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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and Legacy Education Inc. (LGCY). Click either name above to swap in a different company.

BCB BANCORP INC is the larger business by last-quarter revenue ($26.2M vs $19.2M, roughly 1.4× Legacy Education Inc.). Legacy Education Inc. runs the higher net margin — 10.6% vs -49.7%, a 60.3% gap on every dollar of revenue. On growth, Legacy Education Inc. posted the faster year-over-year revenue change (40.7% vs 13.1%). BCB BANCORP INC produced more free cash flow last quarter ($34.9M vs $512.7K).

Legacy Education Inc. is a professional educational service provider focused on financial literacy, real estate investment, entrepreneurship, and personal wealth management training programs. It mainly serves individual learners across North America, Europe and select Asia-Pacific markets, offering both in-person workshops and online digital courses to help users build practical financial and business skills.

BCBP vs LGCY — Head-to-Head

Bigger by revenue
BCBP
BCBP
1.4× larger
BCBP
$26.2M
$19.2M
LGCY
Growing faster (revenue YoY)
LGCY
LGCY
+27.6% gap
LGCY
40.7%
13.1%
BCBP
Higher net margin
LGCY
LGCY
60.3% more per $
LGCY
10.6%
-49.7%
BCBP
More free cash flow
BCBP
BCBP
$34.4M more FCF
BCBP
$34.9M
$512.7K
LGCY

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
BCBP
BCBP
LGCY
LGCY
Revenue
$26.2M
$19.2M
Net Profit
$-12.0M
$2.0M
Gross Margin
Operating Margin
-71.9%
13.3%
Net Margin
-49.7%
10.6%
Revenue YoY
13.1%
40.7%
Net Profit YoY
-467.6%
46.0%
EPS (diluted)
$-0.73
$0.15

