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Side-by-side financial comparison of Andersons, Inc. (ANDE) and GREEN DOT CORP (GDOT). Click either name above to swap in a different company.

GREEN DOT CORP is the larger business by last-quarter revenue ($498.6M vs $329.5M, roughly 1.5× Andersons, Inc.). Andersons, Inc. runs the higher net margin — 20.5% vs -9.4%, a 29.9% gap on every dollar of revenue. On growth, GREEN DOT CORP posted the faster year-over-year revenue change (14.3% vs -2.4%). GREEN DOT CORP produced more free cash flow last quarter ($-76.3M vs $-77.1M). Over the past eight quarters, GREEN DOT CORP's revenue compounded faster (6.5% CAGR vs -1.8%).

The Andersons, Inc. is an American agribusiness established in 1947, that began as Andersons Truck Terminal (ATT) in the 1940s for the grain industry, headquartered in Maumee, Ohio. It is a diversified company rooted in agriculture that conducts business in the commodity merchandising, renewables, and plant nutrient sectors.

Green Dot Corporation is an American financial technology and bank holding company headquartered in Austin, Texas. It is the world's largest prepaid debit card company by market capitalization. Green Dot is also a payment platform company and is the technology platform used by Apple Cash, Uber, and Intuit. The company was founded in 1999 by Steve Streit as a prepaid debit card for teenagers to shop online. In 2001, the company pivoted to serving the "unbanked" and "underbanked" communities. I...

ANDE vs GDOT — Head-to-Head

Bigger by revenue
GDOT
GDOT
1.5× larger
GDOT
$498.6M
$329.5M
ANDE
Growing faster (revenue YoY)
GDOT
GDOT
+16.7% gap
GDOT
14.3%
-2.4%
ANDE
Higher net margin
ANDE
ANDE
29.9% more per $
ANDE
20.5%
-9.4%
GDOT
More free cash flow
GDOT
GDOT
$784.0K more FCF
GDOT
$-76.3M
$-77.1M
ANDE
Faster 2-yr revenue CAGR
GDOT
GDOT
Annualised
GDOT
6.5%
-1.8%
ANDE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ANDE
ANDE
GDOT
GDOT
Revenue
$329.5M
$498.6M
Net Profit
$67.4M
$-46.8M
Gross Margin
70.3%
Operating Margin
26.6%
-5.5%
Net Margin
20.5%
-9.4%
Revenue YoY
-2.4%
14.3%
Net Profit YoY
49.6%
-1017.6%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ANDE
ANDE
GDOT
GDOT
Q4 25
$329.5M
$498.6M
Q3 25
$295.8M
$472.2M
Q2 25
$535.0M
$482.7M
Q1 25
$370.8M
$537.2M
Q4 24
$337.5M
$436.1M
Q3 24
$231.9M
$393.7M
Q2 24
$492.5M
$392.5M
Q1 24
$341.4M
$439.3M
Net Profit
ANDE
ANDE
GDOT
GDOT
Q4 25
$67.4M
$-46.8M
Q3 25
$20.1M
$-30.8M
Q2 25
$7.9M
$-47.0M
Q1 25
$284.0K
$25.8M
Q4 24
$45.1M
$5.1M
Q3 24
$27.4M
$-7.8M
Q2 24
$36.0M
$-28.7M
Q1 24
$5.6M
$4.8M
Gross Margin
ANDE
ANDE
GDOT
GDOT
Q4 25
70.3%
Q3 25
57.8%
Q2 25
29.6%
Q1 25
41.2%
Q4 24
63.1%
Q3 24
76.4%
Q2 24
35.6%
Q1 24
37.6%
Operating Margin
ANDE
ANDE
GDOT
GDOT
Q4 25
26.6%
-5.5%
Q3 25
8.7%
-7.0%
Q2 25
4.6%
2.8%
Q1 25
0.9%
11.3%
Q4 24
19.9%
3.3%
Q3 24
26.8%
-0.7%
Q2 24
11.6%
-6.0%
Q1 24
4.1%
2.4%
Net Margin
ANDE
ANDE
GDOT
GDOT
Q4 25
20.5%
-9.4%
Q3 25
6.8%
-6.5%
Q2 25
1.5%
-9.7%
Q1 25
0.1%
4.8%
Q4 24
13.4%
1.2%
Q3 24
11.8%
-2.0%
Q2 24
7.3%
-7.3%
Q1 24
1.6%
1.1%
EPS (diluted)
ANDE
ANDE
GDOT
GDOT
Q4 25
Q3 25
$0.59
Q2 25
$0.23
Q1 25
$0.01
Q4 24
$1.31
Q3 24
$0.80
Q2 24
$1.05
Q1 24
$0.16

