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Side-by-side financial comparison of Arhaus, Inc. (ARHS) and Axos Financial, Inc. (AX). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $364.8M, roughly 1.1× Arhaus, Inc.). Axos Financial, Inc. runs the higher net margin — 31.8% vs 4.1%, a 27.6% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 11.2%).
Arhaus, Inc.ARHSEarnings & Financial Report
Arhaus, Inc. is an upscale American home furnishings company headquartered in Boston Heights, Ohio. Founded in 1986 with a focus on sustainability and artisanship in product quality, Arhaus provides a diversified assortment of specialty goods and services addressing omnichannel direct-to-consumer and business-to-business residential and commercial operations.
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
ARHS vs AX — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $364.8M | $392.2M |
| Net Profit | $15.1M | $124.7M |
| Gross Margin | 38.1% | — |
| Operating Margin | 5.6% | — |
| Net Margin | 4.1% | 31.8% |
| Revenue YoY | 5.1% | — |
| Net Profit YoY | -29.1% | 18.5% |
| EPS (diluted) | $0.11 | $2.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $392.2M | ||
| Q4 25 | $364.8M | $385.1M | ||
| Q3 25 | $344.6M | $323.4M | ||
| Q2 25 | $358.4M | $321.4M | ||
| Q1 25 | $311.4M | $308.8M | ||
| Q4 24 | $347.0M | $307.9M | ||
| Q3 24 | $319.1M | $320.7M | ||
| Q2 24 | $309.8M | $290.9M |
| Q1 26 | — | $124.7M | ||
| Q4 25 | $15.1M | $128.4M | ||
| Q3 25 | $12.2M | $112.4M | ||
| Q2 25 | $35.1M | $110.7M | ||
| Q1 25 | $4.9M | $105.2M | ||
| Q4 24 | $21.3M | $104.7M | ||
| Q3 24 | $9.9M | $112.3M | ||
| Q2 24 | $22.2M | $104.9M |
| Q1 26 | — | — | ||
| Q4 25 | 38.1% | — | ||
| Q3 25 | 38.7% | — | ||
| Q2 25 | 41.4% | — | ||
| Q1 25 | 37.1% | — | ||
| Q4 24 | 40.0% | — | ||
| Q3 24 | 38.6% | — | ||
| Q2 24 | 40.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | 5.6% | 45.6% | ||
| Q3 25 | 4.8% | 46.3% | ||
| Q2 25 | 13.0% | 48.5% | ||
| Q1 25 | 1.7% | 47.9% | ||
| Q4 24 | 8.2% | 48.8% | ||
| Q3 24 | 3.3% | 49.6% | ||
| Q2 24 | 9.5% | 49.6% |
| Q1 26 | — | 31.8% | ||
| Q4 25 | 4.1% | 33.3% | ||
| Q3 25 | 3.5% | 34.7% | ||
| Q2 25 | 9.8% | 34.4% | ||
| Q1 25 | 1.6% | 34.1% | ||
| Q4 24 | 6.1% | 34.0% | ||
| Q3 24 | 3.1% | 35.0% | ||
| Q2 24 | 7.2% | 36.0% |
| Q1 26 | — | $2.15 | ||
| Q4 25 | $0.11 | $2.22 | ||
| Q3 25 | $0.09 | $1.94 | ||
| Q2 25 | $0.25 | $1.89 | ||
| Q1 25 | $0.03 | $1.81 | ||
| Q4 24 | $0.15 | $1.80 | ||
| Q3 24 | $0.07 | $1.93 | ||
| Q2 24 | $0.16 | $1.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $253.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $418.2M | $3.1B |
