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Side-by-side financial comparison of Aterian, Inc. (ATER) and First Bancorp, Inc (FNLC). Click either name above to swap in a different company.
First Bancorp, Inc is the larger business by last-quarter revenue ($25.8M vs $15.1M, roughly 1.7× Aterian, Inc.). First Bancorp, Inc runs the higher net margin — 39.4% vs -52.5%, a 91.9% gap on every dollar of revenue. On growth, First Bancorp, Inc posted the faster year-over-year revenue change (17.5% vs -38.5%). First Bancorp, Inc produced more free cash flow last quarter ($34.6M vs $-1.0M). Over the past eight quarters, First Bancorp, Inc's revenue compounded faster (18.1% CAGR vs -13.5%).
Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.
Patriot Bank, N.A. (PNBK) is the bank holding company for Stamford, Connecticut-based Patriot Bank NA, and is traded on NASDAQ as PNBK.
ATER vs FNLC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.1M | $25.8M |
| Net Profit | $-7.9M | $10.2M |
| Gross Margin | 56.1% | — |
| Operating Margin | -51.1% | 48.1% |
| Net Margin | -52.5% | 39.4% |
| Revenue YoY | -38.5% | 17.5% |
| Net Profit YoY | -512.2% | 39.7% |
| EPS (diluted) | — | $0.91 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1M | $25.8M | ||
| Q3 25 | $19.0M | $24.5M | ||
| Q2 25 | $19.5M | $22.5M | ||
| Q1 25 | $15.4M | $21.8M | ||
| Q4 24 | $24.6M | $22.0M | ||
| Q3 24 | $26.2M | $20.5M | ||
| Q2 24 | $28.0M | $19.2M | ||
| Q1 24 | $20.2M | $18.5M |
| Q4 25 | $-7.9M | $10.2M | ||
| Q3 25 | $-2.3M | $9.1M | ||
| Q2 25 | $-4.9M | $8.1M | ||
| Q1 25 | $-3.9M | $7.1M | ||
| Q4 24 | $-1.3M | $7.3M | ||
| Q3 24 | $-1.8M | $7.6M | ||
| Q2 24 | $-3.6M | $6.2M | ||
| Q1 24 | $-5.2M | $6.0M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
| Q4 25 | -51.1% | 48.1% | ||
| Q3 25 | -10.7% | 45.2% | ||
| Q2 25 | -23.1% | 43.7% | ||
| Q1 25 | -24.1% | 39.3% | ||
| Q4 24 | -6.5% | 39.5% | ||
| Q3 24 | -6.6% | 44.6% | ||
| Q2 24 | -11.5% | 38.8% | ||
| Q1 24 | -26.1% | 39.3% |
| Q4 25 | -52.5% | 39.4% | ||
| Q3 25 | -12.0% | 37.0% | ||
| Q2 25 | -25.0% | 35.8% | ||
| Q1 25 | -25.4% | 32.5% | ||
| Q4 24 | -5.3% | 33.1% | ||
| Q3 24 | -6.8% | 36.9% | ||
| Q2 24 | -13.0% | 32.1% | ||
| Q1 24 | -25.5% | 32.5% |
| Q4 25 | — | $0.91 | ||
| Q3 25 | — | $0.81 | ||
| Q2 25 | — | $0.72 | ||
| Q1 25 | — | $0.63 | ||
| Q4 24 | — | $0.66 | ||
| Q3 24 | — | $0.68 | ||
| Q2 24 | — | $0.55 | ||
| Q1 24 | — | $0.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | — |
| Total DebtLower is stronger | — | $95.5M |
| Stockholders' EquityBook value | $15.2M | $283.1M |
| Total Assets | $29.6M | $3.2B |
