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Side-by-side financial comparison of ARCBEST CORP (ARCB) and Primerica, Inc. (PRI). Click either name above to swap in a different company.

ARCBEST CORP is the larger business by last-quarter revenue ($998.8M vs $853.7M, roughly 1.2× Primerica, Inc.). Primerica, Inc. runs the higher net margin — 23.1% vs -0.1%, a 23.2% gap on every dollar of revenue. On growth, Primerica, Inc. posted the faster year-over-year revenue change (11.0% vs 3.3%). Over the past eight quarters, Primerica, Inc.'s revenue compounded faster (7.2% CAGR vs -3.7%).

ArcBest Corporation is a leading U.S.-based logistics and transportation solutions provider. It offers end-to-end supply chain services including less-than-truckload freight shipping, full truckload services, warehousing, expedited delivery, and customized logistics consulting, serving enterprise, small business, and government clients across North America and select global markets.

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

ARCB vs PRI — Head-to-Head

Bigger by revenue
ARCB
ARCB
1.2× larger
ARCB
$998.8M
$853.7M
PRI
Growing faster (revenue YoY)
PRI
PRI
+7.8% gap
PRI
11.0%
3.3%
ARCB
Higher net margin
PRI
PRI
23.2% more per $
PRI
23.1%
-0.1%
ARCB
Faster 2-yr revenue CAGR
PRI
PRI
Annualised
PRI
7.2%
-3.7%
ARCB

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ARCB
ARCB
PRI
PRI
Revenue
$998.8M
$853.7M
Net Profit
$-1.0M
$197.0M
Gross Margin
Operating Margin
0.3%
28.9%
Net Margin
-0.1%
23.1%
Revenue YoY
3.3%
11.0%
Net Profit YoY
-133.1%
17.9%
EPS (diluted)
$-0.05
$6.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ARCB
ARCB
PRI
PRI
Q1 26
$998.8M
Q4 25
$972.7M
$853.7M
Q3 25
$1.0B
$839.9M
Q2 25
$1.0B
$793.3M
Q1 25
$967.1M
$804.8M
Q4 24
$1.0B
$768.8M
Q3 24
$1.1B
$774.1M
Q2 24
$1.1B
$803.4M
Net Profit
ARCB
ARCB
PRI
PRI
Q1 26
$-1.0M
Q4 25
$-8.1M
$197.0M
Q3 25
$39.3M
$206.8M
Q2 25
$25.8M
$178.3M
Q1 25
$3.1M
$169.1M
Q4 24
$29.0M
$167.1M
Q3 24
$100.3M
$164.4M
Q2 24
$46.9M
$1.2M
Gross Margin
ARCB
ARCB
PRI
PRI
Q1 26
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
98.0%
Operating Margin
ARCB
ARCB
PRI
PRI
Q1 26
0.3%
Q4 25
-0.8%
28.9%
Q3 25
5.2%
32.3%
Q2 25
3.6%
29.6%
Q1 25
0.7%
27.5%
Q4 24
3.8%
64.7%
Q3 24
12.7%
32.9%
Q2 24
4.5%
1.0%
Net Margin
ARCB
ARCB
PRI
PRI
Q1 26
-0.1%
Q4 25
-0.8%
23.1%
Q3 25
3.7%
24.6%
Q2 25
2.5%
22.5%
Q1 25
0.3%
21.0%
Q4 24
2.9%
21.7%
Q3 24
9.4%
21.2%
Q2 24
4.4%
0.1%
EPS (diluted)
ARCB
ARCB
PRI
PRI
Q1 26
$-0.05
Q4 25
$-0.35
$6.11
Q3 25
$1.72
$6.35
Q2 25
$1.12
$5.40
Q1 25
$0.13
$5.05
Q4 24
$1.21
$4.92
Q3 24
$4.23
$4.83
Q2 24
$1.96
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ARCB
ARCB
PRI
PRI
Cash + ST InvestmentsLiquidity on hand
$86.4M
$756.2M
Total DebtLower is stronger
$223.7M
Stockholders' EquityBook value
$1.3B
$2.4B
Total Assets
$2.5B
$15.0B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ARCB
ARCB
PRI
PRI
Q1 26
$86.4M
Q4 25
$124.2M
$756.2M
Q3 25
$132.6M
$644.9M
Q2 25
$139.7M
$621.2M
Q1 25
$98.7M
$625.1M
Q4 24
$157.2M
$687.8M
Q3 24
$191.1M
$550.1M
Q2 24
$260.5M
$627.3M
Total Debt
ARCB
ARCB
PRI
PRI
Q1 26
$223.7M
Q4 25
Q3 25
$214.1M
Q2 25
$241.4M
Q1 25
$214.2M
Q4 24
$189.1M
Q3 24
$180.5M
Q2 24
$203.6M
Stockholders' Equity
ARCB
ARCB
PRI
PRI
Q1 26
$1.3B
Q4 25
$1.3B
$2.4B
Q3 25
$1.3B
$2.3B
Q2 25
$1.3B
$2.3B
Q1 25
$1.3B
$2.3B
Q4 24
$1.3B
$2.3B
Q3 24
$1.3B
$1.9B
Q2 24
$1.2B
$2.1B
Total Assets
ARCB
ARCB
PRI
PRI
Q1 26
$2.5B
Q4 25
$2.5B
$15.0B
Q3 25
$2.5B
$14.8B
Q2 25
$2.5B
$14.8B
Q1 25
$2.4B
$14.6B
Q4 24
$2.4B
$14.6B
Q3 24
$2.4B
$14.8B
Q2 24
$2.4B
$14.6B
Debt / Equity
ARCB
ARCB
PRI
PRI
Q1 26
0.17×
Q4 25
Q3 25
0.16×
Q2 25
0.19×
Q1 25
0.17×
Q4 24
0.14×
Q3 24
0.14×
Q2 24
0.17×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ARCB
ARCB
PRI
PRI
Operating Cash FlowLast quarter
$338.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ARCB
ARCB
PRI
PRI
Q1 26
Q4 25
$44.7M
$338.2M
Q3 25
$98.2M
$202.9M
Q2 25
$108.4M
$162.6M
Q1 25
$-22.3M
$197.5M
Q4 24
$56.8M
$270.6M
Q3 24
$88.8M
$207.3M
Q2 24
$133.7M
$173.3M
Free Cash Flow
ARCB
ARCB
PRI
PRI
Q1 26
Q4 25
$36.9M
Q3 25
$33.2M
Q2 25
$80.9M
Q1 25
$-36.8M
Q4 24
$3.5M
Q3 24
$23.9M
Q2 24
$83.9M
FCF Margin
ARCB
ARCB
PRI
PRI
Q1 26
Q4 25
3.8%
Q3 25
3.2%
Q2 25
7.9%
Q1 25
-3.8%
Q4 24
0.4%
Q3 24
2.2%
Q2 24
7.8%
Capex Intensity
ARCB
ARCB
PRI
PRI
Q1 26
Q4 25
0.8%
Q3 25
6.2%
Q2 25
2.7%
Q1 25
1.5%
Q4 24
5.3%
Q3 24
6.1%
Q2 24
4.6%
Cash Conversion
ARCB
ARCB
PRI
PRI
Q1 26
Q4 25
1.72×
Q3 25
2.50×
0.98×
Q2 25
4.20×
0.91×
Q1 25
-7.13×
1.17×
Q4 24
1.96×
1.62×
Q3 24
0.89×
1.26×
Q2 24
2.85×
147.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ARCB
ARCB

Segment breakdown not available.

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

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