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Side-by-side financial comparison of Sphere 3D Corp. (ANY) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

SoFi Technologies, Inc. is the larger business by last-quarter revenue ($170.3M vs $2.7M, roughly 62.5× Sphere 3D Corp.). On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (25.7% vs 3.1%). Sphere 3D Corp. produced more free cash flow last quarter ($-6.7M vs $-1.1B). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (21.4% CAGR vs -37.4%).

Sphere 3D Corp is a global technology company specializing in cloud computing, data management, and virtualization solutions. It delivers enterprise-grade products and services tailored for small to medium-sized businesses, large enterprise clients, and public sector entities, focusing on optimizing IT infrastructure efficiency and cutting operational costs for end users.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

ANY vs SOFI — Head-to-Head

Bigger by revenue
SOFI
SOFI
62.5× larger
SOFI
$170.3M
$2.7M
ANY
Growing faster (revenue YoY)
SOFI
SOFI
+22.6% gap
SOFI
25.7%
3.1%
ANY
More free cash flow
ANY
ANY
$1.1B more FCF
ANY
$-6.7M
$-1.1B
SOFI
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
21.4%
-37.4%
ANY

Income Statement — Q4 2025 vs Q4 2025

Metric
ANY
ANY
SOFI
SOFI
Revenue
$2.7M
$170.3M
Net Profit
$173.5M
Gross Margin
5.1%
Operating Margin
-372.7%
Net Margin
101.9%
Revenue YoY
3.1%
25.7%
Net Profit YoY
-47.8%
EPS (diluted)
$-6.96
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ANY
ANY
SOFI
SOFI
Q4 25
$2.7M
$170.3M
Q3 25
$2.6M
$156.8M
Q2 25
$3.0M
$151.9M
Q1 25
$2.8M
$140.4M
Q4 24
$2.6M
$135.5M
Q3 24
$2.4M
$131.2M
Q2 24
$4.7M
$120.8M
Q1 24
$6.9M
$115.6M
Net Profit
ANY
ANY
SOFI
SOFI
Q4 25
$173.5M
Q3 25
$-4.2M
$139.4M
Q2 25
$1.7M
$97.3M
Q1 25
$-8.8M
$71.1M
Q4 24
$332.5M
Q3 24
$104.0K
$60.7M
Q2 24
$2.1M
$17.4M
Q1 24
$-4.5M
$88.0M
Gross Margin
ANY
ANY
SOFI
SOFI
Q4 25
5.1%
Q3 25
25.4%
-3.0%
Q2 25
23.8%
1.0%
Q1 25
22.1%
3.5%
Q4 24
5.4%
Q3 24
-16.0%
5.7%
Q2 24
15.2%
9.2%
Q1 24
38.0%
13.4%
Operating Margin
ANY
ANY
SOFI
SOFI
Q4 25
-372.7%
Q3 25
-153.8%
94.7%
Q2 25
-87.0%
73.9%
Q1 25
-184.2%
56.8%
Q4 24
-328.7%
44.2%
Q3 24
-218.8%
48.7%
Q2 24
-122.4%
12.7%
Q1 24
-26.9%
81.5%
Net Margin
ANY
ANY
SOFI
SOFI
Q4 25
101.9%
Q3 25
-162.0%
88.9%
Q2 25
55.2%
64.0%
Q1 25
-311.9%
50.7%
Q4 24
245.4%
Q3 24
4.4%
46.3%
Q2 24
45.5%
14.4%
Q1 24
-64.5%
76.2%
EPS (diluted)
ANY
ANY
SOFI
SOFI
Q4 25
$-6.96
$0.14
Q3 25
$-0.15
$0.11
Q2 25
$0.06
$0.08
Q1 25