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ANDE
ANDE
GDOT
GDOT
Cash + ST InvestmentsLiquidity on hand
$98.3M
$1.4B
Total DebtLower is stronger
$560.0M
Stockholders' EquityBook value
$1.2B
$890.2M
Total Assets
$3.7B
$6.0B
Debt / EquityLower = less leverage
0.45×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ANDE
ANDE
GDOT
GDOT
Q4 25
$98.3M
$1.4B
Q3 25
$1.6B
Q2 25
$2.3B
Q1 25
$1.8B
Q4 24
$561.8M
$1.6B
Q3 24
$1.5B
Q2 24
$1.3B
Q1 24
$1.1B
Total Debt
ANDE
ANDE
GDOT
GDOT
Q4 25
$560.0M
Q3 25
Q2 25
Q1 25
Q4 24
$608.2M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
ANDE
ANDE
GDOT
GDOT
Q4 25
$1.2B
$890.2M
Q3 25
$1.2B
$913.3M
Q2 25
$1.4B
$920.9M
Q1 25
$1.4B
$947.7M
Q4 24
$1.4B
$873.6M
Q3 24
$1.3B
$932.2M
Q2 24
$1.3B
$870.0M
Q1 24
$1.3B
$870.6M
Total Assets
ANDE
ANDE
GDOT
GDOT
Q4 25
$3.7B
$6.0B
Q3 25
$3.3B
$5.8B
Q2 25
$3.4B
$5.6B
Q1 25
$3.8B
$5.7B
Q4 24
$4.1B
$5.4B
Q3 24
$3.4B
$5.3B
Q2 24
$3.3B
$5.5B
Q1 24
$3.3B
$5.3B
Debt / Equity
ANDE
ANDE
GDOT
GDOT
Q4 25
0.45×
Q3 25
Q2 25
Q1 25
Q4 24
0.45×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ANDE
ANDE
GDOT
GDOT
Operating Cash FlowLast quarter
$-6.2M
$-62.5M
Free Cash FlowOCF − Capex
$-77.1M
$-76.3M
FCF MarginFCF / Revenue
-23.4%
-15.3%
Capex IntensityCapex / Revenue
21.5%
2.8%
Cash ConversionOCF / Net Profit
-0.09×
TTM Free Cash FlowTrailing 4 quarters
$-56.1M
$66.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ANDE
ANDE
GDOT
GDOT
Q4 25
$-6.2M
$-62.5M
Q3 25
$233.9M
$23.3M
Q2 25
$299.3M
$69.0M
Q1 25
$-350.0M
$108.7M
Q4 24
$268.8M
$-23.0M
Q3 24
$-2.1M
$-16.3M
Q2 24
$304.4M
$31.5M
Q1 24
$-239.6M
$89.2M
Free Cash Flow
ANDE
ANDE
GDOT
GDOT
Q4 25
$-77.1M
$-76.3M
Q3 25
$167.0M
$3.5M
Q2 25
$250.5M
$49.5M
Q1 25
$-396.6M
$89.3M
Q4 24
$212.9M
$-45.1M
Q3 24
$-40.0M
$-37.0M
Q2 24
$275.8M
$14.5M
Q1 24
$-266.4M
$74.7M
FCF Margin
ANDE
ANDE
GDOT
GDOT
Q4 25
-23.4%
-15.3%
Q3 25
56.5%
0.8%
Q2 25
46.8%
10.3%
Q1 25
-106.9%
16.6%
Q4 24
63.1%
-10.3%
Q3 24
-17.2%
-9.4%
Q2 24
56.0%
3.7%
Q1 24
-78.0%
17.0%
Capex Intensity
ANDE
ANDE
GDOT
GDOT
Q4 25
21.5%
2.8%
Q3 25
22.6%
4.2%
Q2 25
9.1%
4.0%
Q1 25
12.6%
3.6%
Q4 24
16.6%
5.1%
Q3 24
16.3%
5.3%
Q2 24
5.8%
4.3%
Q1 24
7.8%
3.3%
Cash Conversion
ANDE
ANDE
GDOT
GDOT
Q4 25
-0.09×
Q3 25
11.61×
Q2 25
38.10×
Q1 25
-1232.46×
4.22×
Q4 24
5.96×
-4.51×
Q3 24
-0.08×
Q2 24
8.46×
Q1 24
-42.94×
18.77×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ANDE
ANDE

Specialty And Primary Nutrients$137.1M42%
Premium Ingredients$66.1M20%
Segment Reporting Reconciling Item Other$63.2M19%
Other$63.1M19%

GDOT
GDOT

B2B Services$375.4M75%
Interchange Revenues$44.4M9%
Processing And Settlement Service$38.6M8%
Money Movement Services$37.4M8%

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