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Side-by-side financial comparison of Axos Financial, Inc. (AX) and Savers Value Village, Inc. (SVV). Click either name above to swap in a different company.
Savers Value Village, Inc. is the larger business by last-quarter revenue ($426.9M vs $392.2M, roughly 1.1× Axos Financial, Inc.). Axos Financial, Inc. runs the higher net margin — 31.8% vs -3.3%, a 35.1% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 4.3%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Value Village Stores, Inc. was a Midwestern United States chain of retail stores aimed at the discount department-store market. Henry Horney, formerly of F.W. Woolworth Company founded a small, regional chain of discount stores located in the two states of Wisconsin and Illinois that opened in 1961 and operated into 1989. Horney also had a real estate company and often built small shopping malls adjoining the discount stores. The chain had no relation to the Savers Value Village chain of thri...
AX vs SVV — Head-to-Head
Income Statement — Q3 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $426.9M |
| Net Profit | $124.7M | $-14.0M |
| Gross Margin | — | — |
| Operating Margin | — | 8.5% |
| Net Margin | 31.8% | -3.3% |
| Revenue YoY | — | 8.1% |
| Net Profit YoY | 18.5% | -164.6% |
| EPS (diluted) | $2.15 | $-0.09 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | — | ||
| Q3 25 | $323.4M | $426.9M | ||
| Q2 25 | $321.4M | $417.2M | ||
| Q1 25 | $308.8M | $370.1M | ||
| Q4 24 | $307.9M | $402.0M | ||
| Q3 24 | $320.7M | $394.8M | ||
| Q2 24 | $290.9M | $386.7M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | — | ||
| Q3 25 | $112.4M | $-14.0M | ||
| Q2 25 | $110.7M | $18.9M | ||
| Q1 25 | $105.2M | $-4.7M | ||
| Q4 24 | $104.7M | $-1.9M | ||
| Q3 24 | $112.3M | $21.7M | ||
| Q2 24 | $104.9M | $9.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 25.6% | ||
| Q2 24 | — | 26.6% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | — | ||
| Q3 25 | 46.3% | 8.5% | ||
| Q2 25 | 48.5% | 8.2% | ||
| Q1 25 | 47.9% | 2.8% | ||
| Q4 24 | 48.8% | 8.2% | ||
| Q3 24 | 49.6% | 12.3% | ||
| Q2 24 | 49.6% | 8.3% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | — | ||
| Q3 25 | 34.7% | -3.3% | ||
| Q2 25 | 34.4% | 4.5% | ||
| Q1 25 | 34.1% | -1.3% | ||
| Q4 24 | 34.0% | -0.5% | ||
| Q3 24 | 35.0% | 5.5% | ||
| Q2 24 | 36.0% | 2.5% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | — | ||
| Q3 25 | $1.94 | $-0.09 | ||
| Q2 25 | $1.89 | $0.12 | ||
| Q1 25 | $1.81 | $-0.03 | ||
| Q4 24 | $1.80 | $-0.02 | ||
| Q3 24 | $1.93 | $0.13 | ||
| Q2 24 | $1.75 | $0.06 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $63.5M |
| Total DebtLower is stronger | — | $750.0M |
| Stockholders' EquityBook value | $3.1B | $414.6M |
| Total Assets | $29.2B | $2.0B |
| Debt / EquityLower = less leverage | — | 1.81× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | — | ||
| Q3 25 | $2.6B | $63.5M | ||
| Q2 25 | $1.9B | $70.5M | ||
| Q1 25 | $2.0B | $73.0M | ||
| Q4 24 | $2.4B | $150.0M | ||
| Q3 24 | $2.6B | $137.7M | ||
| Q2 24 | $2.0B | $160.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $750.0M | ||
| Q2 25 | $312.7M | — | ||
| Q1 25 | $377.4M | — | ||
| Q4 24 | $358.7M | — | ||
| Q3 24 | $313.5M | — | ||
| Q2 24 | $325.7M | — |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | — | ||
| Q3 25 | $2.8B | $414.6M | ||
| Q2 25 | $2.7B | $423.5M | ||
| Q1 25 | $2.6B | $413.8M | ||
| Q4 24 | $2.5B | $421.7M | ||
| Q3 24 | $2.4B | $432.9M | ||
| Q2 24 | $2.3B | $419.5M |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | — | ||
| Q3 25 | $27.4B | $2.0B | ||
| Q2 25 | $24.8B | $1.9B | ||
| Q1 25 | $24.0B | $1.9B | ||
| Q4 24 | $23.7B | $1.9B | ||
| Q3 24 | $23.6B | $1.9B | ||
| Q2 24 | $22.9B | $1.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 1.81× | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.14× | — | ||
| Q4 24 | 0.14× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $21.6M |
| Free Cash FlowOCF − Capex | — | $-6.3M |
| FCF MarginFCF / Revenue | — | -1.5% |
| Capex IntensityCapex / Revenue | — | 6.5% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $25.5M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | — | ||
| Q3 25 | $118.4M | $21.6M | ||
| Q2 25 | $490.3M | $54.4M | ||
| Q1 25 | $73.7M | $419.0K | ||
| Q4 24 | $162.5M | $55.8M | ||
| Q3 24 | $70.8M | $23.9M | ||
| Q2 24 | $305.5M | $60.4M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | — | ||
| Q3 25 | $109.3M | $-6.3M | ||
| Q2 25 | $436.1M | $21.9M | ||
| Q1 25 | $65.1M | $-20.2M | ||
| Q4 24 | $156.4M | $30.1M | ||
| Q3 24 | $53.0M | $-3.0M | ||
| Q2 24 | $269.5M | $29.6M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | — | ||
| Q3 25 | 33.8% | -1.5% | ||
| Q2 25 | 135.7% | 5.2% | ||
| Q1 25 | 21.1% | -5.4% | ||
| Q4 24 | 50.8% | 7.5% | ||
| Q3 24 | 16.5% | -0.8% | ||
| Q2 24 | 92.6% | 7.6% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | — | ||
| Q3 25 | 2.8% | 6.5% | ||
| Q2 25 | 16.9% | 7.8% | ||
| Q1 25 | 2.8% | 5.6% | ||
| Q4 24 | 2.0% | 6.4% | ||
| Q3 24 | 5.5% | 6.8% | ||
| Q2 24 | 12.4% | 8.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | — | ||
| Q3 25 | 1.05× | — | ||
| Q2 25 | 4.43× | 2.88× | ||
| Q1 25 | 0.70× | — | ||
| Q4 24 | 1.55× | — | ||
| Q3 24 | 0.63× | 1.10× | ||
| Q2 24 | 2.91× | 6.22× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
SVV
| Sales Channel Directly To Consumer | $408.3M | 96% |
| Sales Channel Through Intermediary | $18.6M | 4% |
