vs
Side-by-side financial comparison of Axos Financial, Inc. (AX) and SANFILIPPO JOHN B & SON INC (JBSS). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $314.8M, roughly 1.2× SANFILIPPO JOHN B & SON INC). Axos Financial, Inc. runs the higher net margin — 31.8% vs 5.7%, a 26.1% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 7.6%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
John B. Sanfilippo & Son Inc. (JBSS) is a leading US processor, marketer and distributor of high-quality tree nuts, peanuts, dried fruits, and value-added snack products. It serves retail, foodservice, and industrial ingredient customers primarily across North America, offering both branded and private label product lines.
AX vs JBSS — Head-to-Head
Income Statement — Q3 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $314.8M |
| Net Profit | $124.7M | $18.0M |
| Gross Margin | — | 18.8% |
| Operating Margin | — | 8.3% |
| Net Margin | 31.8% | 5.7% |
| Revenue YoY | — | 4.6% |
| Net Profit YoY | 18.5% | 32.1% |
| EPS (diluted) | $2.15 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $314.8M | ||
| Q3 25 | $323.4M | $298.7M | ||
| Q2 25 | $321.4M | $269.1M | ||
| Q1 25 | $308.8M | $260.9M | ||
| Q4 24 | $307.9M | $301.1M | ||
| Q3 24 | $320.7M | $276.2M | ||
| Q2 24 | $290.9M | $269.6M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $18.0M | ||
| Q3 25 | $112.4M | $18.7M | ||
| Q2 25 | $110.7M | $13.5M | ||
| Q1 25 | $105.2M | $20.2M | ||
| Q4 24 | $104.7M | $13.6M | ||
| Q3 24 | $112.3M | $11.7M | ||
| Q2 24 | $104.9M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | — | 18.1% | ||
| Q2 25 | — | 18.1% | ||
| Q1 25 | — | 21.4% | ||
| Q4 24 | — | 17.4% | ||
| Q3 24 | — | 16.9% | ||
| Q2 24 | — | 18.5% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 8.3% | ||
| Q3 25 | 46.3% | 9.0% | ||
| Q2 25 | 48.5% | 7.5% | ||
| Q1 25 | 47.9% | 10.8% | ||
| Q4 24 | 48.8% | 6.4% | ||
| Q3 24 | 49.6% | 6.2% | ||
| Q2 24 | 49.6% | 5.4% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 5.7% | ||
| Q3 25 | 34.7% | 6.3% | ||
| Q2 25 | 34.4% | 5.0% | ||
| Q1 25 | 34.1% | 7.7% | ||
| Q4 24 | 34.0% | 4.5% | ||
| Q3 24 | 35.0% | 4.2% | ||
| Q2 24 | 36.0% | 3.7% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $1.53 | ||
| Q3 25 | $1.94 | $1.59 | ||
| Q2 25 | $1.89 | $1.15 | ||
| Q1 25 | $1.81 | $1.72 | ||
| Q4 24 | $1.80 | $1.16 | ||
| Q3 24 | $1.93 | $1.00 | ||
| Q2 24 | $1.75 | $0.85 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $2.4M |
| Total DebtLower is stronger | — | $28.8M |
| Stockholders' EquityBook value | $3.1B | $370.1M |
| Total Assets | $29.2B | $617.7M |
| Debt / EquityLower = less leverage | — | 0.08× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $2.4M | ||
| Q3 25 | $2.6B | $714.0K | ||
| Q2 25 | $1.9B | $585.0K | ||
| Q1 25 | $2.0B | $1.3M | ||
| Q4 24 | $2.4B | $336.0K | ||
| Q3 24 | $2.6B | $442.0K | ||
| Q2 24 | $2.0B | $484.0K |
| Q1 26 | — | — | ||
| Q4 25 | — | $28.8M | ||
| Q3 25 | — | $29.8M | ||
| Q2 25 | $312.7M | $14.6M | ||
| Q1 25 | $377.4M | $5.8M | ||
| Q4 24 | $358.7M | $6.0M | ||
| Q3 24 | $313.5M | $6.2M | ||
| Q2 24 | $325.7M | $6.4M |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $370.1M | ||
| Q3 25 | $2.8B | $362.8M | ||
| Q2 25 | $2.7B | $360.7M | ||
| Q1 25 | $2.6B | $346.6M | ||
| Q4 24 | $2.5B | $325.6M | ||
| Q3 24 | $2.4B | $310.8M | ||
| Q2 24 | $2.3B | $322.6M |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $617.7M | ||
| Q3 25 | $27.4B | $598.7M | ||
| Q2 25 | $24.8B | $597.6M | ||
| Q1 25 | $24.0B | $590.0M | ||
| Q4 24 | $23.7B | $545.3M | ||
| Q3 24 | $23.6B | $519.4M | ||
| Q2 24 | $22.9B | $515.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.08× | ||
| Q3 25 | — | 0.08× | ||
| Q2 25 | 0.12× | 0.04× | ||
| Q1 25 | 0.14× | 0.02× | ||
| Q4 24 | 0.14× | 0.02× | ||
| Q3 24 | 0.13× | 0.02× | ||
| Q2 24 | 0.14× | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $62.5M |
| Free Cash FlowOCF − Capex | — | $40.0M |
| FCF MarginFCF / Revenue | — | 12.7% |
| Capex IntensityCapex / Revenue | — | 7.1% |
| Cash ConversionOCF / Net Profit | — | 3.48× |
| TTM Free Cash FlowTrailing 4 quarters | — | $32.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $62.5M | ||
| Q3 25 | $118.4M | $32.1M | ||
| Q2 25 | $490.3M | $36.5M | ||
| Q1 25 | $73.7M | $-25.9M | ||
| Q4 24 | $162.5M | $11.0M | ||
| Q3 24 | $70.8M | $8.9M | ||
| Q2 24 | $305.5M | $35.2M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $40.0M | ||
| Q3 25 | $109.3M | $7.3M | ||
| Q2 25 | $436.1M | $23.0M | ||
| Q1 25 | $65.1M | $-37.6M | ||
| Q4 24 | $156.4M | $-2.7M | ||
| Q3 24 | $53.0M | $-3.0M | ||
| Q2 24 | $269.5M | $24.4M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 12.7% | ||
| Q3 25 | 33.8% | 2.4% | ||
| Q2 25 | 135.7% | 8.6% | ||
| Q1 25 | 21.1% | -14.4% | ||
| Q4 24 | 50.8% | -0.9% | ||
| Q3 24 | 16.5% | -1.1% | ||
| Q2 24 | 92.6% | 9.0% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 7.1% | ||
| Q3 25 | 2.8% | 8.3% | ||
| Q2 25 | 16.9% | 5.0% | ||
| Q1 25 | 2.8% | 4.5% | ||
| Q4 24 | 2.0% | 4.5% | ||
| Q3 24 | 5.5% | 4.3% | ||
| Q2 24 | 12.4% | 4.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 3.48× | ||
| Q3 25 | 1.05× | 1.72× | ||
| Q2 25 | 4.43× | 2.70× | ||
| Q1 25 | 0.70× | -1.29× | ||
| Q4 24 | 1.55× | 0.81× | ||
| Q3 24 | 0.63× | 0.77× | ||
| Q2 24 | 2.91× | 3.52× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
JBSS
| Sales Channel Directly To Consumer | $263.2M | 84% |
| Sales Channel Commercial Ingredients | $28.0M | 9% |
| Sales Channel Contract Packaging | $23.6M | 8% |
