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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Life Time Group Holdings, Inc. (LTH). Click either name above to swap in a different company.
Life Time Group Holdings, Inc. is the larger business by last-quarter revenue ($745.1M vs $392.2M, roughly 1.9× Axos Financial, Inc.). Axos Financial, Inc. runs the higher net margin — 31.8% vs 16.5%, a 15.3% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 11.7%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Life Time Group Holdings, Inc. operates a network of premium athletic, fitness and wellness destinations across the United States. It offers diverse services including state-of-the-art gym facilities, group exercise classes, personal training, spa treatments, nutrition coaching, youth programs and co-working spaces for consumers pursuing holistic healthy lifestyles.
AX vs LTH — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $745.1M |
| Net Profit | $124.7M | $123.0M |
| Gross Margin | — | 49.1% |
| Operating Margin | — | 17.4% |
| Net Margin | 31.8% | 16.5% |
| Revenue YoY | — | 12.3% |
| Net Profit YoY | 18.5% | 231.0% |
| EPS (diluted) | $2.15 | $0.55 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $745.1M | ||
| Q3 25 | $323.4M | $782.6M | ||
| Q2 25 | $321.4M | $761.5M | ||
| Q1 25 | $308.8M | $706.0M | ||
| Q4 24 | $307.9M | $663.3M | ||
| Q3 24 | $320.7M | $693.2M | ||
| Q2 24 | $290.9M | $667.8M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $123.0M | ||
| Q3 25 | $112.4M | $102.4M | ||
| Q2 25 | $110.7M | $72.1M | ||
| Q1 25 | $105.2M | $76.1M | ||
| Q4 24 | $104.7M | $37.2M | ||
| Q3 24 | $112.3M | $41.4M | ||
| Q2 24 | $104.9M | $52.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 49.1% | ||
| Q3 25 | — | 47.1% | ||
| Q2 25 | — | 47.0% | ||
| Q1 25 | — | 47.5% | ||
| Q4 24 | — | 48.2% | ||
| Q3 24 | — | 46.5% | ||
| Q2 24 | — | 46.8% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 17.4% | ||
| Q3 25 | 46.3% | 17.3% | ||
| Q2 25 | 48.5% | 14.2% | ||
| Q1 25 | 47.9% | 15.2% | ||
| Q4 24 | 48.8% | 13.1% | ||
| Q3 24 | 49.6% | 13.5% | ||
| Q2 24 | 49.6% | 15.7% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 16.5% | ||
| Q3 25 | 34.7% | 13.1% | ||
| Q2 25 | 34.4% | 9.5% | ||
| Q1 25 | 34.1% | 10.8% | ||
| Q4 24 | 34.0% | 5.6% | ||
| Q3 24 | 35.0% | 6.0% | ||
| Q2 24 | 36.0% | 7.9% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.55 | ||
| Q3 25 | $1.94 | $0.45 | ||
| Q2 25 | $1.89 | $0.32 | ||
| Q1 25 | $1.81 | $0.34 | ||
| Q4 24 | $1.80 | $0.17 | ||
| Q3 24 | $1.93 | $0.19 | ||
| Q2 24 | $1.75 | $0.26 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $204.8M |
| Total DebtLower is stronger | — | $1.5B |
| Stockholders' EquityBook value | $3.1B | $3.1B |
| Total Assets | $29.2B | $8.0B |
| Debt / EquityLower = less leverage | — | 0.48× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $204.8M | ||
| Q3 25 | $2.6B | $218.9M | ||
| Q2 25 | $1.9B | $175.5M | ||
| Q1 25 | $2.0B | $59.0M | ||
| Q4 24 | $2.4B | $10.9M | ||
| Q3 24 | $2.6B | $120.9M | ||
| Q2 24 | $2.0B | $34.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $1.5B | ||
| Q3 25 | — | $1.5B | ||
| Q2 25 | $312.7M | $1.5B | ||
| Q1 25 | $377.4M | $1.5B | ||
| Q4 24 | $358.7M | $1.5B | ||
| Q3 24 | $313.5M | $1.7B | ||
| Q2 24 | $325.7M | $1.8B |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $3.1B | ||
| Q3 25 | $2.8B | $3.0B | ||
| Q2 25 | $2.7B | $2.9B | ||
| Q1 25 | $2.6B | $2.7B | ||
| Q4 24 | $2.5B | $2.6B | ||
| Q3 24 | $2.4B | $2.6B | ||
| Q2 24 | $2.3B | $2.4B |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $8.0B | ||
| Q3 25 | $27.4B | $7.8B | ||
| Q2 25 | $24.8B | $7.6B | ||
| Q1 25 | $24.0B | $7.3B | ||
| Q4 24 | $23.7B | $7.2B | ||
| Q3 24 | $23.6B | $7.2B | ||
| Q2 24 | $22.9B | $7.1B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.48× | ||
| Q3 25 | — | 0.51× | ||
| Q2 25 | 0.12× | 0.53× | ||
| Q1 25 | 0.14× | 0.56× | ||
| Q4 24 | 0.14× | 0.59× | ||
| Q3 24 | 0.13× | 0.64× | ||
| Q2 24 | 0.14× | 0.78× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $239.9M |
| Free Cash FlowOCF − Capex | — | $-64.6M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | — | 40.9% |
| Cash ConversionOCF / Net Profit | — | 1.95× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-21.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $239.9M | ||
| Q3 25 | $118.4M | $251.1M | ||
| Q2 25 | $490.3M | $195.7M | ||
| Q1 25 | $73.7M | $183.9M | ||
| Q4 24 | $162.5M | $163.1M | ||
| Q3 24 | $70.8M | $151.1M | ||
| Q2 24 | $305.5M | $170.4M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $-64.6M | ||
| Q3 25 | $109.3M | $28.6M | ||
| Q2 25 | $436.1M | $-26.3M | ||
| Q1 25 | $65.1M | $41.4M | ||
| Q4 24 | $156.4M | $26.8M | ||
| Q3 24 | $53.0M | $64.0M | ||
| Q2 24 | $269.5M | $26.1M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | -8.7% | ||
| Q3 25 | 33.8% | 3.7% | ||
| Q2 25 | 135.7% | -3.5% | ||
| Q1 25 | 21.1% | 5.9% | ||
| Q4 24 | 50.8% | 4.0% | ||
| Q3 24 | 16.5% | 9.2% | ||
| Q2 24 | 92.6% | 3.9% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 40.9% | ||
| Q3 25 | 2.8% | 28.4% | ||
| Q2 25 | 16.9% | 29.2% | ||
| Q1 25 | 2.8% | 20.2% | ||
| Q4 24 | 2.0% | 20.6% | ||
| Q3 24 | 5.5% | 12.6% | ||
| Q2 24 | 12.4% | 21.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 1.95× | ||
| Q3 25 | 1.05× | 2.45× | ||
| Q2 25 | 4.43× | 2.71× | ||
| Q1 25 | 0.70× | 2.41× | ||
| Q4 24 | 1.55× | 4.39× | ||
| Q3 24 | 0.63× | 3.65× | ||
| Q2 24 | 2.91× | 3.23× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
LTH
| Membership | $535.1M | 72% |
| In Center | $191.2M | 26% |
| Other | $18.8M | 3% |
