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Side-by-side financial comparison of Andersons, Inc. (ANDE) and PROSPERITY BANCSHARES INC (PB). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $329.5M, roughly 1.1× Andersons, Inc.). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 20.5%, a 11.2% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs -1.8%).
The Andersons, Inc. is an American agribusiness established in 1947, that began as Andersons Truck Terminal (ATT) in the 1940s for the grain industry, headquartered in Maumee, Ohio. It is a diversified company rooted in agriculture that conducts business in the commodity merchandising, renewables, and plant nutrient sectors.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
ANDE vs PB — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | ||
|---|---|---|
| Revenue | $329.5M | $367.6M |
| Net Profit | $67.4M | $116.3M |
| Gross Margin | 70.3% | — |
| Operating Margin | 26.6% | — |
| Net Margin | 20.5% | 31.6% |
| Revenue YoY | -2.4% | — |
| Net Profit YoY | 49.6% | -10.7% |
| EPS (diluted) | — | $1.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $329.5M | $275.0M | ||
| Q3 25 | $295.8M | $273.4M | ||
| Q2 25 | $535.0M | $267.7M | ||
| Q1 25 | $370.8M | $265.4M | ||
| Q4 24 | $337.5M | $267.8M | ||
| Q3 24 | $231.9M | $261.7M | ||
| Q2 24 | $492.5M | $258.8M |
| Q1 26 | — | $116.3M | ||
| Q4 25 | $67.4M | $139.9M | ||
| Q3 25 | $20.1M | $137.6M | ||
| Q2 25 | $7.9M | $135.2M | ||
| Q1 25 | $284.0K | $130.2M | ||
| Q4 24 | $45.1M | $130.1M | ||
| Q3 24 | $27.4M | $127.3M | ||
| Q2 24 | $36.0M | $111.6M |
| Q1 26 | — | — | ||
| Q4 25 | 70.3% | — | ||
| Q3 25 | 57.8% | — | ||
| Q2 25 | 29.6% | — | ||
| Q1 25 | 41.2% | — | ||
| Q4 24 | 63.1% | — | ||
| Q3 24 | 76.4% | — | ||
| Q2 24 | 35.6% | — |
| Q1 26 | — | — | ||
| Q4 25 | 26.6% | 65.1% | ||
| Q3 25 | 8.7% | 64.4% | ||
| Q2 25 | 4.6% | 64.3% | ||
| Q1 25 | 0.9% | 62.7% | ||
| Q4 24 | 19.9% | 62.0% | ||
| Q3 24 | 26.8% | 62.1% | ||
| Q2 24 | 11.6% | 55.2% |
| Q1 26 | — | 31.6% | ||
| Q4 25 | 20.5% | 50.9% | ||
| Q3 25 | 6.8% | 50.3% | ||
| Q2 25 | 1.5% | 50.5% | ||
| Q1 25 | 0.1% | 49.1% | ||
| Q4 24 | 13.4% | 48.6% | ||
| Q3 24 | 11.8% | 48.6% | ||
| Q2 24 | 7.3% | 43.1% |
| Q1 26 | — | $1.16 | ||
| Q4 25 | — | $1.48 | ||
| Q3 25 | $0.59 | $1.45 | ||
| Q2 25 | $0.23 | $1.42 | ||
| Q1 25 | $0.01 | $1.37 | ||
| Q4 24 | $1.31 | $1.36 | ||
| Q3 24 | $0.80 | $1.34 | ||
| Q2 24 | $1.05 | $1.17 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $98.3M | — |
| Total DebtLower is stronger | $560.0M | — |
| Stockholders' EquityBook value | $1.2B | $8.2B |
| Total Assets | $3.7B | $43.6B |
| Debt / EquityLower = less leverage | 0.45× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $98.3M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $561.8M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | $560.0M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $608.2M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $8.2B | ||
| Q4 25 | $1.2B | $7.6B | ||
| Q3 25 | $1.2B | $7.7B | ||
| Q2 25 | $1.4B | $7.6B | ||
| Q1 25 | $1.4B | $7.5B | ||
| Q4 24 | $1.4B | $7.4B | ||
| Q3 24 | $1.3B | $7.4B | ||
| Q2 24 | $1.3B | $7.3B |
| Q1 26 | — | $43.6B | ||
| Q4 25 | $3.7B | $38.5B | ||
| Q3 25 | $3.3B | $38.3B | ||
| Q2 25 | $3.4B | $38.4B | ||
| Q1 25 | $3.8B | $38.8B | ||
| Q4 24 | $4.1B | $39.6B | ||
| Q3 24 | $3.4B | $40.1B | ||
| Q2 24 | $3.3B | $39.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.45× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.45× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-6.2M | — |
| Free Cash FlowOCF − Capex | $-77.1M | — |
| FCF MarginFCF / Revenue | -23.4% | — |
| Capex IntensityCapex / Revenue | 21.5% | — |
| Cash ConversionOCF / Net Profit | -0.09× | — |
| TTM Free Cash FlowTrailing 4 quarters | $-56.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-6.2M | $78.3M | ||
| Q3 25 | $233.9M | $194.8M | ||
| Q2 25 | $299.3M | $98.2M | ||
| Q1 25 | $-350.0M | $178.2M | ||
| Q4 24 | $268.8M | $-205.8M | ||
| Q3 24 | $-2.1M | $274.6M | ||
| Q2 24 | $304.4M | $216.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-77.1M | $68.5M | ||
| Q3 25 | $167.0M | $185.7M | ||
| Q2 25 | $250.5M | $91.8M | ||
| Q1 25 | $-396.6M | $171.1M | ||
| Q4 24 | $212.9M | $-210.7M | ||
| Q3 24 | $-40.0M | $270.2M | ||
| Q2 24 | $275.8M | $211.8M |
| Q1 26 | — | — | ||
| Q4 25 | -23.4% | 24.9% | ||
| Q3 25 | 56.5% | 67.9% | ||
| Q2 25 | 46.8% | 34.3% | ||
| Q1 25 | -106.9% | 64.5% | ||
| Q4 24 | 63.1% | -78.7% | ||
| Q3 24 | -17.2% | 103.3% | ||
| Q2 24 | 56.0% | 81.8% |
| Q1 26 | — | — | ||
| Q4 25 | 21.5% | 3.6% | ||
| Q3 25 | 22.6% | 3.3% | ||
| Q2 25 | 9.1% | 2.4% | ||
| Q1 25 | 12.6% | 2.7% | ||
| Q4 24 | 16.6% | 1.8% | ||
| Q3 24 | 16.3% | 1.7% | ||
| Q2 24 | 5.8% | 1.8% |
| Q1 26 | — | — | ||
| Q4 25 | -0.09× | 0.56× | ||
| Q3 25 | 11.61× | 1.42× | ||
| Q2 25 | 38.10× | 0.73× | ||
| Q1 25 | -1232.46× | 1.37× | ||
| Q4 24 | 5.96× | -1.58× | ||
| Q3 24 | -0.08× | 2.16× | ||
| Q2 24 | 8.46× | 1.94× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ANDE
| Specialty And Primary Nutrients | $137.1M | 42% |
| Premium Ingredients | $66.1M | 20% |
| Segment Reporting Reconciling Item Other | $63.2M | 19% |
| Other | $63.1M | 19% |
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |