vs

Side-by-side financial comparison of Ardmore Shipping Corp (ASC) and COASTAL FINANCIAL CORP (CCB). Click either name above to swap in a different company.

COASTAL FINANCIAL CORP is the larger business by last-quarter revenue ($138.0M vs $81.2M, roughly 1.7× Ardmore Shipping Corp). On growth, COASTAL FINANCIAL CORP posted the faster year-over-year revenue change (-5.8% vs -15.5%). Over the past eight quarters, COASTAL FINANCIAL CORP's revenue compounded faster (-3.6% CAGR vs -6.0%).

Ardmore Shipping Corp is a global maritime transport company that owns and operates a fleet of mid-sized product and chemical tankers. It provides seaborne transport for petroleum products, specialty chemicals and bulk liquid commodities, serving energy, chemical and trading clients across key international trade routes.

Fidelity National Financial, Inc., is an American provider of title insurance and settlement services to the real estate and mortgage industries. A Fortune 500 company, Fidelity National Financial generated approximately $8.469 billion in annual revenue in 2019 from its title and real estate-related operations. The company was the first instance of an attorney licensed by a Native American Tribe being certified as "authorized house counsel" in the state of Florida.

ASC vs CCB — Head-to-Head

Bigger by revenue
CCB
CCB
1.7× larger
CCB
$138.0M
$81.2M
ASC
Growing faster (revenue YoY)
CCB
CCB
+9.7% gap
CCB
-5.8%
-15.5%
ASC
Faster 2-yr revenue CAGR
CCB
CCB
Annualised
CCB
-3.6%
-6.0%
ASC

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ASC
ASC
CCB
CCB
Revenue
$81.2M
$138.0M
Net Profit
$12.8M
Gross Margin
Operating Margin
16.1%
12.4%
Net Margin
15.7%
Revenue YoY
-15.5%
-5.8%
Net Profit YoY
-47.0%
EPS (diluted)
$0.30
$0.84

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ASC
ASC
CCB
CCB
Q4 25
$138.0M
Q3 25
$81.2M
$144.7M
Q2 25
$72.0M
$119.4M
Q1 25
$74.0M
$139.5M
Q4 24
$146.5M
Q3 24
$96.1M
$151.1M
Q2 24
$121.3M
$135.3M
Q1 24
$106.3M
$148.4M
Net Profit
ASC
ASC
CCB
CCB
Q4 25
Q3 25
$12.8M
$13.6M
Q2 25
$9.6M
$11.0M
Q1 25
$6.3M
$9.7M
Q4 24
Q3 24
$24.1M
$13.5M
Q2 24
$62.7M
$11.6M
Q1 24
$39.2M
$6.8M
Operating Margin
ASC
ASC
CCB
CCB
Q4 25
12.4%
Q3 25
16.1%
12.4%
Q2 25
13.5%
12.0%
Q1 25
8.6%
8.4%
Q4 24
11.7%
Q3 24
25.4%
10.8%
Q2 24
51.3%
11.1%
Q1 24
37.2%
5.9%
Net Margin
ASC
ASC
CCB
CCB
Q4 25
Q3 25
15.7%
9.4%
Q2 25
13.3%
9.2%
Q1 25
8.5%
7.0%
Q4 24
Q3 24
25.1%
8.9%
Q2 24
51.7%
8.6%
Q1 24
36.9%
4.6%
EPS (diluted)
ASC
ASC
CCB
CCB
Q4 25
$0.84
Q3 25
$0.30
$0.88
Q2 25
$0.22
$0.71
Q1 25
$0.14
$0.63
Q4 24
$0.95
Q3 24
$0.55
$0.97
Q2 24
$1.47
$0.84
Q1 24
$0.92
$0.50

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ASC
ASC
CCB
CCB
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$116.1M
Stockholders' EquityBook value
$628.2M
$491.0M
Total Assets
$799.8M
$4.7B
Debt / EquityLower = less leverage
0.18×

8-quarter trend — quarters aligned by calendar period.

Total Debt
ASC
ASC
CCB
CCB
Q4 25
Q3 25
$116.1M
Q2 25
$25.0M
Q1 25
$20.5M
Q4 24
Q3 24
$22.5M
Q2 24
$44.2M
Q1 24
$23.1M
Stockholders' Equity
ASC
ASC
CCB
CCB
Q4 25
$491.0M
Q3 25
$628.2M
$475.3M
Q2 25
$618.3M
$461.7M
Q1 25
$610.7M
$449.9M
Q4 24
$438.7M
Q3 24
$627.0M
$331.9M
Q2 24
$617.7M
$316.7M
Q1 24
$567.9M
$303.7M
Total Assets
ASC
ASC
CCB
CCB
Q4 25
$4.7B
Q3 25
$799.8M
$4.6B
Q2 25
$703.8M
$4.5B
Q1 25
$690.4M
$4.3B
Q4 24
$4.1B
Q3 24
$722.8M
$4.1B
Q2 24
$742.0M
$4.0B
Q1 24
$704.1M
$3.9B
Debt / Equity
ASC
ASC
CCB
CCB
Q4 25
Q3 25
0.18×
Q2 25
0.04×
Q1 25
0.03×
Q4 24
Q3 24
0.04×
Q2 24
0.07×
Q1 24
0.04×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ASC
ASC
CCB
CCB
Operating Cash FlowLast quarter
$17.9M
$254.6M
Free Cash FlowOCF − Capex
$246.1M
FCF MarginFCF / Revenue
178.3%
Capex IntensityCapex / Revenue
6.1%
Cash ConversionOCF / Net Profit
1.40×
TTM Free Cash FlowTrailing 4 quarters
$436.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ASC
ASC
CCB
CCB
Q4 25
$254.6M
Q3 25
$17.9M
$59.0M
Q2 25
$11.2M
$66.0M
Q1 25
$26.3M
$71.7M
Q4 24
$259.8M
Q3 24
$39.9M
$62.6M
Q2 24
$48.4M
$72.1M
Q1 24
$49.2M
$56.8M
Free Cash Flow
ASC
ASC
CCB
CCB
Q4 25
$246.1M
Q3 25
$57.4M
Q2 25
$64.0M
Q1 25
$68.9M
Q4 24
$249.9M
Q3 24
$60.2M
Q2 24
$69.5M
Q1 24
$55.0M
FCF Margin
ASC
ASC
CCB
CCB
Q4 25
178.3%
Q3 25
39.7%
Q2 25
53.6%
Q1 25
49.4%
Q4 24
170.6%
Q3 24
39.8%
Q2 24
51.3%
Q1 24
37.1%
Capex Intensity
ASC
ASC
CCB
CCB
Q4 25
6.1%
Q3 25
1.2%
Q2 25
1.7%
Q1 25
2.0%
Q4 24
6.8%
Q3 24
1.6%
Q2 24
1.9%
Q1 24
1.2%
Cash Conversion
ASC
ASC
CCB
CCB
Q4 25
Q3 25
1.40×
4.34×
Q2 25
1.17×
5.99×
Q1 25
4.20×
7.37×
Q4 24
Q3 24
1.65×
4.65×
Q2 24
0.77×
6.22×
Q1 24
1.25×
8.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ASC
ASC

Segment breakdown not available.

CCB
CCB

Other$74.7M54%
Baa S Credit Enhancements$47.3M34%
Baa S Program Income$8.4M6%
Transaction Fees$4.9M4%
Servicing And Other Baa S Fees$1.6M1%
Baa S Fraud Enhancements$1.1M1%

Related Comparisons