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Side-by-side financial comparison of Atour Lifestyle Holdings Ltd (ATAT) and ENCORE CAPITAL GROUP INC (ECPG). Click either name above to swap in a different company.

Atour Lifestyle Holdings Ltd is the larger business by last-quarter revenue ($789.6M vs $473.6M, roughly 1.7× ENCORE CAPITAL GROUP INC). Atour Lifestyle Holdings Ltd runs the higher net margin — 17.6% vs 16.2%, a 1.4% gap on every dollar of revenue. On growth, Atour Lifestyle Holdings Ltd posted the faster year-over-year revenue change (252.5% vs 78.3%). Atour Lifestyle Holdings Ltd produced more free cash flow last quarter ($210.7M vs $126.9M).

Atour Lifestyle Holdings Ltd is a leading China-based hospitality and lifestyle enterprise. It operates a wide portfolio of mid-to-premium hotel brands for business and leisure travelers, and offers complementary lifestyle retail products and experience services, catering primarily to middle-class consumers across domestic and selected overseas markets.

Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.

ATAT vs ECPG — Head-to-Head

Bigger by revenue
ATAT
ATAT
1.7× larger
ATAT
$789.6M
$473.6M
ECPG
Growing faster (revenue YoY)
ATAT
ATAT
+174.3% gap
ATAT
252.5%
78.3%
ECPG
Higher net margin
ATAT
ATAT
1.4% more per $
ATAT
17.6%
16.2%
ECPG
More free cash flow
ATAT
ATAT
$83.7M more FCF
ATAT
$210.7M
$126.9M
ECPG

Income Statement — Q3 FY2025 vs Q4 FY2025

Metric
ATAT
ATAT
ECPG
ECPG
Revenue
$789.6M
$473.6M
Net Profit
$139.1M
$76.7M
Gross Margin
Operating Margin
22.5%
36.6%
Net Margin
17.6%
16.2%
Revenue YoY
252.5%
78.3%
Net Profit YoY
322.2%
EPS (diluted)
$0.33
$3.32

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ATAT
ATAT
ECPG
ECPG
Q4 25
$473.6M
Q3 25
$789.6M
$460.4M
Q2 25
$442.1M
Q1 25
$392.8M
Q4 24
$265.6M
Q3 24
$224.0M
$367.1M
Q2 24
$355.3M
Q1 24
$203.4M
$328.4M
Net Profit
ATAT
ATAT
ECPG
ECPG
Q4 25
$76.7M
Q3 25
$139.1M
$74.7M
Q2 25
$58.7M
Q1 25
$46.8M
Q4 24
Q3 24
$33.0M
$30.6M
Q2 24
$32.2M
Q1 24
$35.6M
$23.2M
Operating Margin
ATAT
ATAT
ECPG
ECPG
Q4 25
36.6%
Q3 25
22.5%
37.6%
Q2 25
34.1%
Q1 25
32.9%
Q4 24
Q3 24
14.7%
28.9%
Q2 24
28.7%
Q1 24
22.1%
25.5%
Net Margin
ATAT
ATAT
ECPG
ECPG
Q4 25
16.2%
Q3 25
17.6%
16.2%
Q2 25
13.3%
Q1 25
11.9%
Q4 24
Q3 24
14.7%
8.3%
Q2 24
9.1%
Q1 24
17.5%
7.1%
EPS (diluted)
ATAT
ATAT
ECPG
ECPG
Q4 25
$3.32
Q3 25
$0.33
$3.17
Q2 25
$2.49
Q1 25
$1.93
Q4 24
Q3 24
$0.08
$1.26
Q2 24
$1.34
Q1 24
$0.09
$0.95

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ATAT
ATAT
ECPG
ECPG
Cash + ST InvestmentsLiquidity on hand
$669.2M
$156.8M
Total DebtLower is stronger
$4.0B
Stockholders' EquityBook value
$405.0M
$976.8M
Total Assets
$1.1B
$5.3B
Debt / EquityLower = less leverage
4.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ATAT
ATAT
ECPG
ECPG
Q4 25
$156.8M
Q3 25
$669.2M
$172.5M
Q2 25
$172.9M
Q1 25
$187.1M
Q4 24
$199.9M
Q3 24
$506.0M
$247.4M
Q2 24
$250.6M
Q1 24
$520.7M
$173.0M
Total Debt
ATAT
ATAT
ECPG
ECPG
Q4 25
$4.0B
Q3 25
Q2 25
Q1 25
Q4 24
$3.7B
Q3 24
Q2 24
Q1 24
$277.0K
Stockholders' Equity
ATAT
ATAT
ECPG
ECPG
Q4 25
$976.8M
Q3 25
$405.0M
$952.9M
Q2 25
$896.0M
Q1 25
$819.1M
Q4 24
$767.3M
Q3 24
$291.3M
$1.0B
Q2 24
$988.1M
Q1 24
$323.5M
$953.9M
Total Assets
ATAT
ATAT
ECPG
ECPG
Q4 25
$5.3B
Q3 25
$1.1B
$5.3B
Q2 25
$5.2B
Q1 25
$5.0B
Q4 24
$4.8B
Q3 24
$927.8M
$5.0B
Q2 24
$4.8B
Q1 24
$936.3M
$4.7B
Debt / Equity
ATAT
ATAT
ECPG
ECPG
Q4 25
4.13×
Q3 25
Q2 25
Q1 25
Q4 24
4.83×
Q3 24
Q2 24
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ATAT
ATAT
ECPG
ECPG
Operating Cash FlowLast quarter
$216.6M
$153.2M
Free Cash FlowOCF − Capex
$210.7M
$126.9M
FCF MarginFCF / Revenue
26.7%
26.8%
Capex IntensityCapex / Revenue
0.8%
5.5%
Cash ConversionOCF / Net Profit
1.56×
2.00×
TTM Free Cash FlowTrailing 4 quarters
$359.6M
$244.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ATAT
ATAT
ECPG
ECPG
Q4 25
$153.2M
Q3 25
$216.6M
$81.6M
Q2 25
$9.5M
Q1 25
$45.3M
Q4 24
$156.2M
Q3 24
$84.8M
$45.9M
Q2 24
$35.7M
Q1 24
$19.8M
$51.0M
Free Cash Flow
ATAT
ATAT
ECPG
ECPG
Q4 25
$126.9M
Q3 25
$210.7M
$75.6M
Q2 25
$3.2M
Q1 25
$38.3M
Q4 24
$127.2M
Q3 24
$83.3M
$39.7M
Q2 24
$28.3M
Q1 24
$18.1M
$44.1M
FCF Margin
ATAT
ATAT
ECPG
ECPG
Q4 25
26.8%
Q3 25
26.7%
16.4%
Q2 25
0.7%
Q1 25
9.7%
Q4 24
47.9%
Q3 24
37.2%
10.8%
Q2 24
8.0%
Q1 24
8.9%
13.4%
Capex Intensity
ATAT
ATAT
ECPG
ECPG
Q4 25
5.5%
Q3 25
0.8%
1.3%
Q2 25
1.4%
Q1 25
1.8%
Q4 24
10.9%
Q3 24
0.7%
1.7%
Q2 24
2.1%
Q1 24
0.9%
2.1%
Cash Conversion
ATAT
ATAT
ECPG
ECPG
Q4 25
2.00×
Q3 25
1.56×
1.09×
Q2 25
0.16×
Q1 25
0.97×
Q4 24
Q3 24
2.57×
1.50×
Q2 24
1.11×
Q1 24
0.56×
2.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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