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BCBP
BCBP
LGCY
LGCY
Q4 25
$26.2M
$19.2M
Q3 25
$26.5M
$19.4M
Q2 25
$25.2M
$18.0M
Q1 25
$23.8M
$18.6M
Q4 24
$23.1M
$13.6M
Q3 24
$26.2M
$14.0M
Q2 24
$20.4M
Q1 24
$25.3M
Net Profit
BCBP
BCBP
LGCY
LGCY
Q4 25
$-12.0M
$2.0M
Q3 25
$4.3M
$2.2M
Q2 25
$3.6M
$1.2M
Q1 25
$-8.3M
$2.8M
Q4 24
$3.3M
$1.4M
Q3 24
$6.7M
$2.1M
Q2 24
$2.8M
Q1 24
$5.9M
Operating Margin
BCBP
BCBP
LGCY
LGCY
Q4 25
-71.9%
13.3%
Q3 25
21.9%
13.9%
Q2 25
19.9%
11.1%
Q1 25
-49.2%
19.7%
Q4 24
19.9%
12.2%
Q3 24
35.7%
19.1%
Q2 24
19.5%
Q1 24
33.0%
Net Margin
BCBP
BCBP
LGCY
LGCY
Q4 25
-49.7%
10.6%
Q3 25
16.1%
11.3%
Q2 25
14.2%
6.8%
Q1 25
-35.0%
15.2%
Q4 24
14.1%
10.3%
Q3 24
25.5%
14.9%
Q2 24
13.8%
Q1 24
23.2%
EPS (diluted)
BCBP
BCBP
LGCY
LGCY
Q4 25
$-0.73
$0.15
Q3 25
$0.22
$0.16
Q2 25
$0.18
$0.07
Q1 25
$-0.51
$0.21
Q4 24
$0.17
$0.10
Q3 24
$0.36
$0.21
Q2 24
$0.14
Q1 24
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BCBP
BCBP
LGCY
LGCY
Cash + ST InvestmentsLiquidity on hand
$21.1M
Total DebtLower is stronger
$660.3K
Stockholders' EquityBook value
$304.3M
$46.1M
Total Assets
$3.3B
$73.1M
Debt / EquityLower = less leverage
0.01×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BCBP
BCBP
LGCY
LGCY
Q4 25
$21.1M
Q3 25
$20.6M
Q2 25
$20.3M
Q1 25
$17.3M
Q4 24
$16.9M
Q3 24
$21.5M
Q2 24
Q1 24
Total Debt
BCBP
BCBP
LGCY
LGCY
Q4 25
$660.3K
Q3 25
$776.9K
Q2 25
$1.4M
Q1 25
$1.0M
Q4 24
$1.1M
Q3 24
$758.2K
Q2 24
Q1 24
Stockholders' Equity
BCBP
BCBP
LGCY
LGCY
Q4 25
$304.3M
$46.1M
Q3 25
$318.5M
$43.7M
Q2 25
$315.7M
$41.0M
Q1 25
$314.7M
$39.3M
Q4 24
$323.9M
$36.4M
Q3 24
$328.1M
$32.6M
Q2 24
$320.7M
Q1 24
$320.1M
Total Assets
BCBP
BCBP
LGCY
LGCY
Q4 25
$3.3B
$73.1M
Q3 25
$3.4B
$72.1M
Q2 25
$3.4B
$69.2M
Q1 25
$3.5B
$67.1M
Q4 24
$3.6B
$62.1M
Q3 24
$3.6B
$50.6M
Q2 24
$3.8B
Q1 24
$3.8B
Debt / Equity
BCBP
BCBP
LGCY
LGCY
Q4 25
0.01×
Q3 25
0.02×
Q2 25
0.03×
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.02×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BCBP
BCBP
LGCY
LGCY
Operating Cash FlowLast quarter
$35.9M
$1.1M
Free Cash FlowOCF − Capex
$34.9M
$512.7K
FCF MarginFCF / Revenue
133.3%
2.7%
Capex IntensityCapex / Revenue
4.0%
2.8%
Cash ConversionOCF / Net Profit
0.52×
TTM Free Cash FlowTrailing 4 quarters
$58.2M
$4.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BCBP
BCBP
LGCY
LGCY
Q4 25
$35.9M
$1.1M
Q3 25
$8.7M
$1.1M
Q2 25
$10.3M
$3.0M
Q1 25
$5.0M
$918.7K
Q4 24
$67.7M
$659.0K
Q3 24
$43.5M
$3.2M
Q2 24
$8.1M
Q1 24
$8.3M
Free Cash Flow
BCBP
BCBP
LGCY
LGCY
Q4 25
$34.9M
$512.7K
Q3 25
$8.5M
$809.7K
Q2 25
$10.2M
$2.9M
Q1 25
$4.7M
$596.6K
Q4 24
$66.5M
$466.8K
Q3 24
$43.4M
$2.9M
Q2 24
$8.1M
Q1 24
$8.1M
FCF Margin
BCBP
BCBP
LGCY
LGCY
Q4 25
133.3%
2.7%
Q3 25
32.0%
4.2%
Q2 25
40.4%
16.2%
Q1 25
19.8%
3.2%
Q4 24
287.5%
3.4%
Q3 24
166.0%
21.1%
Q2 24
39.6%
Q1 24
32.3%
Capex Intensity
BCBP
BCBP
LGCY
LGCY
Q4 25
4.0%
2.8%
Q3 25
1.1%
1.3%
Q2 25
0.6%
0.5%
Q1 25
1.2%
1.7%
Q4 24
5.3%
1.4%
Q3 24
0.3%
1.7%
Q2 24
0.2%
Q1 24
0.6%
Cash Conversion
BCBP
BCBP
LGCY
LGCY
Q4 25
0.52×
Q3 25
2.05×
0.48×
Q2 25
2.90×
2.45×
Q1 25
0.33×
Q4 24
20.70×
0.47×
Q3 24
6.53×
1.52×
Q2 24
2.88×
Q1 24
1.41×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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