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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Dine Brands Global, Inc. (DIN). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($385.1M vs $217.6M, roughly 1.8× Dine Brands Global, Inc.). Axos Financial, Inc. runs the higher net margin — 33.3% vs -5.6%, a 39.0% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (25.1% vs 6.3%). Axos Financial, Inc. produced more free cash flow last quarter ($85.4M vs $-8.6M). Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (14.3% CAGR vs 2.7%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Dine Brands Global Inc. is a publicly traded food and beverage company based in Pasadena, California. Founded in 1958 as IHOP, it operates franchised and corporate owned full-service restaurants including three restaurant concepts, Applebee's Neighborhood Grill & Bar, International House of Pancakes (IHOP), and Fuzzy's Taco Shop.
AX vs DIN — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.1M | $217.6M |
| Net Profit | $128.4M | $-12.2M |
| Gross Margin | — | 42.4% |
| Operating Margin | 45.6% | -7.6% |
| Net Margin | 33.3% | -5.6% |
| Revenue YoY | 25.1% | 6.3% |
| Net Profit YoY | 22.6% | -336.1% |
| EPS (diluted) | $2.22 | $-0.79 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.1M | $217.6M | ||
| Q3 25 | $323.4M | $216.2M | ||
| Q2 25 | $321.4M | $230.8M | ||
| Q1 25 | $308.8M | $214.8M | ||
| Q4 24 | $307.9M | $204.8M | ||
| Q3 24 | $320.7M | $195.0M | ||
| Q2 24 | $290.9M | $206.3M | ||
| Q1 24 | $294.8M | $206.2M |
| Q4 25 | $128.4M | $-12.2M | ||
| Q3 25 | $112.4M | $7.3M | ||
| Q2 25 | $110.7M | $13.8M | ||
| Q1 25 | $105.2M | $8.2M | ||
| Q4 24 | $104.7M | $5.2M | ||
| Q3 24 | $112.3M | $19.1M | ||
| Q2 24 | $104.9M | $23.2M | ||
| Q1 24 | $110.7M | $17.5M |
| Q4 25 | — | 42.4% | ||
| Q3 25 | — | 39.1% | ||
| Q2 25 | — | 40.0% | ||
| Q1 25 | — | 42.0% | ||
| Q4 24 | — | 41.7% | ||
| Q3 24 | — | 47.8% | ||
| Q2 24 | — | 48.1% | ||
| Q1 24 | — | 47.2% |
| Q4 25 | 45.6% | -7.6% | ||
| Q3 25 | 46.3% | 4.7% | ||
| Q2 25 | 48.5% | 8.2% | ||
| Q1 25 | 47.9% | 6.0% | ||
| Q4 24 | 48.8% | 3.8% | ||
| Q3 24 | 49.6% | 13.6% | ||
| Q2 24 | 49.6% | 15.1% | ||
| Q1 24 | 52.8% | 11.7% |
| Q4 25 | 33.3% | -5.6% | ||
| Q3 25 | 34.7% | 3.4% | ||
| Q2 25 | 34.4% | 6.0% | ||
| Q1 25 | 34.1% | 3.8% | ||
| Q4 24 | 34.0% | 2.5% | ||
| Q3 24 | 35.0% | 9.8% | ||
| Q2 24 | 36.0% | 11.2% | ||
| Q1 24 | 37.6% | 8.5% |
| Q4 25 | $2.22 | $-0.79 | ||
| Q3 25 | $1.94 | $0.48 | ||
| Q2 25 | $1.89 | $0.89 | ||
| Q1 25 | $1.81 | $0.53 | ||
| Q4 24 | $1.80 | $0.35 | ||
| Q3 24 | $1.93 | $1.24 | ||
| Q2 24 | $1.75 | $1.50 | ||
| Q1 24 | $1.91 | $1.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $128.2M |
| Total DebtLower is stronger | — | $1.2B |
| Stockholders' EquityBook value | $2.9B | $-273.9M |
