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Side-by-side financial comparison of Axos Financial, Inc. (AX) and INTERFACE INC (TILE). Click either name above to swap in a different company.
Axos Financial, Inc. is the larger business by last-quarter revenue ($392.2M vs $349.4M, roughly 1.1× INTERFACE INC). Axos Financial, Inc. runs the higher net margin — 31.8% vs 7.0%, a 24.8% gap on every dollar of revenue. Over the past eight quarters, Axos Financial, Inc.'s revenue compounded faster (16.1% CAGR vs 9.8%).
Axos Financial is an American bank holding company based in Las Vegas, Nevada and is the parent of Axos Bank, a direct bank. It also offers registered investment adviser services and an electronic trading platform.
Interface, Inc., headquartered in Atlanta, Georgia, is a global manufacturer of commercial flooring. The company sells modular carpet tiles, luxury vinyl tile, and Nora brand rubber flooring.
AX vs TILE — Head-to-Head
Income Statement — Q3 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $392.2M | $349.4M |
| Net Profit | $124.7M | $24.4M |
| Gross Margin | — | 38.6% |
| Operating Margin | — | 10.1% |
| Net Margin | 31.8% | 7.0% |
| Revenue YoY | — | 4.3% |
| Net Profit YoY | 18.5% | 12.1% |
| EPS (diluted) | $2.15 | $0.41 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $392.2M | — | ||
| Q4 25 | $385.1M | $349.4M | ||
| Q3 25 | $323.4M | $364.5M | ||
| Q2 25 | $321.4M | $375.5M | ||
| Q1 25 | $308.8M | $297.4M | ||
| Q4 24 | $307.9M | $335.0M | ||
| Q3 24 | $320.7M | $344.3M | ||
| Q2 24 | $290.9M | $346.6M |
| Q1 26 | $124.7M | — | ||
| Q4 25 | $128.4M | $24.4M | ||
| Q3 25 | $112.4M | $46.1M | ||
| Q2 25 | $110.7M | $32.6M | ||
| Q1 25 | $105.2M | $13.0M | ||
| Q4 24 | $104.7M | $21.8M | ||
| Q3 24 | $112.3M | $28.4M | ||
| Q2 24 | $104.9M | $22.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 38.6% | ||
| Q3 25 | — | 39.4% | ||
| Q2 25 | — | 39.4% | ||
| Q1 25 | — | 37.3% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 37.1% | ||
| Q2 24 | — | 35.4% |
| Q1 26 | — | — | ||
| Q4 25 | 45.6% | 10.1% | ||
| Q3 25 | 46.3% | 14.6% | ||
| Q2 25 | 48.5% | 13.9% | ||
| Q1 25 | 47.9% | 7.8% | ||
| Q4 24 | 48.8% | 8.8% | ||
| Q3 24 | 49.6% | 12.3% | ||
| Q2 24 | 49.6% | 11.0% |
| Q1 26 | 31.8% | — | ||
| Q4 25 | 33.3% | 7.0% | ||
| Q3 25 | 34.7% | 12.7% | ||
| Q2 25 | 34.4% | 8.7% | ||
| Q1 25 | 34.1% | 4.4% | ||
| Q4 24 | 34.0% | 6.5% | ||
| Q3 24 | 35.0% | 8.3% | ||
| Q2 24 | 36.0% | 6.5% |
| Q1 26 | $2.15 | — | ||
| Q4 25 | $2.22 | $0.41 | ||
| Q3 25 | $1.94 | $0.78 | ||
| Q2 25 | $1.89 | $0.55 | ||
| Q1 25 | $1.81 | $0.22 | ||
| Q4 24 | $1.80 | $0.38 | ||
| Q3 24 | $1.93 | $0.48 | ||
| Q2 24 | $1.75 | $0.38 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $71.3M |
| Total DebtLower is stronger | — | $181.6M |
| Stockholders' EquityBook value | $3.1B | $640.7M |
| Total Assets | $29.2B | $1.2B |
