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Side-by-side financial comparison of Aterian, Inc. (ATER) and GREENE COUNTY BANCORP INC (GCBC). Click either name above to swap in a different company.
GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($22.2M vs $15.1M, roughly 1.5× Aterian, Inc.). GREENE COUNTY BANCORP INC runs the higher net margin — 46.3% vs -52.5%, a 98.8% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (23.8% vs -38.5%). GREENE COUNTY BANCORP INC produced more free cash flow last quarter ($6.2M vs $-1.0M). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (18.9% CAGR vs -13.5%).
Aterian, Inc. is a technology-enabled consumer products company that leverages artificial intelligence and data analytics to identify market demand, develop, source and distribute a wide portfolio of affordable goods spanning home improvement, wellness, personal care, pet supplies and outdoor recreation. It primarily sells its products through leading global e-commerce platforms, with core markets covering North America and Europe.
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
ATER vs GCBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | ||
|---|---|---|
| Revenue | $15.1M | $22.2M |
| Net Profit | $-7.9M | $10.3M |
| Gross Margin | 56.1% | — |
| Operating Margin | -51.1% | 52.0% |
| Net Margin | -52.5% | 46.3% |
| Revenue YoY | -38.5% | 23.8% |
| Net Profit YoY | -512.2% | 37.4% |
| EPS (diluted) | — | $0.60 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $15.1M | $22.2M | ||
| Q3 25 | $19.0M | $21.5M | ||
| Q2 25 | $19.5M | $20.5M | ||
| Q1 25 | $15.4M | $20.1M | ||
| Q4 24 | $24.6M | $17.9M | ||
| Q3 24 | $26.2M | $16.9M | ||
| Q2 24 | $28.0M | $16.6M | ||
| Q1 24 | $20.2M | $15.7M |
| Q4 25 | $-7.9M | $10.3M | ||
| Q3 25 | $-2.3M | $8.9M | ||
| Q2 25 | $-4.9M | $9.3M | ||
| Q1 25 | $-3.9M | $8.1M | ||
| Q4 24 | $-1.3M | $7.5M | ||
| Q3 24 | $-1.8M | $6.3M | ||
| Q2 24 | $-3.6M | $6.7M | ||
| Q1 24 | $-5.2M | $5.9M |
| Q4 25 | 56.1% | — | ||
| Q3 25 | 56.1% | — | ||
| Q2 25 | 54.3% | — | ||
| Q1 25 | 61.4% | — | ||
| Q4 24 | 63.4% | — | ||
| Q3 24 | 60.3% | — | ||
| Q2 24 | 60.4% | — | ||
| Q1 24 | 65.1% | — |
| Q4 25 | -51.1% | 52.0% | ||
| Q3 25 | -10.7% | 47.4% | ||
| Q2 25 | -23.1% | 53.5% | ||
| Q1 25 | -24.1% | 44.6% | ||
| Q4 24 | -6.5% | 45.0% | ||
| Q3 24 | -6.6% | 39.6% | ||
| Q2 24 | -11.5% | 41.2% | ||
| Q1 24 | -26.1% | 39.4% |
| Q4 25 | -52.5% | 46.3% | ||
| Q3 25 | -12.0% | 41.2% | ||
| Q2 25 | -25.0% | 45.6% | ||
| Q1 25 | -25.4% | 40.1% | ||
| Q4 24 | -5.3% | 41.7% | ||
| Q3 24 | -6.8% | 37.1% | ||
| Q2 24 | -13.0% | 40.6% | ||
| Q1 24 | -25.5% | 37.3% |
| Q4 25 | — | $0.60 | ||
| Q3 25 | — | $0.52 | ||