| Total Assets | $28.2B | $1.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $128.2M | ||
| Q3 25 | $2.6B | $167.9M | ||
| Q2 25 | $1.9B | $194.2M | ||
| Q1 25 | $2.0B | $186.5M | ||
| Q4 24 | $2.4B | $186.7M | ||
| Q3 24 | $2.6B | $169.6M | ||
| Q2 24 | $2.0B | $153.5M | ||
| Q1 24 | $2.1B | $145.0M |
| Q4 25 | — | $1.2B | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | $312.7M | $1.2B | ||
| Q1 25 | $377.4M | $1.2B | ||
| Q4 24 | $358.7M | $1.2B | ||
| Q3 24 | $313.5M | $1.2B | ||
| Q2 24 | $325.7M | $1.2B | ||
| Q1 24 | $330.4M | $1.2B |
| Q4 25 | $2.9B | $-273.9M | ||
| Q3 25 | $2.8B | $-231.9M | ||
| Q2 25 | $2.7B | $-212.5M | ||
| Q1 25 | $2.6B | $-215.7M | ||
| Q4 24 | $2.5B | $-216.0M | ||
| Q3 24 | $2.4B | $-216.7M | ||
| Q2 24 | $2.3B | $-231.7M | ||
| Q1 24 | $2.2B | $-244.8M |
| Q4 25 | $28.2B | $1.7B | ||
| Q3 25 | $27.4B | $1.8B | ||
| Q2 25 | $24.8B | $1.8B | ||
| Q1 25 | $24.0B | $1.8B | ||
| Q4 24 | $23.7B | $1.8B | ||
| Q3 24 | $23.6B | $1.7B | ||
| Q2 24 | $22.9B | $1.7B | ||
| Q1 24 | $22.6B | $1.7B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $5.7M |
| Free Cash FlowOCF − Capex | $85.4M | $-8.6M |
| FCF MarginFCF / Revenue | 22.2% | -3.9% |
| Capex IntensityCapex / Revenue | 4.9% | 6.6% |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $695.9M | $53.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $5.7M | ||
| Q3 25 | $118.4M | $30.2M | ||
| Q2 25 | $490.3M | $37.0M | ||
| Q1 25 | $73.7M | $16.1M | ||
| Q4 24 | $162.5M | $30.5M | ||
| Q3 24 | $70.8M | $25.5M | ||
| Q2 24 | $305.5M | $21.6M | ||
| Q1 24 | $115.8M | $30.6M |
| Q4 25 | $85.4M | $-8.6M | ||
| Q3 25 | $109.3M | $18.1M | ||
| Q2 25 | $436.1M | $31.0M | ||
| Q1 25 | $65.1M | $12.8M | ||
| Q4 24 | $156.4M | $26.7M | ||
| Q3 24 | $53.0M | $22.0M | ||
| Q2 24 | $269.5M | $18.2M | ||
| Q1 24 | $107.3M | $27.2M |
| Q4 25 | 22.2% | -3.9% | ||
| Q3 25 | 33.8% | 8.4% | ||
| Q2 25 | 135.7% | 13.4% | ||
| Q1 25 | 21.1% | 6.0% | ||
| Q4 24 | 50.8% | 13.0% | ||
| Q3 24 | 16.5% | 11.3% | ||
| Q2 24 | 92.6% | 8.8% | ||
| Q1 24 | 36.4% | 13.2% |
| Q4 25 | 4.9% | 6.6% | ||
| Q3 25 | 2.8% | 5.6% | ||
| Q2 25 | 16.9% | 2.6% | ||
| Q1 25 | 2.8% | 1.5% | ||
| Q4 24 | 2.0% | 1.9% | ||
| Q3 24 | 5.5% | 1.8% | ||
| Q2 24 | 12.4% | 1.7% | ||
| Q1 24 | 2.9% | 1.6% |
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 4.12× | ||
| Q2 25 | 4.43× | 2.68× | ||
| Q1 25 | 0.70× | 1.97× | ||
| Q4 24 | 1.55× | 5.88× | ||
| Q3 24 | 0.63× | 1.34× | ||
| Q2 24 | 2.91× | 0.93× | ||
| Q1 24 | 1.05× | 1.75× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
Segment breakdown not available.
DIN
| Franchisor | $163.2M | 75% |
| Food And Beverage | $27.3M | 13% |
| Proprietary Product Sales And Other | $17.0M | 8% |
| Other | $8.1M | 4% |
| Franchise And Development Fees | $2.0M | 1% |
