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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Shutterstock, Inc. (SSTK). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($385.1M vs $220.2M, roughly 1.7× Shutterstock, Inc.). Axos Financial, Inc. runs the higher net margin — 33.3% vs -7.3%, a 40.6% gap on every dollar of revenue. On growth, Axos Financial, Inc. posted the faster year-over-year revenue change (25.1% vs -12.0%). Axos Financial, Inc. produced more free cash flow last quarter ($85.4M vs $25.9M). Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (14.3% CAGR vs 1.4%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Shutterstock, Inc. is an American provider of stock photography, stock footage, stock music, and editing tools; it is headquartered in New York. Founded in 2002 by programmer and photographer Jon Oringer, Shutterstock maintains a library of around 200 million royalty-free stock photos, vector graphics, and illustrations, with around 10 million video clips and music tracks available for licensing. Originally a subscription site only, Shutterstock expanded beyond subscriptions into à la carte p...
AX vs SSTK — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $385.1M | $220.2M |
| Net Profit | $128.4M | $-16.0M |
| Gross Margin | — | 55.8% |
| Operating Margin | 45.6% | -1.1% |
| Net Margin | 33.3% | -7.3% |
| Revenue YoY | 25.1% | -12.0% |
| Net Profit YoY | 22.6% | -1021.0% |
| EPS (diluted) | $2.22 | $-0.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $385.1M | $220.2M | ||
| Q3 25 | $323.4M | $260.1M | ||
| Q2 25 | $321.4M | $267.0M | ||
| Q1 25 | $308.8M | $242.6M | ||
| Q4 24 | $307.9M | $250.3M | ||
| Q3 24 | $320.7M | $250.6M | ||
| Q2 24 | $290.9M | $220.1M | ||
| Q1 24 | $294.8M | $214.3M |
| Q4 25 | $128.4M | $-16.0M | ||
| Q3 25 | $112.4M | $13.4M | ||
| Q2 25 | $110.7M | $29.4M | ||
| Q1 25 | $105.2M | $18.7M | ||
| Q4 24 | $104.7M | $-1.4M | ||
| Q3 24 | $112.3M | $17.6M | ||
| Q2 24 | $104.9M | $3.6M | ||
| Q1 24 | $110.7M | $16.1M |
| Q4 25 | — | 55.8% | ||
| Q3 25 | — | 60.6% | ||
| Q2 25 | — | 60.3% | ||
| Q1 25 | — | 58.4% | ||
| Q4 24 | — | 55.1% | ||
| Q3 24 | — | 58.3% | ||
| Q2 24 | — | 58.5% | ||
| Q1 24 | — | 58.8% |
| Q4 25 | 45.6% | -1.1% | ||
| Q3 25 | 46.3% | 12.5% | ||
| Q2 25 | 48.5% | 13.0% | ||
| Q1 25 | 47.9% | 4.2% | ||
| Q4 24 | 48.8% | 5.3% | ||
| Q3 24 | 49.6% | 7.2% | ||
| Q2 24 | 49.6% | 9.4% | ||
| Q1 24 | 52.8% | 7.8% |
| Q4 25 | 33.3% | -7.3% | ||
| Q3 25 | 34.7% | 5.1% | ||
| Q2 25 | 34.4% | 11.0% | ||
| Q1 25 | 34.1% | 7.7% | ||
| Q4 24 | 34.0% | -0.6% | ||
| Q3 24 | 35.0% | 7.0% | ||
| Q2 24 | 36.0% | 1.6% | ||
| Q1 24 | 37.6% | 7.5% |
| Q4 25 | $2.22 | $-0.47 | ||
| Q3 25 | $1.94 | $0.37 | ||
| Q2 25 | $1.89 | $0.82 | ||
| Q1 25 | $1.81 | $0.53 | ||
