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Side-by-side financial comparison of AMERICAN REALTY INVESTORS INC (ARL) and CB Financial Services, Inc. (CBFV). Click either name above to swap in a different company.
CB Financial Services, Inc. is the larger business by last-quarter revenue ($13.8M vs $13.0M, roughly 1.1× AMERICAN REALTY INVESTORS INC). On growth, CB Financial Services, Inc. posted the faster year-over-year revenue change (19.9% vs 8.1%). Over the past eight quarters, AMERICAN REALTY INVESTORS INC's revenue compounded faster (4.6% CAGR vs 1.2%).
Weingarten Realty Investors was a real estate investment trust that invested in shopping centers, primarily in the Southern United States and primarily with grocery stores as the anchor stores. In August 2021, the company was acquired by Kimco Realty.
CB Bank is one of Myanmar's largest commercial banks. It became the first bank in Myanmar to issue ATM cards and credit cards. The bank, led by U Khin Maung Aye (Chairman) and U Kyaw Thu Ko (CEO) has over 245 branches across the country.
ARL vs CBFV — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $13.0M | $13.8M |
| Net Profit | $9.8M | — |
| Gross Margin | — | — |
| Operating Margin | -23.3% | 38.1% |
| Net Margin | 75.2% | — |
| Revenue YoY | 8.1% | 19.9% |
| Net Profit YoY | 6175.8% | — |
| EPS (diluted) | $0.60 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $13.0M | $13.8M | ||
| Q3 25 | $12.8M | $2.4M | ||
| Q2 25 | $12.2M | $13.5M | ||
| Q1 25 | $12.0M | $12.1M | ||
| Q4 24 | $12.0M | $13.2M | ||
| Q3 24 | $11.6M | $12.7M | ||
| Q2 24 | $11.8M | $12.2M | ||
| Q1 24 | $11.9M | $13.5M |
| Q4 25 | $9.8M | — | ||
| Q3 25 | $129.0K | $-5.7M | ||
| Q2 25 | $2.8M | $3.9M | ||
| Q1 25 | $3.0M | $1.9M | ||
| Q4 24 | $-161.0K | — | ||
| Q3 24 | $-17.5M | $3.2M | ||
| Q2 24 | $1.2M | $2.6M | ||
| Q1 24 | $1.8M | $4.2M |
| Q4 25 | -23.3% | 38.1% | ||
| Q3 25 | -12.3% | -289.8% | ||
| Q2 25 | -8.3% | 35.0% | ||
| Q1 25 | -6.8% | 19.3% | ||
| Q4 24 | -14.8% | 23.1% | ||
| Q3 24 | -17.8% | 31.2% | ||
| Q2 24 | -10.8% | 26.4% | ||
| Q1 24 | -12.7% | 37.9% |
| Q4 25 | 75.2% | — | ||
| Q3 25 | 1.0% | -235.2% | ||
| Q2 25 | 23.2% | 29.3% | ||
| Q1 25 | 24.7% | 15.8% | ||
| Q4 24 | -1.3% | — | ||
| Q3 24 | -150.4% | 25.3% | ||
| Q2 24 | 9.9% | 21.8% | ||
| Q1 24 | 14.7% | 31.1% |
| Q4 25 | $0.60 | $0.90 | ||
| Q3 25 | $0.01 | $-1.07 | ||
| Q2 25 | $0.18 | $0.74 | ||
| Q1 25 | $0.18 | $0.35 | ||
| Q4 24 | $-0.01 | $0.45 | ||
| Q3 24 | $-1.08 | $0.60 | ||
| Q2 24 | $0.07 | $0.51 | ||
| Q1 24 | $0.11 | $0.82 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $89.1M | $31.7M |
| Total DebtLower is stronger | $214.4M | — |
| Stockholders' EquityBook value | $617.4M | $157.5M |