| Total Assets | $1.4B | $29.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $253.4M | $1.0B | ||
| Q3 25 | $262.2M | $2.6B | ||
| Q2 25 | $234.8M | $1.9B | ||
| Q1 25 | $214.4M | $2.0B | ||
| Q4 24 | $197.5M | $2.4B | ||
| Q3 24 | $177.7M | $2.6B | ||
| Q2 24 | $174.2M | $2.0B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $312.7M | ||
| Q1 25 | — | $377.4M | ||
| Q4 24 | — | $358.7M | ||
| Q3 24 | — | $313.5M | ||
| Q2 24 | — | $325.7M |
| Q1 26 | — | $3.1B | ||
| Q4 25 | $418.2M | $2.9B | ||
| Q3 25 | $400.4M | $2.8B | ||
| Q2 25 | $385.6M | $2.7B | ||
| Q1 25 | $348.8M | $2.6B | ||
| Q4 24 | $343.7M | $2.5B | ||
| Q3 24 | $320.6M | $2.4B | ||
| Q2 24 | $309.3M | $2.3B |
| Q1 26 | — | $29.2B | ||
| Q4 25 | $1.4B | $28.2B | ||
| Q3 25 | $1.4B | $27.4B | ||
| Q2 25 | $1.3B | $24.8B | ||
| Q1 25 | $1.3B | $24.0B | ||
| Q4 24 | $1.2B | $23.7B | ||
| Q3 24 | $1.2B | $23.6B | ||
| Q2 24 | $1.2B | $22.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 0.12× | ||
| Q1 25 | — | 0.14× | ||
| Q4 24 | — | 0.14× | ||
| Q3 24 | — | 0.13× | ||
| Q2 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $9.3M | — |
| Free Cash FlowOCF − Capex | $-8.8M | — |
| FCF MarginFCF / Revenue | -2.4% | — |
| Capex IntensityCapex / Revenue | 5.0% | — |
| Cash ConversionOCF / Net Profit | 0.62× | — |
| TTM Free Cash FlowTrailing 4 quarters | $59.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $9.3M | $104.1M | ||
| Q3 25 | $46.1M | $118.4M | ||
| Q2 25 | $34.9M | $490.3M | ||
| Q1 25 | $46.5M | $73.7M | ||
| Q4 24 | $31.7M | $162.5M | ||
| Q3 24 | $31.1M | $70.8M | ||
| Q2 24 | $47.5M | $305.5M |
| Q1 26 | — | — | ||
| Q4 25 | $-8.8M | $85.4M | ||
| Q3 25 | $28.0M | $109.3M | ||
| Q2 25 | $20.9M | $436.1M | ||
| Q1 25 | $18.9M | $65.1M | ||
| Q4 24 | $13.0M | $156.4M | ||
| Q3 24 | $4.6M | $53.0M | ||
| Q2 24 | $11.3M | $269.5M |
| Q1 26 | — | — | ||
| Q4 25 | -2.4% | 22.2% | ||
| Q3 25 | 8.1% | 33.8% | ||
| Q2 25 | 5.8% | 135.7% | ||
| Q1 25 | 6.1% | 21.1% | ||
| Q4 24 | 3.7% | 50.8% | ||
| Q3 24 | 1.4% | 16.5% | ||
| Q2 24 | 3.6% | 92.6% |
| Q1 26 | — | — | ||
| Q4 25 | 5.0% | 4.9% | ||
| Q3 25 | 5.3% | 2.8% | ||
| Q2 25 | 3.9% | 16.9% | ||
| Q1 25 | 8.9% | 2.8% | ||
| Q4 24 | 5.4% | 2.0% | ||
| Q3 24 | 8.3% | 5.5% | ||
| Q2 24 | 11.7% | 12.4% |
| Q1 26 | — | — | ||
| Q4 25 | 0.62× | 0.81× | ||
| Q3 25 | 3.77× | 1.05× | ||
| Q2 25 | 1.00× | 4.43× | ||
| Q1 25 | 9.53× | 0.70× | ||
| Q4 24 | 1.49× | 1.55× | ||
| Q3 24 | 3.14× | 0.63× | ||
| Q2 24 | 2.14× | 2.91× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ARHS
| Sales Channel Retail | $305.7M | 84% |
| Sales Channel E Commerce | $59.2M | 16% |
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