$-0.32
$0.06
Q4 24
$-4.62
$0.31
Q3 24
$0.01
$0.05
Q2 24
$0.10
$0.01
Q1 24
$-0.27
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ANY
ANY
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$3.7M
$4.9B
Total DebtLower is stronger
Stockholders' EquityBook value
$23.3M
$10.5B
Total Assets
$25.1M
$50.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ANY
ANY
SOFI
SOFI
Q4 25
$3.7M
$4.9B
Q3 25
$5.3M
$3.2B
Q2 25
$4.7M
$2.1B
Q1 25
$2.8M
$2.1B
Q4 24
$5.4M
$2.5B
Q3 24
$5.0M
$2.4B
Q2 24
$4.3M
$2.3B
Q1 24
$9.3M
$3.7B
Stockholders' Equity
ANY
ANY
SOFI
SOFI
Q4 25
$23.3M
$10.5B
Q3 25
$29.5M
$8.8B
Q2 25
$32.7M
$6.9B
Q1 25
$30.7M
$6.7B
Q4 24
$39.3M
$6.5B
Q3 24
$35.8M
$6.1B
Q2 24
$33.4M
$5.9B
Q1 24
$27.5M
$5.8B
Total Assets
ANY
ANY
SOFI
SOFI
Q4 25
$25.1M
$50.7B
Q3 25
$31.1M
$45.3B
Q2 25
$34.4M
$41.1B
Q1 25
$34.3M
$37.7B
Q4 24
$43.2M
$36.3B
Q3 24
$44.3M
$34.4B
Q2 24
$44.0M
$32.6B
Q1 24
$42.0M
$31.3B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ANY
ANY
SOFI
SOFI
Operating Cash FlowLast quarter
$-2.7M
$-991.2M
Free Cash FlowOCF − Capex
$-6.7M
$-1.1B
FCF MarginFCF / Revenue
-247.1%
-621.0%
Capex IntensityCapex / Revenue
147.1%
39.0%
Cash ConversionOCF / Net Profit
-5.71×
TTM Free Cash FlowTrailing 4 quarters
$-23.6M
$-4.0B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ANY
ANY
SOFI
SOFI
Q4 25
$-2.7M
$-991.2M
Q3 25
$-3.5M
$-1.3B
Q2 25
$-5.8M
$-1.5B
Q1 25
$-4.1M
$21.5M
Q4 24
$-1.5M
$-200.1M
Q3 24
$290.0K
$-1.2B
Q2 24
$-3.3M
$-484.4M
Q1 24
$-58.0K
$738.2M
Free Cash Flow
ANY
ANY
SOFI
SOFI
Q4 25
$-6.7M
$-1.1B
Q3 25
$-5.7M
$-1.4B
Q2 25
$-6.0M
$-1.5B
Q1 25
$-5.1M
$-31.1M
Q4 24
$-5.8M
$-242.4M
Q3 24
$-4.3M
$-1.2B
Q2 24
$-521.1M
Q1 24
$706.3M
FCF Margin
ANY
ANY
SOFI
SOFI
Q4 25
-247.1%
-621.0%
Q3 25
-218.7%
-871.1%
Q2 25
-200.5%
-1007.6%
Q1 25
-181.2%
-22.2%
Q4 24
-220.5%
-178.9%
Q3 24
-184.4%
-927.3%
Q2 24
-431.4%
Q1 24
610.9%
Capex Intensity
ANY
ANY
SOFI
SOFI
Q4 25
147.1%
39.0%
Q3 25
86.5%
38.3%
Q2 25
6.6%
41.8%
Q1 25
36.4%
37.5%
Q4 24
163.3%
31.2%
Q3 24
196.7%
33.0%
Q2 24
0.0%
30.4%
Q1 24
0.0%
27.7%
Cash Conversion
ANY
ANY
SOFI
SOFI
Q4 25
-5.71×
Q3 25
-9.37×
Q2 25
-3.51×
-15.08×
Q1 25
0.30×
Q4 24
-0.60×
Q3 24
2.79×
-19.32×
Q2 24
-1.55×
-27.83×
Q1 24
8.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ANY
ANY

Segment breakdown not available.

SOFI
SOFI

Technology Platform Segment$94.0M55%
Interchange$35.9M21%
Referrals Loan Platform$19.7M12%
Brokerage$12.9M8%
Financial Service Other$4.1M2%
Other$3.6M2%

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