| Debt / EquityLower = less leverage | — | 0.34× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $10.5M | — | ||
| Q1 25 | $14.3M | — | ||
| Q4 24 | $18.0M | — | ||
| Q3 24 | $16.1M | — | ||
| Q2 24 | $20.3M | — | ||
| Q1 24 | $17.5M | — |
| Q4 25 | — | $95.5M | ||
| Q3 25 | — | $95.5M | ||
| Q2 25 | — | $95.0M | ||
| Q1 25 | — | $70.0M | ||
| Q4 24 | — | $95.0M | ||
| Q3 24 | — | $95.0M | ||
| Q2 24 | — | $70.0M | ||
| Q1 24 | — | $70.0M |
| Q4 25 | $15.2M | $283.1M | ||
| Q3 25 | $22.6M | $274.6M | ||
| Q2 25 | $24.3M | $265.5M | ||
| Q1 25 | $27.0M | $259.7M | ||
| Q4 24 | $30.0M | $252.5M | ||
| Q3 24 | $30.6M | $256.8M | ||
| Q2 24 | $30.9M | $244.7M | ||
| Q1 24 | $33.0M | $242.6M |
| Q4 25 | $29.6M | $3.2B | ||
| Q3 25 | $40.1M | $3.2B | ||
| Q2 25 | $45.4M | $3.2B | ||
| Q1 25 | $49.8M | $3.2B | ||
| Q4 24 | $49.5M | $3.2B | ||
| Q3 24 | $52.1M | $3.1B | ||
| Q2 24 | $59.9M | $3.1B | ||
| Q1 24 | $55.7M | $3.0B |
| Q4 25 | — | 0.34× | ||
| Q3 25 | — | 0.35× | ||
| Q2 25 | — | 0.36× | ||
| Q1 25 | — | 0.27× | ||
| Q4 24 | — | 0.38× | ||
| Q3 24 | — | 0.37× | ||
| Q2 24 | — | 0.29× | ||
| Q1 24 | — | 0.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.0M | $37.8M |
| Free Cash FlowOCF − Capex | $-1.0M | $34.6M |
| FCF MarginFCF / Revenue | -6.9% | 133.9% |
| Capex IntensityCapex / Revenue | 0.0% | 12.5% |
| Cash ConversionOCF / Net Profit | — | 3.72× |
| TTM Free Cash FlowTrailing 4 quarters | — | $55.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.0M | $37.8M | ||
| Q3 25 | $-1.6M | $12.9M | ||
| Q2 25 | $-4.4M | $7.4M | ||
| Q1 25 | $-3.9M | $2.2M | ||
| Q4 24 | $-9.0K | $26.0M | ||
| Q3 24 | $-722.0K | $9.8M | ||
| Q2 24 | $2.9M | $6.4M | ||
| Q1 24 | $-6.0K | $-1.5M |
| Q4 25 | $-1.0M | $34.6M | ||
| Q3 25 | $-1.6M | $12.6M | ||
| Q2 25 | $-4.4M | $7.2M | ||
| Q1 25 | — | $828.0K | ||
| Q4 24 | — | $24.6M | ||
| Q3 24 | — | $9.6M | ||
| Q2 24 | $2.9M | $6.3M | ||
| Q1 24 | $-42.0K | $-1.8M |
| Q4 25 | -6.9% | 133.9% | ||
| Q3 25 | -8.4% | 51.4% | ||
| Q2 25 | -22.7% | 32.1% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | — | 111.7% | ||
| Q3 24 | — | 47.0% | ||
| Q2 24 | 10.3% | 32.9% | ||
| Q1 24 | -0.2% | -9.8% |
| Q4 25 | 0.0% | 12.5% | ||
| Q3 25 | 0.2% | 1.2% | ||
| Q2 25 | 0.0% | 0.6% | ||
| Q1 25 | 0.0% | 6.2% | ||
| Q4 24 | 0.0% | 6.7% | ||
| Q3 24 | 0.0% | 0.5% | ||
| Q2 24 | 0.0% | 0.3% | ||
| Q1 24 | 0.2% | 1.8% |
| Q4 25 | — | 3.72× | ||
| Q3 25 | — | 1.42× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 0.31× | ||
| Q4 24 | — | 3.58× | ||
| Q3 24 | — | 1.29× | ||
| Q2 24 | — | 1.03× | ||
| Q1 24 | — | -0.25× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
FNLC
Segment breakdown not available.