| Total Assets | $1.1B | $1.5B |
| Debt / EquityLower = less leverage | 0.35× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $89.1M | $31.7M | ||
| Q3 25 | $82.8M | $55.9M | ||
| Q2 25 | $73.5M | $64.5M | ||
| Q1 25 | $88.7M | $61.3M | ||
| Q4 24 | $99.7M | $49.6M | ||
| Q3 24 | $131.6M | $147.3M | ||
| Q2 24 | $127.5M | $142.6M | ||
| Q1 24 | $130.9M | $73.7M |
| Q4 25 | $214.4M | — | ||
| Q3 25 | $227.0M | — | ||
| Q2 25 | $216.0M | — | ||
| Q1 25 | $201.7M | — | ||
| Q4 24 | $185.4M | — | ||
| Q3 24 | $183.8M | — | ||
| Q2 24 | $181.0M | — | ||
| Q1 24 | $181.8M | — |
| Q4 25 | $617.4M | $157.5M | ||
| Q3 25 | $607.8M | $152.5M | ||
| Q2 25 | $607.8M | $148.4M | ||
| Q1 25 | $604.9M | $148.3M | ||
| Q4 24 | $601.8M | $147.4M | ||
| Q3 24 | $602.2M | $149.1M | ||
| Q2 24 | $619.9M | $142.9M | ||
| Q1 24 | $618.8M | $141.6M |
| Q4 25 | $1.1B | $1.5B | ||
| Q3 25 | $1.1B | $1.5B | ||
| Q2 25 | $1.1B | $1.5B | ||
| Q1 25 | $1.0B | $1.5B | ||
| Q4 24 | $1.0B | $1.5B | ||
| Q3 24 | $1.0B | $1.6B | ||
| Q2 24 | $1.0B | $1.6B | ||
| Q1 24 | $1.0B | $1.5B |
| Q4 25 | 0.35× | — | ||
| Q3 25 | 0.37× | — | ||
| Q2 25 | 0.36× | — | ||
| Q1 25 | 0.33× | — | ||
| Q4 24 | 0.31× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.29× | — | ||
| Q1 24 | 0.29× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-5.6M | $17.8M |
| Free Cash FlowOCF − Capex | — | $17.2M |
| FCF MarginFCF / Revenue | — | 124.1% |
| Capex IntensityCapex / Revenue | — | 4.7% |
| Cash ConversionOCF / Net Profit | -0.57× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $29.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-5.6M | $17.8M | ||
| Q3 25 | $8.0M | $4.6M | ||
| Q2 25 | $-2.9M | $4.1M | ||
| Q1 25 | $-7.4M | $4.0M | ||
| Q4 24 | $1.1M | $6.8M | ||
| Q3 24 | $13.5M | $3.1M | ||
| Q2 24 | $-503.0K | $-1.2M | ||
| Q1 24 | $3.9M | $3.3M |
| Q4 25 | — | $17.2M | ||
| Q3 25 | — | $4.5M | ||
| Q2 25 | — | $3.9M | ||
| Q1 25 | — | $3.9M | ||
| Q4 24 | — | $3.4M | ||
| Q3 24 | — | $2.2M | ||
| Q2 24 | — | $-2.4M | ||
| Q1 24 | — | $2.3M |
| Q4 25 | — | 124.1% | ||
| Q3 25 | — | 186.5% | ||
| Q2 25 | — | 28.8% | ||
| Q1 25 | — | 32.5% | ||
| Q4 24 | — | 26.0% | ||
| Q3 24 | — | 17.4% | ||
| Q2 24 | — | -19.6% | ||
| Q1 24 | — | 17.0% |
| Q4 25 | — | 4.7% | ||
| Q3 25 | — | 4.3% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 25.1% | ||
| Q3 24 | — | 6.7% | ||
| Q2 24 | — | 10.0% | ||
| Q1 24 | — | 7.2% |
| Q4 25 | -0.57× | — | ||
| Q3 25 | 61.81× | — | ||
| Q2 25 | -1.03× | 1.05× | ||
| Q1 25 | -2.50× | 2.11× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.95× | ||
| Q2 24 | -0.43× | -0.44× | ||
| Q1 24 | 2.21× | 0.78× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.