vs
Side-by-side financial comparison of Avidia Bancorp, Inc. (AVBC) and INTERGROUP CORP (INTG). Click either name above to swap in a different company.
Avidia Bancorp, Inc. is the larger business by last-quarter revenue ($26.8M vs $17.3M, roughly 1.5× INTERGROUP CORP). Avidia Bancorp, Inc. runs the higher net margin — 22.9% vs 8.8%, a 14.2% gap on every dollar of revenue. Avidia Bancorp, Inc. produced more free cash flow last quarter ($24.1M vs $-481.0K).
Avidia Bank is an American mutual community bank headquartered in Hudson, Massachusetts. It was founded in 2007 when it was formed by a merger between Hudson Savings Bank and Westborough Bank.
Intergroup Corp is a diversified holding firm operating two core segments: real estate and hotel operations. It owns, manages and leases commercial and residential properties across the U.S., and runs limited-service hotels for leisure and business travelers.
AVBC vs INTG — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $26.8M | $17.3M |
| Net Profit | $5.3M | $1.5M |
| Gross Margin | — | — |
| Operating Margin | 33.3% | 11.6% |
| Net Margin | 22.9% | 8.8% |
| Revenue YoY | — | 19.8% |
| Net Profit YoY | — | 155.6% |
| EPS (diluted) | — | $0.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.8M | $17.3M | ||
| Q3 25 | $28.0M | $17.9M | ||
| Q2 25 | $25.9M | $16.2M | ||
| Q1 25 | $22.9M | $16.8M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | — | $16.9M | ||
| Q2 24 | — | $13.4M | ||
| Q1 24 | — | $14.9M |
| Q4 25 | $5.3M | $1.5M | ||
| Q3 25 | $-907.0K | $-535.0K | ||
| Q2 25 | $3.9M | $-2.2M | ||
| Q1 25 | $-11.6M | $-578.0K | ||
| Q4 24 | — | $-2.7M | ||
| Q3 24 | — | $-398.0K | ||
| Q2 24 | — | $-4.9M | ||
| Q1 24 | — | $-3.2M |
| Q4 25 | 33.3% | 11.6% | ||
| Q3 25 | -7.0% | 15.3% | ||
| Q2 25 | 19.4% | 8.1% | ||
| Q1 25 | -72.0% | 14.0% | ||
| Q4 24 | — | 5.9% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 3.7% | ||
| Q1 24 | — | 4.8% |
| Q4 25 | 22.9% | 8.8% | ||
| Q3 25 | -3.2% | -3.0% | ||
| Q2 25 | 15.0% | -13.9% | ||
| Q1 25 | -50.5% | -3.4% | ||
| Q4 24 | — | -18.9% | ||
| Q3 24 | — | -2.4% | ||
| Q2 24 | — | -36.7% | ||
| Q1 24 | — | -21.3% |
| Q4 25 | — | $0.71 | ||
| Q3 25 | $-0.05 | $-0.25 | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-0.27 | ||
| Q4 24 | — | $-1.26 | ||
| Q3 24 | — | $-0.18 | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $-1.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $275.0M | $7.5M |
| Total DebtLower is stronger | — | $233.2M |
| Stockholders' EquityBook value | $379.0M | $-85.2M |
| Total Assets | $2.8B | $101.1M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $275.0M | $7.5M | ||
| Q3 25 | $208.3M | $6.0M | ||
| Q2 25 | $592.5M | $6.1M | ||
| Q1 25 | — | $4.8M | ||
| Q4 24 | — | $15.4M | ||
| Q3 24 | — | $12.2M | ||
| Q2 24 | — | $11.6M | ||
| Q1 24 | — | $19.5M |
| Q4 25 | — | $233.2M | ||
| Q3 25 | — | $237.8M | ||
| Q2 25 | — | $240.5M | ||
| Q1 25 | — | $241.5M | ||
| Q4 24 | — | $227.2M | ||
| Q3 24 | — | $218.1M | ||
| Q2 24 | — | $225.7M | ||
| Q1 24 | — | $225.0M |
| Q4 25 | $379.0M | $-85.2M | ||
| Q3 25 | $372.0M | $-86.7M | ||
| Q2 25 | $191.4M | $-86.1M | ||
| Q1 25 | $186.1M | $-84.5M | ||
| Q4 24 | — | $-83.9M | ||
| Q3 24 | — | $-80.9M | ||
| Q2 24 | — | $-80.3M | ||
| Q1 24 | — | $-76.4M |
| Q4 25 | $2.8B | $101.1M | ||
| Q3 25 | $2.8B | $102.5M | ||
| Q2 25 | $3.0B | $104.1M | ||
| Q1 25 | $2.7B | $103.2M | ||
| Q4 24 | — | $110.6M | ||
| Q3 24 | — | $109.3M | ||
| Q2 24 | — | $107.8M | ||
| Q1 24 | — | $119.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $28.4M | $-23.0K |
| Free Cash FlowOCF − Capex | $24.1M | $-481.0K |
| FCF MarginFCF / Revenue | 89.9% | -2.8% |
| Capex IntensityCapex / Revenue | 16.0% | 2.6% |
| Cash ConversionOCF / Net Profit | 5.32× | -0.02× |
| TTM Free Cash FlowTrailing 4 quarters | $40.2M | $739.0K |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $28.4M | $-23.0K | ||
| Q3 25 | $24.1M | $-296.0K | ||
| Q2 25 | $-2.3M | $5.9M | ||
| Q1 25 | $-2.2M | $-854.0K | ||
| Q4 24 | — | $-781.0K | ||
| Q3 24 | — | $3.4M | ||
| Q2 24 | — | $6.8M | ||
| Q1 24 | — | $1.9M |
| Q4 25 | $24.1M | $-481.0K | ||
| Q3 25 | $23.3M | $-1.3M | ||
| Q2 25 | $-3.3M | $3.6M | ||
| Q1 25 | $-3.9M | $-1.2M | ||
| Q4 24 | — | $-1.1M | ||
| Q3 24 | — | $3.1M | ||
| Q2 24 | — | $2.7M | ||
| Q1 24 | — | $1.1M |
| Q4 25 | 89.9% | -2.8% | ||
| Q3 25 | 83.2% | -7.1% | ||
| Q2 25 | -12.8% | 22.5% | ||
| Q1 25 | -16.9% | -6.8% | ||
| Q4 24 | — | -7.8% | ||
| Q3 24 | — | 18.3% | ||
| Q2 24 | — | 20.4% | ||
| Q1 24 | — | 7.6% |
| Q4 25 | 16.0% | 2.6% | ||
| Q3 25 | 3.1% | 5.4% | ||
| Q2 25 | 3.7% | 13.9% | ||
| Q1 25 | 7.2% | 1.8% | ||
| Q4 24 | — | 2.4% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 30.4% | ||
| Q1 24 | — | 4.9% |
| Q4 25 | 5.32× | -0.02× | ||
| Q3 25 | — | — | ||
| Q2 25 | -0.60× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AVBC
Segment breakdown not available.
INTG
| Hotel Operations | $12.7M | 73% |
| Real Estate Operation | $4.6M | 27% |
