Stockholders' Equity
ALRS
ALRS
CMCT
CMCT
Q4 25
$564.9M
$265.4M
Q3 25
$550.7M
$281.9M
Q2 25
$533.2M
$287.1M
Q1 25
$514.2M
$293.0M
Q4 24
$495.4M
$304.5M
Q3 24
$386.5M
$321.0M
Q2 24
$373.2M
$351.1M
Q1 24
$371.6M
$369.9M
Total Assets
ALRS
ALRS
CMCT
CMCT
Q4 25
$5.2B
$859.2M
Q3 25
$5.3B
$871.8M
Q2 25
$5.3B
$885.0M
Q1 25
$5.3B
$882.3M
Q4 24
$5.3B
$889.6M
Q3 24
$4.4B
$868.0M
Q2 24
$4.4B
$891.2M
Q1 24
$4.3B
$887.5M
Debt / Equity
ALRS
ALRS
CMCT
CMCT
Q4 25
0.10×
1.92×
Q3 25
0.11×
1.87×
Q2 25
0.11×
1.87×
Q1 25
0.11×
1.75×
Q4 24
0.12×
1.66×
Q3 24
0.15×
1.49×
Q2 24
0.16×
1.38×
Q1 24
0.16×
1.28×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ALRS
ALRS
CMCT
CMCT
Operating Cash FlowLast quarter
$67.5M
$5.8M
Free Cash FlowOCF − Capex
$58.8M
FCF MarginFCF / Revenue
130.2%
Capex IntensityCapex / Revenue
19.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$102.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ALRS
ALRS
CMCT
CMCT
Q4 25
$67.5M
$5.8M
Q3 25
$32.8M
$3.7M
Q2 25
$10.7M
$-2.5M
Q1 25
$7.7M
$1.2M
Q4 24
$21.7M
$17.0M
Q3 24
$20.2M
$10.3M
Q2 24
$-12.5M
$3.9M
Q1 24
$11.7M
$1.6M
Free Cash Flow
ALRS
ALRS
CMCT
CMCT
Q4 25
$58.8M
Q3 25
$30.3M
Q2 25
$7.6M
Q1 25
$5.7M
Q4 24
$9.4M
Q3 24
$17.4M
Q2 24
$-16.1M
Q1 24
$10.8M
FCF Margin
ALRS
ALRS
CMCT
CMCT
Q4 25
130.2%
Q3 25
41.8%
Q2 25
10.1%
Q1 25
8.2%
Q4 24
13.0%
Q3 24
34.2%
Q2 24
-31.4%
Q1 24
22.8%
Capex Intensity
ALRS
ALRS
CMCT
CMCT
Q4 25
19.3%
Q3 25
3.4%
Q2 25
4.2%
Q1 25
3.0%
Q4 24
17.1%
Q3 24
5.4%
Q2 24
7.2%
Q1 24
1.9%
Cash Conversion
ALRS
ALRS
CMCT
CMCT
Q4 25
Q3 25
1.94×
Q2 25
0.53×
Q1 25
0.58×
Q4 24
Q3 24
3.88×
Q2 24
-2.01×
Q1 24
1.82×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ALRS
ALRS

Other$17.3M38%
Retirement And Benefit Services$17.3M38%
Wealth Management$7.4M16%
Mortgage Banking$3.2M7%

CMCT
CMCT

Segment breakdown not available.

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