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Side-by-side financial comparison of Autohome Inc. (ATHM) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Autohome Inc. is the larger business by last-quarter revenue ($249.8M vs $247.7M, roughly 1.0× Oportun Financial Corp). Autohome Inc. runs the higher net margin — 23.8% vs 1.4%, a 22.4% gap on every dollar of revenue. Over the past eight quarters, Oportun Financial Corp's revenue compounded faster (-0.5% CAGR vs -0.6%).
Autohome Inc. is a leading online destination for automobile consumers in China. Through its websites and mobile apps, it provides professionally produced content, user-generated content, comprehensive vehicle listings, and a suite of services for dealers, automakers, and car buyers, including new and used car listings, financing, insurance, and online transactions.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
ATHM vs OPRT — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $249.8M | $247.7M |
| Net Profit | $59.4M | $3.4M |
| Gross Margin | 63.7% | — |
| Operating Margin | 8.3% | 2.6% |
| Net Margin | 23.8% | 1.4% |
| Revenue YoY | — | -1.3% |
| Net Profit YoY | — | -61.0% |
| EPS (diluted) | — | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $247.7M | ||
| Q3 25 | $249.8M | $238.7M | ||
| Q2 25 | $245.4M | $234.3M | ||
| Q1 25 | $244.3M | $235.9M | ||
| Q4 24 | — | $250.9M | ||
| Q3 24 | $252.9M | $250.0M | ||
| Q2 24 | $257.7M | $250.4M | ||
| Q1 24 | $222.9M | $250.5M |
| Q4 25 | — | $3.4M | ||
| Q3 25 | $59.4M | $5.2M | ||
| Q2 25 | $56.0M | $6.9M | ||
| Q1 25 | — | $9.8M | ||
| Q4 24 | — | $8.7M | ||
| Q3 24 | $61.0M | $-30.0M | ||
| Q2 24 | $69.3M | $-31.0M | ||
| Q1 24 | $52.4M | $-26.4M |
| Q4 25 | — | — | ||
| Q3 25 | 63.7% | — | ||
| Q2 25 | 71.4% | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 77.0% | — | ||
| Q2 24 | 81.5% | — | ||
| Q1 24 | 81.3% | — |
| Q4 25 | — | 2.6% | ||
| Q3 25 | 8.3% | 6.0% | ||
| Q2 25 | 16.9% | 4.3% | ||
| Q1 25 | 13.0% | 5.6% | ||
| Q4 24 | — | 89.6% | ||
| Q3 24 | 4.7% | -15.8% | ||
| Q2 24 | 22.0% | -19.6% | ||
| Q1 24 | 17.2% | -12.2% |
| Q4 25 | — | 1.4% | ||
| Q3 25 | 23.8% | 2.2% | ||
| Q2 25 | 22.8% | 2.9% | ||
| Q1 25 | — | 4.1% | ||
| Q4 24 | — | 200.1% | ||
| Q3 24 | 24.1% | -12.0% | ||
| Q2 24 | 26.9% | -12.4% | ||
| Q1 24 | 23.5% | -10.6% |
| Q4 25 | — | $0.07 | ||
| Q3 25 | — | $0.11 | ||
| Q2 25 | — | $0.14 | ||
| Q1 25 | — | $0.21 | ||
| Q4 24 | — | $0.26 | ||
| Q3 24 | — | $-0.75 | ||
| Q2 24 | — | $-0.78 | ||
| Q1 24 | — | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | — | $390.1M |
| Total Assets | — | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $105.5M | ||
| Q3 25 | — | $104.6M | ||
| Q2 25 | — | $96.8M | ||
| Q1 25 | — | $78.5M | ||
| Q4 24 | — | $60.0M | ||
| Q3 24 | — | $71.8M | ||
| Q2 24 | — | $72.9M | ||
| Q1 24 | — | $69.2M |
| Q4 25 | — | $390.1M | ||
| Q3 25 | — | $383.9M | ||
| Q2 25 | — | $376.0M | ||
| Q1 25 | — | $366.1M | ||
| Q4 24 | — | $353.8M | ||
| Q3 24 | — | $327.6M | ||
| Q2 24 | — | $354.1M | ||
| Q1 24 | — | $382.0M |
| Q4 25 | — | $3.3B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | — | $3.2B | ||
| Q1 25 | — | $3.2B | ||
| Q4 24 | — | $3.2B | ||
| Q3 24 | — | $3.3B | ||
| Q2 24 | — | $3.3B | ||
| Q1 24 | — | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $413.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $413.4M | ||
| Q3 25 | — | $99.0M | ||
| Q2 25 | — | $104.5M | ||
| Q1 25 | — | $101.0M | ||
| Q4 24 | — | $393.5M | ||
| Q3 24 | — | $108.5M | ||
| Q2 24 | — | $107.7M | ||
| Q1 24 | — | $85.9M |
| Q4 25 | — | 121.45× | ||
| Q3 25 | — | 19.05× | ||
| Q2 25 | — | 15.20× | ||
| Q1 25 | — | 10.34× | ||
| Q4 24 | — | 45.04× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ATHM
| Online marketplace and others | $114.7M | 46% |
| Leads generation services | $93.2M | 37% |
| Media services | $41.9M | 17% |
OPRT
Segment breakdown not available.
