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Side-by-side financial comparison of Aterian, Inc. (ATER) and FVCBankcorp, Inc. (FVCB). Click either name above to swap in a different company.
FVCBankcorp, Inc. is the larger business by last-quarter revenue ($16.9M vs $15.1M, roughly 1.1× Aterian, Inc.). On growth, FVCBankcorp, Inc. posted the faster year-over-year revenue change (4377.5% vs -38.5%). FVCBankcorp, Inc. produced more free cash flow last quarter ($23.8M vs $-1.0M). Over the past eight quarters, FVCBankcorp, Inc.'s revenue compounded faster (586.6% CAGR vs -13.5%).
Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.
FVCBankcorp, Inc. is a Virginia-based U.S. bank holding company operating FVCbank, a community-focused financial institution. It provides a full range of personal and commercial banking products including deposit accounts, business and personal loans, mortgage services, and wealth management solutions, serving SMEs, professionals and individual consumers across the Mid-Atlantic region.
ATER vs FVCB — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $15.1M | $16.9M |
| Net Profit | $-7.9M | — |
| Gross Margin | 56.1% | — |
| Operating Margin | -51.1% | 43.7% |
| Net Margin | -52.5% | — |
| Revenue YoY | -38.5% | 4377.5% |
| Net Profit YoY | -512.2% | — |
| EPS (diluted) | — | $0.31 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1M | $16.9M | ||
| Q3 25 | $19.0M | $416.0K | ||
| Q2 25 | $19.5M | $15.8M | ||
| Q1 25 | $15.4M | $382.0K | ||
| Q4 24 | $24.6M | $378.0K | ||
| Q3 24 | $26.2M | $412.0K | ||
| Q2 24 | $28.0M | $415.0K | ||
| Q1 24 | $20.2M | $359.0K |
| Q4 25 | $-7.9M | — | ||
| Q3 25 | $-2.3M | $5.6M | ||
| Q2 25 | $-4.9M | $5.7M | ||
| Q1 25 | $-3.9M | $5.2M | ||
| Q4 24 | $-1.3M | — | ||
| Q3 24 | $-1.8M | $4.7M | ||
| Q2 24 | $-3.6M | $4.2M | ||
| Q1 24 | $-5.2M | $1.3M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
| Q4 25 | -51.1% | 43.7% | ||
| Q3 25 | -10.7% | — | ||
| Q2 25 | -23.1% | 45.9% | ||
| Q1 25 | -24.1% | — | ||
| Q4 24 | -6.5% | — | ||
| Q3 24 | -6.6% | — | ||
| Q2 24 | -11.5% | — | ||
| Q1 24 | -26.1% | — |
| Q4 25 | -52.5% | — | ||
| Q3 25 | -12.0% | 1341.1% | ||
| Q2 25 | -25.0% | 36.0% | ||
| Q1 25 | -25.4% | 1352.1% | ||
| Q4 24 | -5.3% | — | ||
| Q3 24 | -6.8% | 1133.3% | ||
| Q2 24 | -13.0% | 1001.2% | ||
| Q1 24 | -25.5% | 373.3% |
| Q4 25 | — | $0.31 | ||
| Q3 25 | — | $0.31 | ||
| Q2 25 | — | $0.31 | ||
| Q1 25 | — | $0.28 | ||
| Q4 24 | — | $0.27 | ||
| Q3 24 | — | $0.25 | ||
| Q2 24 | — | $0.23 | ||
| Q1 24 | — | $0.07 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $15.2M | $253.6M |
| Total Assets | $29.6M | $2.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $10.5M | — | ||
| Q1 25 | $14.3M | — | ||
| Q4 24 | $18.0M | — | ||
| Q3 24 | $16.1M | — | ||
| Q2 24 | $20.3M | — | ||
| Q1 24 | $17.5M | — |
| Q4 25 | $15.2M | $253.6M | ||
| Q3 25 | $22.6M | $249.8M | ||
| Q2 25 | $24.3M | $243.2M | ||
| Q1 25 | $27.0M | $242.3M | ||
| Q4 24 | $30.0M | $235.4M | ||
| Q3 24 | $30.6M | $230.8M | ||
| Q2 24 | $30.9M | $226.5M | ||
| Q1 24 | $33.0M | $220.7M |
| Q4 25 | $29.6M | $2.3B | ||
| Q3 25 | $40.1M | $2.3B | ||
| Q2 25 | $45.4M | $2.2B | ||
| Q1 25 | $49.8M | $2.2B | ||
| Q4 24 | $49.5M | $2.2B | ||
| Q3 24 | $52.1M | $2.3B | ||
| Q2 24 | $59.9M | $2.3B | ||
| Q1 24 | $55.7M | $2.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-1.0M | $23.9M |
| Free Cash FlowOCF − Capex | $-1.0M | $23.8M |
| FCF MarginFCF / Revenue | -6.9% | 140.7% |
| Capex IntensityCapex / Revenue | 0.0% | 0.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $40.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.0M | $23.9M | ||
| Q3 25 | $-1.6M | $7.6M | ||
| Q2 25 | $-4.4M | $3.3M | ||
| Q1 25 | $-3.9M | $5.4M | ||
| Q4 24 | $-9.0K | $18.2M | ||
| Q3 24 | $-722.0K | $4.7M | ||
| Q2 24 | $2.9M | $1.6M | ||
| Q1 24 | $-6.0K | $7.2M |
| Q4 25 | $-1.0M | $23.8M | ||
| Q3 25 | $-1.6M | $7.6M | ||
| Q2 25 | $-4.4M | $3.3M | ||
| Q1 25 | — | $5.4M | ||
| Q4 24 | — | $18.1M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | $2.9M | $1.5M | ||
| Q1 24 | $-42.0K | $7.1M |
| Q4 25 | -6.9% | 140.7% | ||
| Q3 25 | -8.4% | 1818.0% | ||
| Q2 25 | -22.7% | 20.8% | ||
| Q1 25 | — | 1413.6% | ||
| Q4 24 | — | 4786.0% | ||
| Q3 24 | — | 1121.8% | ||
| Q2 24 | 10.3% | 361.2% | ||
| Q1 24 | -0.2% | 1988.3% |
| Q4 25 | 0.0% | 0.3% | ||
| Q3 25 | 0.2% | 0.2% | ||
| Q2 25 | 0.0% | 0.1% | ||
| Q1 25 | 0.0% | 4.2% | ||
| Q4 24 | 0.0% | 37.3% | ||
| Q3 24 | 0.0% | 14.1% | ||
| Q2 24 | 0.0% | 12.8% | ||
| Q1 24 | 0.2% | 3.9% |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.36× | ||
| Q2 25 | — | 0.58× | ||
| Q1 25 | — | 1.05× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.00× | ||
| Q2 24 | — | 0.37× | ||
| Q1 24 | — | 5.34× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
FVCB
Segment breakdown not available.