| Q2 25 | — | $0.55 | ||
| Q1 25 | — | $0.47 | ||
| Q4 24 | — | $0.44 | ||
| Q3 24 | — | $0.37 | ||
| Q2 24 | — | $0.39 | ||
| Q1 24 | — | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $4.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $15.2M | $258.3M |
| Total Assets | $29.6M | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $4.9M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $10.5M | — | ||
| Q1 25 | $14.3M | $155.5M | ||
| Q4 24 | $18.0M | $166.4M | ||
| Q3 24 | $16.1M | — | ||
| Q2 24 | $20.3M | $190.4M | ||
| Q1 24 | $17.5M | — |
| Q4 25 | $15.2M | $258.3M | ||
| Q3 25 | $22.6M | $248.2M | ||
| Q2 25 | $24.3M | $238.8M | ||
| Q1 25 | $27.0M | $229.0M | ||
| Q4 24 | $30.0M | $218.4M | ||
| Q3 24 | $30.6M | $216.3M | ||
| Q2 24 | $30.9M | $206.0M | ||
| Q1 24 | $33.0M | $199.2M |
| Q4 25 | $29.6M | $3.1B | ||
| Q3 25 | $40.1M | $3.1B | ||
| Q2 25 | $45.4M | $3.0B | ||
| Q1 25 | $49.8M | $3.0B | ||
| Q4 24 | $49.5M | $3.0B | ||
| Q3 24 | $52.1M | $2.9B | ||
| Q2 24 | $59.9M | $2.8B | ||
| Q1 24 | $55.7M | $2.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $-1.0M | $6.4M |
| Free Cash FlowOCF − Capex | $-1.0M | $6.2M |
| FCF MarginFCF / Revenue | -6.9% | 28.0% |
| Capex IntensityCapex / Revenue | 0.0% | 0.9% |
| Cash ConversionOCF / Net Profit | — | 0.62× |
| TTM Free Cash FlowTrailing 4 quarters | — | $47.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-1.0M | $6.4M | ||
| Q3 25 | $-1.6M | $7.0M | ||
| Q2 25 | $-4.4M | $28.0M | ||
| Q1 25 | $-3.9M | $7.3M | ||
| Q4 24 | $-9.0K | $5.3M | ||
| Q3 24 | $-722.0K | $2.1M | ||
| Q2 24 | $2.9M | $24.9M | ||
| Q1 24 | $-6.0K | $5.6M |
| Q4 25 | $-1.0M | $6.2M | ||
| Q3 25 | $-1.6M | $6.5M | ||
| Q2 25 | $-4.4M | $27.3M | ||
| Q1 25 | — | $7.3M | ||
| Q4 24 | — | $5.1M | ||
| Q3 24 | — | $2.0M | ||
| Q2 24 | $2.9M | $23.4M | ||
| Q1 24 | $-42.0K | $4.9M |
| Q4 25 | -6.9% | 28.0% | ||
| Q3 25 | -8.4% | 30.4% | ||
| Q2 25 | -22.7% | 133.3% | ||
| Q1 25 | — | 36.1% | ||
| Q4 24 | — | 28.6% | ||
| Q3 24 | — | 11.8% | ||
| Q2 24 | 10.3% | 141.2% | ||
| Q1 24 | -0.2% | 31.3% |
| Q4 25 | 0.0% | 0.9% | ||
| Q3 25 | 0.2% | 1.9% | ||
| Q2 25 | 0.0% | 3.4% | ||
| Q1 25 | 0.0% | 0.3% | ||
| Q4 24 | 0.0% | 1.0% | ||
| Q3 24 | 0.0% | 0.9% | ||
| Q2 24 | 0.0% | 9.1% | ||
| Q1 24 | 0.2% | 4.2% |
| Q4 25 | — | 0.62× | ||
| Q3 25 | — | 0.78× | ||
| Q2 25 | — | 3.00× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.71× | ||
| Q3 24 | — | 0.34× | ||
| Q2 24 | — | 3.70× | ||
| Q1 24 | — | 0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATER
| Sales Channel Directly To Consumer | $13.1M | 87% |
| Heating Cooling And Air Quality | $2.1M | 14% |
GCBC
Segment breakdown not available.