| Debt / EquityLower = less leverage | — | 0.28× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $1.0B | $71.3M | ||
| Q3 25 | $2.6B | $187.4M | ||
| Q2 25 | $1.9B | $121.7M | ||
| Q1 25 | $2.0B | $97.8M | ||
| Q4 24 | $2.4B | $99.2M | ||
| Q3 24 | $2.6B | $115.6M | ||
| Q2 24 | $2.0B | $94.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | $181.6M | ||
| Q3 25 | — | $307.8M | ||
| Q2 25 | $312.7M | $304.4M | ||
| Q1 25 | $377.4M | $302.9M | ||
| Q4 24 | $358.7M | $302.8M | ||
| Q3 24 | $313.5M | $337.9M | ||
| Q2 24 | $325.7M | $387.6M |
| Q1 26 | $3.1B | — | ||
| Q4 25 | $2.9B | $640.7M | ||
| Q3 25 | $2.8B | $621.0M | ||
| Q2 25 | $2.7B | $575.0M | ||
| Q1 25 | $2.6B | $513.1M | ||
| Q4 24 | $2.5B | $489.1M | ||
| Q3 24 | $2.4B | $501.6M | ||
| Q2 24 | $2.3B | $451.2M |
| Q1 26 | $29.2B | — | ||
| Q4 25 | $28.2B | $1.2B | ||
| Q3 25 | $27.4B | $1.3B | ||
| Q2 25 | $24.8B | $1.3B | ||
| Q1 25 | $24.0B | $1.2B | ||
| Q4 24 | $23.7B | $1.2B | ||
| Q3 24 | $23.6B | $1.2B | ||
| Q2 24 | $22.9B | $1.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.28× | ||
| Q3 25 | — | 0.50× | ||
| Q2 25 | 0.12× | 0.53× | ||
| Q1 25 | 0.14× | 0.59× | ||
| Q4 24 | 0.14× | 0.62× | ||
| Q3 24 | 0.13× | 0.67× | ||
| Q2 24 | 0.14× | 0.86× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $49.3M |
| Free Cash FlowOCF − Capex | — | $28.6M |
| FCF MarginFCF / Revenue | — | 8.2% |
| Capex IntensityCapex / Revenue | — | 5.9% |
| Cash ConversionOCF / Net Profit | — | 2.02× |
| TTM Free Cash FlowTrailing 4 quarters | — | $121.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $104.1M | $49.3M | ||
| Q3 25 | $118.4M | $76.7M | ||
| Q2 25 | $490.3M | $30.1M | ||
| Q1 25 | $73.7M | $11.7M | ||
| Q4 24 | $162.5M | $38.0M | ||
| Q3 24 | $70.8M | $76.2M | ||
| Q2 24 | $305.5M | $21.5M |
| Q1 26 | — | — | ||
| Q4 25 | $85.4M | $28.6M | ||
| Q3 25 | $109.3M | $66.1M | ||
| Q2 25 | $436.1M | $22.8M | ||
| Q1 25 | $65.1M | $4.3M | ||
| Q4 24 | $156.4M | $24.4M | ||
| Q3 24 | $53.0M | $69.7M | ||
| Q2 24 | $269.5M | $12.0M |
| Q1 26 | — | — | ||
| Q4 25 | 22.2% | 8.2% | ||
| Q3 25 | 33.8% | 18.1% | ||
| Q2 25 | 135.7% | 6.1% | ||
| Q1 25 | 21.1% | 1.4% | ||
| Q4 24 | 50.8% | 7.3% | ||
| Q3 24 | 16.5% | 20.3% | ||
| Q2 24 | 92.6% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | 4.9% | 5.9% | ||
| Q3 25 | 2.8% | 2.9% | ||
| Q2 25 | 16.9% | 2.0% | ||
| Q1 25 | 2.8% | 2.5% | ||
| Q4 24 | 2.0% | 4.1% | ||
| Q3 24 | 5.5% | 1.9% | ||
| Q2 24 | 12.4% | 2.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.81× | 2.02× | ||
| Q3 25 | 1.05× | 1.66× | ||
| Q2 25 | 4.43× | 0.93× | ||
| Q1 25 | 0.70× | 0.90× | ||
| Q4 24 | 1.55× | 1.75× | ||
| Q3 24 | 0.63× | 2.68× | ||
| Q2 24 | 2.91× | 0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AX
| Net Interest Income | $306.3M | 78% |
| Noninterest Income | $86.0M | 22% |
TILE
| AMS | $205.9M | 59% |
| EAAA | $143.5M | 41% |