| Q4 24 | $1.80 | $-0.04 | ||
| Q3 24 | $1.93 | $0.50 | ||
| Q2 24 | $1.75 | $0.10 | ||
| Q1 24 | $1.91 | $0.45 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $178.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $2.9B | $581.0M |
| Total Assets | $28.2B | $1.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $178.2M | ||
| Q3 25 | $2.6B | $165.5M | ||
| Q2 25 | $1.9B | $116.4M | ||
| Q1 25 | $2.0B | $112.2M | ||
| Q4 24 | $2.4B | $111.3M | ||
| Q3 24 | $2.6B | $131.4M | ||
| Q2 24 | $2.0B | $74.9M | ||
| Q1 24 | $2.1B | $71.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — | ||
| Q1 24 | $330.4M | — |
| Q4 25 | $2.9B | $581.0M | ||
| Q3 25 | $2.8B | $594.4M | ||
| Q2 25 | $2.7B | $586.2M | ||
| Q1 25 | $2.6B | $547.2M | ||
| Q4 24 | $2.5B | $518.4M | ||
| Q3 24 | $2.4B | $522.9M | ||
| Q2 24 | $2.3B | $520.4M | ||
| Q1 24 | $2.2B | $541.3M |
| Q4 25 | $28.2B | $1.4B | ||
| Q3 25 | $27.4B | $1.4B | ||
| Q2 25 | $24.8B | $1.4B | ||
| Q1 25 | $24.0B | $1.3B | ||
| Q4 24 | $23.7B | $1.3B | ||
| Q3 24 | $23.6B | $1.3B | ||
| Q2 24 | $22.9B | $1.0B | ||
| Q1 24 | $22.6B | $1.0B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.15× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $104.1M | $36.2M |
| Free Cash FlowOCF − Capex | $85.4M | $25.9M |
| FCF MarginFCF / Revenue | 22.2% | 11.8% |
| Capex IntensityCapex / Revenue | 4.9% | 4.7% |
| Cash ConversionOCF / Net Profit | 0.81× | — |
| TTM Free Cash FlowTrailing 4 quarters | $695.9M | $123.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $104.1M | $36.2M | ||
| Q3 25 | $118.4M | $78.4M | ||
| Q2 25 | $490.3M | $26.8M | ||
| Q1 25 | $73.7M | $25.2M | ||
| Q4 24 | $162.5M | $8.0M | ||
| Q3 24 | $70.8M | $-11.6M | ||
| Q2 24 | $305.5M | $28.0M | ||
| Q1 24 | $115.8M | $8.3M |
| Q4 25 | $85.4M | $25.9M | ||
| Q3 25 | $109.3M | $68.0M | ||
| Q2 25 | $436.1M | $15.5M | ||
| Q1 25 | $65.1M | $14.4M | ||
| Q4 24 | $156.4M | $-952.0K | ||
| Q3 24 | $53.0M | $-26.3M | ||
| Q2 24 | $269.5M | $18.9M | ||
| Q1 24 | $107.3M | $-6.2M |
| Q4 25 | 22.2% | 11.8% | ||
| Q3 25 | 33.8% | 26.1% | ||
| Q2 25 | 135.7% | 5.8% | ||
| Q1 25 | 21.1% | 6.0% | ||
| Q4 24 | 50.8% | -0.4% | ||
| Q3 24 | 16.5% | -10.5% | ||
| Q2 24 | 92.6% | 8.6% | ||
| Q1 24 | 36.4% | -2.9% |
| Q4 25 | 4.9% | 4.7% | ||
| Q3 25 | 2.8% | 4.0% | ||
| Q2 25 | 16.9% | 4.2% | ||
| Q1 25 | 2.8% | 4.5% | ||
| Q4 24 | 2.0% | 3.6% | ||
| Q3 24 | 5.5% | 5.9% | ||
| Q2 24 | 12.4% | 4.1% | ||
| Q1 24 | 2.9% | 6.7% |
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | 5.86× | ||
| Q2 25 | 4.43× | 0.91× | ||
| Q1 25 | 0.70× | 1.35× | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | -0.66× | ||
| Q2 24 | 2.91× | 7.71× | ||
| Q1 24 | 1.05× | 0.51× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
