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Side-by-side financial comparison of Alpha Metallurgical Resources, Inc. (AMR) and Primerica, Inc. (PRI). Click either name above to swap in a different company.

Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $519.1M, roughly 1.6× Alpha Metallurgical Resources, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs -3.3%, a 26.4% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs -15.7%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -22.4%).

Alpha Metallurgical Resources, formerly Contura Energy, is a leading coal supplier with underground and surface coal mining complexes across Northern and Central Appalachia. Contura owns large coal basins in Pennsylvania, Virginia and West Virginia which supply both metallurgical coal to produce steel and thermal coal to generate power.

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

AMR vs PRI — Head-to-Head

Bigger by revenue
PRI
PRI
1.6× larger
PRI
$853.7M
$519.1M
AMR
Growing faster (revenue YoY)
PRI
PRI
+26.7% gap
PRI
11.0%
-15.7%
AMR
Higher net margin
PRI
PRI
26.4% more per $
PRI
23.1%
-3.3%
AMR
Faster 2-yr revenue CAGR
PRI
PRI
Annualised
PRI
7.2%
-22.4%
AMR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
AMR
AMR
PRI
PRI
Revenue
$519.1M
$853.7M
Net Profit
$-17.3M
$197.0M
Gross Margin
Operating Margin
-4.1%
28.9%
Net Margin
-3.3%
23.1%
Revenue YoY
-15.7%
11.0%
Net Profit YoY
-711.2%
17.9%
EPS (diluted)
$-1.35
$6.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AMR
AMR
PRI
PRI
Q4 25
$519.1M
$853.7M
Q3 25
$525.2M
$839.9M
Q2 25
$548.7M
$793.3M
Q1 25
$529.7M
$804.8M
Q4 24
$615.4M
$768.8M
Q3 24
$669.8M
$774.1M
Q2 24
$800.1M
$803.4M
Q1 24
$861.3M
$742.8M
Net Profit
AMR
AMR
PRI
PRI
Q4 25
$-17.3M
$197.0M
Q3 25
$-5.5M
$206.8M
Q2 25
$-5.0M
$178.3M
Q1 25
$-33.9M
$169.1M
Q4 24
$-2.1M
$167.1M
Q3 24
$3.8M
$164.4M
Q2 24
$58.9M
$1.2M
Q1 24
$127.0M
$137.9M
Gross Margin
AMR
AMR
PRI
PRI
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
98.0%
Q1 24
98.2%
Operating Margin
AMR
AMR
PRI
PRI
Q4 25
-4.1%
28.9%
Q3 25
-0.5%
32.3%
Q2 25
0.5%
29.6%
Q1 25
-7.6%
27.5%
Q4 24
1.6%
64.7%
Q3 24
0.8%
32.9%
Q2 24
8.8%
1.0%
Q1 24
16.5%
24.1%
Net Margin
AMR
AMR
PRI
PRI
Q4 25
-3.3%
23.1%
Q3 25
-1.1%
24.6%
Q2 25
-0.9%
22.5%
Q1 25
-6.4%
21.0%
Q4 24
-0.3%
21.7%
Q3 24
0.6%
21.2%
Q2 24
7.4%
0.1%
Q1 24
14.7%
18.6%
EPS (diluted)
AMR
AMR
PRI
PRI
Q4 25
$-1.35
$6.11
Q3 25
$-0.42
$6.35
Q2 25
$-0.38
$5.40
Q1 25
$-2.60
$5.05
Q4 24
$-0.09
$4.92
Q3 24
$0.29
$4.83
Q2 24
$4.49
$0.03
Q1 24
$9.59
$3.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AMR
AMR
PRI
PRI
Cash + ST InvestmentsLiquidity on hand
$415.6M
$756.2M
Total DebtLower is stronger
$9.8M
Stockholders' EquityBook value
$1.5B
$2.4B
Total Assets
$2.3B
$15.0B
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AMR
AMR
PRI
PRI
Q4 25
$415.6M
$756.2M
Q3 25
$457.9M
$644.9M
Q2 25
$449.0M
$621.2M
Q1 25
$448.0M
$625.1M
Q4 24
$481.6M
$687.8M
Q3 24
$484.6M
$550.1M
Q2 24
$336.1M
$627.3M
Q1 24
$269.4M
$593.4M
Total Debt
AMR
AMR
PRI
PRI
Q4 25
$9.8M
Q3 25
$2.9M
Q2 25
$3.1M
Q1 25
$2.4M
Q4 24
$2.9M
Q3 24
$3.6M
Q2 24
$5.3M
Q1 24
$6.0M
Stockholders' Equity
AMR
AMR
PRI
PRI
Q4 25
$1.5B
$2.4B
Q3 25
$1.6B
$2.3B
Q2 25
$1.6B
$2.3B
Q1 25
$1.6B
$2.3B
Q4 24
$1.6B
$2.3B
Q3 24
$1.7B
$1.9B
Q2 24
$1.6B
$2.1B
Q1 24
$1.6B
$2.2B
Total Assets
AMR
AMR
PRI
PRI
Q4 25
$2.3B
$15.0B
Q3 25
$2.3B
$14.8B
Q2 25
$2.4B
$14.8B
Q1 25
$2.4B
$14.6B
Q4 24
$2.4B
$14.6B
Q3 24
$2.5B
$14.8B
Q2 24
$2.5B
$14.6B
Q1 24
$2.5B
$14.9B
Debt / Equity
AMR
AMR
PRI
PRI
Q4 25
0.01×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
AMR
AMR
PRI
PRI
Operating Cash FlowLast quarter
$19.0M
$338.2M
Free Cash FlowOCF − Capex
$-10.0M
FCF MarginFCF / Revenue
-1.9%
Capex IntensityCapex / Revenue
5.6%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters
$17.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
AMR
AMR
PRI
PRI
Q4 25
$19.0M
$338.2M
Q3 25
$50.5M
$202.9M
Q2 25
$53.2M
$162.6M
Q1 25
$22.2M
$197.5M
Q4 24
$56.3M
$270.6M
Q3 24
$189.5M
$207.3M
Q2 24
$138.1M
$173.3M
Q1 24
$196.1M
$210.9M
Free Cash Flow
AMR
AMR
PRI
PRI
Q4 25
$-10.0M
Q3 25
$25.4M
Q2 25
$18.6M
Q1 25
$-16.3M
Q4 24
$13.6M
Q3 24
$158.0M
Q2 24
$77.0M
Q1 24
$132.5M
FCF Margin
AMR
AMR
PRI
PRI
Q4 25
-1.9%
Q3 25
4.8%
Q2 25
3.4%
Q1 25
-3.1%
Q4 24
2.2%
Q3 24
23.6%
Q2 24
9.6%
Q1 24
15.4%
Capex Intensity
AMR
AMR
PRI
PRI
Q4 25
5.6%
Q3 25
4.8%
Q2 25
6.3%
Q1 25
7.3%
Q4 24
6.9%
Q3 24
4.7%
Q2 24
7.6%
Q1 24
7.4%
Cash Conversion
AMR
AMR
PRI
PRI
Q4 25
1.72×
Q3 25
0.98×
Q2 25
0.91×
Q1 25
1.17×
Q4 24
1.62×
Q3 24
49.81×
1.26×
Q2 24
2.34×
147.98×
Q1 24
1.54×
1.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AMR
AMR

Segment breakdown not available.

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

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