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Side-by-side financial comparison of American Express (AXP) and Legacy Education Inc. (LGCY). Click either name above to swap in a different company.
Legacy Education Inc. is the larger business by last-quarter revenue ($19.2M vs $18.9M, roughly 1.0× American Express). American Express runs the higher net margin — 15.7% vs 10.6%, a 5.1% gap on every dollar of revenue. On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 11.4%).
American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products an...
Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.
AXP vs LGCY — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $18.9M | $19.2M |
| Net Profit | $3.0M | $2.0M |
| Gross Margin | — | — |
| Operating Margin | — | 13.3% |
| Net Margin | 15.7% | 10.6% |
| Revenue YoY | 11.4% | 40.7% |
| Net Profit YoY | 15.0% | 46.0% |
| EPS (diluted) | — | $0.15 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $18.9M | — | ||
| Q4 25 | $10.9B | $19.2M | ||
| Q3 25 | $10.4B | $19.4M | ||
| Q2 25 | $10.3B | $18.0M | ||
| Q1 25 | $9.6B | $18.6M | ||
| Q4 24 | $10.0B | $13.6M | ||
| Q3 24 | $9.7B | $14.0M | ||
| Q2 24 | $9.8B | — |
| Q1 26 | $3.0M | — | ||
| Q4 25 | $2.5B | $2.0M | ||
| Q3 25 | $2.9B | $2.2M | ||
| Q2 25 | $2.9B | $1.2M | ||
| Q1 25 | $2.6B | $2.8M | ||
| Q4 24 | $2.2B | $1.4M | ||
| Q3 24 | $2.5B | $2.1M | ||
| Q2 24 | $3.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | 28.2% | 13.3% | ||
| Q3 25 | 36.7% | 13.9% | ||
| Q2 25 | 34.4% | 11.1% | ||
| Q1 25 | 34.6% | 19.7% | ||
| Q4 24 | 27.7% | 12.2% | ||
| Q3 24 | 33.0% | 19.1% | ||
| Q2 24 | 38.6% | — |
| Q1 26 | 15.7% | — | ||
| Q4 25 | 22.5% | 10.6% | ||
| Q3 25 | 27.9% | 11.3% | ||
| Q2 25 | 28.0% | 6.8% | ||
| Q1 25 | 26.8% | 15.2% | ||
| Q4 24 | 21.8% | 10.3% | ||
| Q3 24 | 25.8% | 14.9% | ||
| Q2 24 | 30.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | $3.52 | $0.15 | ||
| Q3 25 | $4.14 | $0.16 | ||
| Q2 25 | $4.08 | $0.07 | ||
| Q1 25 | $3.64 | $0.21 | ||
| Q4 24 | $3.04 | $0.10 | ||
| Q3 24 | $3.49 | $0.21 | ||
| Q2 24 | $4.15 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $21.1M |
| Total DebtLower is stronger | $60.4M | $660.3K |
| Stockholders' EquityBook value | $34.0M | $46.1M |
| Total Assets | $308.9M | $73.1M |
| Debt / EquityLower = less leverage | 1.78× | 0.01× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $742.0M | $21.1M | ||
| Q3 25 | $1.3B | $20.6M | ||
| Q2 25 | $197.0M | $20.3M | ||
| Q1 25 | $261.0M | $17.3M | ||
| Q4 24 | $221.0M | $16.9M | ||
| Q3 24 | $120.0M | $21.5M | ||
| Q2 24 | $188.0M | — |
| Q1 26 | $60.4M | — | ||
| Q4 25 | $56.4B | $660.3K | ||
| Q3 25 | $57.8B | $776.9K | ||
| Q2 25 | $58.2B | $1.4M | ||
| Q1 25 | $51.2B | $1.0M | ||
| Q4 24 | $49.7B | $1.1M | ||
| Q3 24 | $53.5B | $758.2K | ||
| Q2 24 | $51.5B | — |
| Q1 26 | $34.0M | — | ||
| Q4 25 | $33.5B | $46.1M | ||
| Q3 25 | $32.4B | $43.7M | ||
| Q2 25 | $32.3B | $41.0M | ||
| Q1 25 | $31.2B | $39.3M | ||
| Q4 24 | $30.3B | $36.4M | ||
| Q3 24 | $29.7B | $32.6M | ||
| Q2 24 | $29.5B | — |
| Q1 26 | $308.9M | — | ||
| Q4 25 | $300.1B | $73.1M | ||
| Q3 25 | $297.6B | $72.1M | ||
| Q2 25 | $295.6B | $69.2M | ||
| Q1 25 | $282.2B | $67.1M | ||
| Q4 24 | $271.5B | $62.1M | ||
| Q3 24 | $271.0B | $50.6M | ||
| Q2 24 | $272.2B | — |
| Q1 26 | 1.78× | — | ||
| Q4 25 | 1.68× | 0.01× | ||
| Q3 25 | 1.78× | 0.02× | ||
| Q2 25 | 1.80× | 0.03× | ||
| Q1 25 | 1.64× | 0.03× | ||
| Q4 24 | 1.64× | 0.03× | ||
| Q3 24 | 1.80× | 0.02× | ||
| Q2 24 | 1.74× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.1M |
| Free Cash FlowOCF − Capex | — | $512.7K |
| FCF MarginFCF / Revenue | — | 2.7% |
| Capex IntensityCapex / Revenue | — | 2.8% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $4.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $3.1B | $1.1M | ||
| Q3 25 | $6.2B | $1.1M | ||
| Q2 25 | $4.4B | $3.0M | ||
| Q1 25 | $4.8B | $918.7K | ||
| Q4 24 | $5.8B | $659.0K | ||
| Q3 24 | $-1.8B | $3.2M | ||
| Q2 24 | $4.5B | — |
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $512.7K | ||
| Q3 25 | $5.6B | $809.7K | ||
| Q2 25 | $3.7B | $2.9M | ||
| Q1 25 | $4.3B | $596.6K | ||
| Q4 24 | $5.3B | $466.8K | ||
| Q3 24 | $-2.3B | $2.9M | ||
| Q2 24 | $4.0B | — |
| Q1 26 | — | — | ||
| Q4 25 | 21.4% | 2.7% | ||
| Q3 25 | 53.6% | 4.2% | ||
| Q2 25 | 36.3% | 16.2% | ||
| Q1 25 | 45.0% | 3.2% | ||
| Q4 24 | 53.1% | 3.4% | ||
| Q3 24 | -23.3% | 21.1% | ||
| Q2 24 | 40.4% | — |
| Q1 26 | — | — | ||
| Q4 25 | 6.6% | 2.8% | ||
| Q3 25 | 6.3% | 1.3% | ||
| Q2 25 | 6.0% | 0.5% | ||
| Q1 25 | 4.5% | 1.7% | ||
| Q4 24 | 5.0% | 1.4% | ||
| Q3 24 | 4.7% | 1.7% | ||
| Q2 24 | 5.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.25× | 0.52× | ||
| Q3 25 | 2.15× | 0.48× | ||
| Q2 25 | 1.51× | 2.45× | ||
| Q1 25 | 1.84× | 0.33× | ||
| Q4 24 | 2.66× | 0.47× | ||
| Q3 24 | -0.72× | 1.52× | ||
| Q2 24 | 1.50× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
AXP
| Discount revenue | $9.5M | 50% |
| Other | $8.9M | 47% |
| Deposits with banks and other | $512.0K | 3% |
LGCY
Segment breakdown not available.
