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Side-by-side financial comparison of Bandwidth Inc. (BAND) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.
Bandwidth Inc. is the larger business by last-quarter revenue ($207.7M vs $133.7M, roughly 1.6× FIRST COMMONWEALTH FINANCIAL CORP). On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -1.1%). Over the past eight quarters, Bandwidth Inc.'s revenue compounded faster (10.2% CAGR vs 5.5%).
Bandwidth Inc. is a communications platform as a service company. It sells software application programming interfaces for voice, text messaging and emergency services, using its own global IP voice network.
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
BAND vs FCF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $207.7M | $133.7M |
| Net Profit | — | $37.5M |
| Gross Margin | 37.6% | — |
| Operating Margin | -1.9% | — |
| Net Margin | — | 28.1% |
| Revenue YoY | -1.1% | 13.0% |
| Net Profit YoY | — | 14.8% |
| EPS (diluted) | $-0.10 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $133.7M | ||
| Q4 25 | $207.7M | $137.9M | ||
| Q3 25 | $191.9M | $136.0M | ||
| Q2 25 | $180.0M | $131.0M | ||
| Q1 25 | $174.2M | $118.0M | ||
| Q4 24 | $210.0M | $120.4M | ||
| Q3 24 | $193.9M | $121.2M | ||
| Q2 24 | $173.6M | $120.2M |
| Q1 26 | — | $37.5M | ||
| Q4 25 | — | $44.9M | ||
| Q3 25 | $-1.2M | $41.3M | ||
| Q2 25 | $-4.9M | $33.4M | ||
| Q1 25 | $-3.7M | $32.7M | ||
| Q4 24 | — | $35.8M | ||
| Q3 24 | $413.0K | $32.1M | ||
| Q2 24 | $4.1M | $37.1M |
| Q1 26 | — | — | ||
| Q4 25 | 37.6% | — | ||
| Q3 25 | 38.5% | — | ||
| Q2 25 | 39.8% | — | ||
| Q1 25 | 41.0% | — | ||
| Q4 24 | 36.4% | — | ||
| Q3 24 | 37.7% | — | ||
| Q2 24 | 37.3% | — |
| Q1 26 | — | — | ||
| Q4 25 | -1.9% | 40.9% | ||
| Q3 25 | -1.0% | 38.1% | ||
| Q2 25 | -2.1% | 32.1% | ||
| Q1 25 | -2.7% | 34.8% | ||
| Q4 24 | -1.3% | 37.1% | ||
| Q3 24 | -0.5% | 33.4% | ||
| Q2 24 | -3.5% | 38.7% |
| Q1 26 | — | 28.1% | ||
| Q4 25 | — | 32.5% | ||
| Q3 25 | -0.6% | 30.4% | ||
| Q2 25 | -2.7% | 25.5% | ||
| Q1 25 | -2.1% | 27.7% | ||
| Q4 24 | — | 29.8% | ||
| Q3 24 | 0.2% | 26.5% | ||
| Q2 24 | 2.3% | 30.9% |
| Q1 26 | — | $0.37 | ||
| Q4 25 | $-0.10 | $0.44 | ||
| Q3 25 | $-0.04 | $0.39 | ||
| Q2 25 | $-0.16 | $0.32 | ||
| Q1 25 | $-0.13 | $0.32 | ||
| Q4 24 | $0.27 | $0.35 | ||
| Q3 24 | $0.01 | $0.31 | ||
| Q2 24 | $-0.17 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $111.3M | — |
| Total DebtLower is stronger | — | $154.9M |
| Stockholders' EquityBook value | $400.0M | $1.6B |
| Total Assets | $1.1B | $12.3B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $111.3M | — | ||
| Q3 25 | $80.4M | — | ||
| Q2 25 | $68.1M | — | ||
| Q1 25 | $41.7M | — | ||
| Q4 24 | $83.8M | — | ||
| Q3 24 | $79.9M | — | ||
| Q2 24 | $76.4M | — |
| Q1 26 | — | $154.9M | ||
| Q4 25 | — | $261.7M | ||
| Q3 25 | — | $262.1M | ||
| Q2 25 | — | $262.4M | ||
| Q1 25 | — | $262.7M | ||
| Q4 24 | — | $263.0M | ||
| Q3 24 | — | $136.3M | ||
| Q2 24 | — | $136.6M |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $400.0M | $1.6B | ||
| Q3 25 | $392.7M | $1.5B | ||
| Q2 25 | $384.5M | $1.5B | ||
| Q1 25 | $345.4M | $1.4B | ||
| Q4 24 | $312.5M | $1.4B | ||
| Q3 24 | $336.6M | $1.4B | ||
| Q2 24 | $307.4M | $1.4B |
| Q1 26 | — | $12.3B | ||
| Q4 25 | $1.1B | $12.3B | ||
| Q3 25 | $1.0B | $12.3B | ||
| Q2 25 | $1.0B | $12.2B | ||
| Q1 25 | $964.4M | $11.8B | ||
| Q4 24 | $989.2M | $11.6B | ||
| Q3 24 | $1.0B | $12.0B | ||
| Q2 24 | $1.0B | $11.6B |
| Q1 26 | — | 0.10× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $38.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $38.6M | $187.5M | ||
| Q3 25 | $22.2M | $49.5M | ||
| Q2 25 | $31.7M | $30.4M | ||
| Q1 25 | $-3.1M | $55.9M | ||
| Q4 24 | $36.5M | $129.5M | ||
| Q3 24 | $20.5M | $53.6M | ||
| Q2 24 | $24.4M | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | — | $171.5M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $113.9M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 124.3% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 94.6% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.7% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 12.9% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.18× | ||
| Q3 25 | — | 1.20× | ||
| Q2 25 | — | 0.91× | ||
| Q1 25 | — | 1.71× | ||
| Q4 24 | — | 3.61× | ||
| Q3 24 | 49.55× | 1.67× | ||
| Q2 24 | 6.03× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BAND
| Messaging Surcharges | $192.4M | 93% |
| Other | $15.2M | 7% |
FCF
Segment breakdown not available.
