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Side-by-side financial comparison of Sphere 3D Corp. (ANY) and Chime Financial, Inc. (CHYM). Click either name above to swap in a different company.

Chime Financial, Inc. is the larger business by last-quarter revenue ($543.5M vs $2.7M, roughly 199.6× Sphere 3D Corp.). On growth, Chime Financial, Inc. posted the faster year-over-year revenue change (28.8% vs 3.1%). Chime Financial, Inc. produced more free cash flow last quarter ($15.4M vs $-6.7M).

Sphere 3D Corp is a global technology company specializing in cloud computing, data management, and virtualization solutions. It delivers enterprise-grade products and services tailored for small to medium-sized businesses, large enterprise clients, and public sector entities, focusing on optimizing IT infrastructure efficiency and cutting operational costs for end users.

Chime Financial, Inc. is an American financial technology company based in San Francisco, California. It provides fee-free mobile banking services through two national banks, Stride Bank and The Bancorp Bank.

ANY vs CHYM — Head-to-Head

Bigger by revenue
CHYM
CHYM
199.6× larger
CHYM
$543.5M
$2.7M
ANY
Growing faster (revenue YoY)
CHYM
CHYM
+25.7% gap
CHYM
28.8%
3.1%
ANY
More free cash flow
CHYM
CHYM
$22.2M more FCF
CHYM
$15.4M
$-6.7M
ANY

Income Statement — Q4 2025 vs Q3 2025

Metric
ANY
ANY
CHYM
CHYM
Revenue
$2.7M
$543.5M
Net Profit
$-54.7M
Gross Margin
87.2%
Operating Margin
-372.7%
-11.9%
Net Margin
-10.1%
Revenue YoY
3.1%
28.8%
Net Profit YoY
-148.4%
EPS (diluted)
$-6.96
$-0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ANY
ANY
CHYM
CHYM
Q4 25
$2.7M
Q3 25
$2.6M
$543.5M
Q2 25
$3.0M
$528.1M
Q1 25
$2.8M
Q4 24
$2.6M
Q3 24
$2.4M
$421.9M
Q2 24
$4.7M
$384.2M
Q1 24
$6.9M
Net Profit
ANY
ANY
CHYM
CHYM
Q4 25
Q3 25
$-4.2M
$-54.7M
Q2 25
$1.7M
$-923.4M
Q1 25
$-8.8M
Q4 24
Q3 24
$104.0K
$-22.0M
Q2 24
$2.1M
$385.0K
Q1 24
$-4.5M
Gross Margin
ANY
ANY
CHYM
CHYM
Q4 25
Q3 25
25.4%
87.2%
Q2 25
23.8%
87.3%
Q1 25
22.1%
Q4 24
Q3 24
-16.0%
87.3%
Q2 24
15.2%
86.9%
Q1 24
38.0%
Operating Margin
ANY
ANY
CHYM
CHYM
Q4 25
-372.7%
Q3 25
-153.8%
-11.9%
Q2 25
-87.0%
-176.2%
Q1 25
-184.2%
Q4 24
-328.7%
Q3 24
-218.8%
-7.3%
Q2 24
-122.4%
-2.5%
Q1 24
-26.9%
Net Margin
ANY
ANY
CHYM
CHYM
Q4 25
Q3 25
-162.0%
-10.1%
Q2 25
55.2%
-174.8%
Q1 25
-311.9%
Q4 24
Q3 24
4.4%
-5.2%
Q2 24
45.5%
0.1%
Q1 24
-64.5%
EPS (diluted)
ANY
ANY
CHYM
CHYM
Q4 25
$-6.96
Q3 25
$-0.15
$-0.15
Q2 25
$0.06
$-7.29
Q1 25
$-0.32
Q4 24
$-4.62
Q3 24
$0.01
$-0.34
Q2 24
$0.10
$0.00
Q1 24
$-0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ANY
ANY
CHYM
CHYM
Cash + ST InvestmentsLiquidity on hand
$3.7M
$445.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$23.3M
$1.4B
Total Assets
$25.1M
$2.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ANY
ANY
CHYM
CHYM
Q4 25
$3.7M
Q3 25
$5.3M
$445.0M
Q2 25
$4.7M
$868.3M
Q1 25
$2.8M
Q4 24
$5.4M
Q3 24
$5.0M
$270.8M
Q2 24
$4.3M
$295.4M
Q1 24
$9.3M
Stockholders' Equity
ANY
ANY
CHYM
CHYM
Q4 25
$23.3M
Q3 25
$29.5M
$1.4B
Q2 25
$32.7M
$1.4B
Q1 25
$30.7M
Q4 24
$39.3M
Q3 24
$35.8M
$-1.9B
Q2 24
$33.4M
$-1.9B
Q1 24
$27.5M
Total Assets
ANY
ANY
CHYM
CHYM
Q4 25
$25.1M
Q3 25
$31.1M
$2.0B
Q2 25
$34.4M
$1.9B
Q1 25
$34.3M
Q4 24
$43.2M
Q3 24
$44.3M
Q2 24
$44.0M
Q1 24
$42.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ANY
ANY
CHYM
CHYM
Operating Cash FlowLast quarter
$-2.7M
$17.5M
Free Cash FlowOCF − Capex
$-6.7M
$15.4M
FCF MarginFCF / Revenue
-247.1%
2.8%
Capex IntensityCapex / Revenue
147.1%
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-23.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ANY
ANY
CHYM
CHYM
Q4 25
$-2.7M
Q3 25
$-3.5M
$17.5M
Q2 25
$-5.8M
Q1 25
$-4.1M
Q4 24
$-1.5M
Q3 24
$290.0K
Q2 24
$-3.3M
Q1 24
$-58.0K
Free Cash Flow
ANY
ANY
CHYM
CHYM
Q4 25
$-6.7M
Q3 25
$-5.7M
$15.4M
Q2 25
$-6.0M
Q1 25
$-5.1M
Q4 24
$-5.8M
Q3 24
$-4.3M
Q2 24
Q1 24
FCF Margin
ANY
ANY
CHYM
CHYM
Q4 25
-247.1%
Q3 25
-218.7%
2.8%
Q2 25
-200.5%
Q1 25
-181.2%
Q4 24
-220.5%
Q3 24
-184.4%
Q2 24
Q1 24
Capex Intensity
ANY
ANY
CHYM
CHYM
Q4 25
147.1%
Q3 25
86.5%
0.4%
Q2 25
6.6%
Q1 25
36.4%
Q4 24
163.3%
Q3 24
196.7%
Q2 24
0.0%
Q1 24
0.0%
Cash Conversion
ANY
ANY
CHYM
CHYM
Q4 25
Q3 25
Q2 25
-3.51×
Q1 25
Q4 24
Q3 24
2.79×
Q2 24
-1.55×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ANY
ANY

Segment breakdown not available.

CHYM
CHYM

Payments Revenue$363.2M67%
Platform Related Revenue$180.4M33%

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