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Side-by-side financial comparison of American Express (AXP) and PENSKE AUTOMOTIVE GROUP, INC. (PAG). Click either name above to swap in a different company.

PENSKE AUTOMOTIVE GROUP, INC. is the larger business by last-quarter revenue ($8.0B vs $18.9M, roughly 420.7× American Express). American Express runs the higher net margin — 15.7% vs 3.0%, a 12.8% gap on every dollar of revenue. On growth, American Express posted the faster year-over-year revenue change (11.4% vs -1.1%). Over the past eight quarters, PENSKE AUTOMOTIVE GROUP, INC.'s revenue compounded faster (1.7% CAGR vs -95.6%).

American Express Company, together with its subsidiaries, provides charge and credit payment card products, and travel-related services worldwide. The company operates through three segments: Global Consumer Services Group, Global Commercial Services, and Global Merchant and Network Services. Its products and services include payment and financing products; network services; accounts payable expense management products and services; and travel and lifestyle services. The company's products an...

Penske Automotive Group, Inc. (PAG) is an American transportation services company headquartered in Bloomfield Hills, Michigan. It operates automotive and commercial truck dealers principally in the United States, Canada, and Western Europe, and distributes commercial vehicles, engines, power systems, and related parts and services principally in Australia and New Zealand. Additionally, PAG owns 28.9% of Penske Transportation Solutions, a business that manages a fleet of over 400,000 trucks, ...

AXP vs PAG — Head-to-Head

Bigger by revenue
PAG
PAG
420.7× larger
PAG
$8.0B
$18.9M
AXP
Growing faster (revenue YoY)
AXP
AXP
+12.6% gap
AXP
11.4%
-1.1%
PAG
Higher net margin
AXP
AXP
12.8% more per $
AXP
15.7%
3.0%
PAG
Faster 2-yr revenue CAGR
PAG
PAG
Annualised
PAG
1.7%
-95.6%
AXP

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
AXP
AXP
PAG
PAG
Revenue
$18.9M
$8.0B
Net Profit
$3.0M
$234.9M
Gross Margin
16.3%
Operating Margin
3.6%
Net Margin
15.7%
3.0%
Revenue YoY
11.4%
-1.1%
Net Profit YoY
15.0%
-9.1%
EPS (diluted)

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AXP
AXP
PAG
PAG
Q1 26
$18.9M
$8.0B
Q4 25
$10.9B
$8.8B
Q3 25
$10.4B
$7.7B
Q2 25
$10.3B
$7.7B
Q1 25
$9.6B
$7.6B
Q4 24
$10.0B
$7.7B
Q3 24
$9.7B
$7.6B
Q2 24
$9.8B
$7.7B
Net Profit
AXP
AXP
PAG
PAG
Q1 26
$3.0M
$234.9M
Q4 25
$2.5B
$228.1M
Q3 25
$2.9B
$213.0M
Q2 25
$2.9B
$250.0M
Q1 25
$2.6B
$244.3M
Q4 24
$2.2B
$236.4M
Q3 24
$2.5B
$226.1M
Q2 24
$3.0B
$241.2M
Gross Margin
AXP
AXP
PAG
PAG
Q1 26
16.3%
Q4 25
15.9%
Q3 25
16.2%
Q2 25
16.9%
Q1 25
16.7%
Q4 24
16.3%
Q3 24
16.4%
Q2 24
16.4%
Operating Margin
AXP
AXP
PAG
PAG
Q1 26
3.6%
Q4 25
28.2%
3.6%
Q3 25
36.7%
3.9%
Q2 25
34.4%
4.5%
Q1 25
34.6%
4.1%
Q4 24
27.7%
4.3%
Q3 24
33.0%
4.2%
Q2 24
38.6%
4.4%
Net Margin
AXP
AXP
PAG
PAG
Q1 26
15.7%
3.0%
Q4 25
22.5%
2.6%
Q3 25
27.9%
2.8%
Q2 25
28.0%
3.3%
Q1 25
26.8%
3.2%
Q4 24
21.8%
3.1%
Q3 24
25.8%
3.0%
Q2 24
30.7%
3.1%
EPS (diluted)
AXP
AXP
PAG
PAG
Q1 26
Q4 25
$3.52
$3.46
Q3 25
$4.14
$3.23
Q2 25
$4.08
$3.78
Q1 25
$3.64
$3.66
Q4 24
$3.04
$3.53
Q3 24
$3.49
$3.39
Q2 24
$4.15
$3.61

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
AXP
AXP
PAG
PAG
Cash + ST InvestmentsLiquidity on hand
$83.7M
Total DebtLower is stronger
$60.4M
$2.2B
Stockholders' EquityBook value
$34.0M
$5.7B
Total Assets
$308.9M
$18.3B
Debt / EquityLower = less leverage
1.78×
0.39×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
AXP
AXP
PAG
PAG
Q1 26
$83.7M
Q4 25
$742.0M
$64.7M
Q3 25
$1.3B
$80.3M
Q2 25
$197.0M
$155.3M
Q1 25
$261.0M
$118.4M
Q4 24
$221.0M
$72.4M
Q3 24
$120.0M
$91.9M
Q2 24
$188.0M
$115.1M
Total Debt
AXP
AXP
PAG
PAG
Q1 26
$60.4M
$2.2B
Q4 25
$56.4B
$2.2B
Q3 25
$57.8B
$1.6B
Q2 25
$58.2B
$1.8B
Q1 25
$51.2B
$1.8B
Q4 24
$49.7B
$1.9B
Q3 24
$53.5B
$1.9B
Q2 24
$51.5B
$1.8B
Stockholders' Equity
AXP
AXP
PAG
PAG
Q1 26
$34.0M
$5.7B
Q4 25
$33.5B
$5.6B
Q3 25
$32.4B
$5.7B
Q2 25
$32.3B
$5.6B
Q1 25
$31.2B
$5.4B
Q4 24
$30.3B
$5.2B
Q3 24
$29.7B
$5.2B
Q2 24
$29.5B
$5.0B
Total Assets
AXP
AXP
PAG
PAG
Q1 26
$308.9M
$18.3B
Q4 25
$300.1B
$17.6B
Q3 25
$297.6B
$17.1B
Q2 25
$295.6B
$17.4B
Q1 25
$282.2B
$16.9B
Q4 24
$271.5B
$16.7B
Q3 24
$271.0B
$17.1B
Q2 24
$272.2B
$16.6B
Debt / Equity
AXP
AXP
PAG
PAG
Q1 26
1.78×
0.39×
Q4 25
1.68×
0.39×
Q3 25
1.78×
0.28×
Q2 25
1.80×
0.32×
Q1 25
1.64×
0.33×
Q4 24
1.64×
0.36×
Q3 24
1.80×
0.36×
Q2 24
1.74×
0.36×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

AXP
AXP

Discount revenue$9.5M50%
Other$8.9M47%
Deposits with banks and other$512.0K3%

PAG
PAG

New Vehicles$3.1B39%
Used Vehicles$2.4B31%
Other$986.7M12%
Service and Parts$863.9M11%
Fleet and Wholesale$390.8M5%
Finance and Insurance, Net$202.3M3%

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