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Side-by-side financial comparison of BCB BANCORP INC (BCBP) and NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP (NEN). Click either name above to swap in a different company.
BCB BANCORP INC is the larger business by last-quarter revenue ($26.2M vs $23.6M, roughly 1.1× NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP). BCB BANCORP INC runs the higher net margin — -49.7% vs -677.3%, a 627.7% gap on every dollar of revenue. On growth, NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP posted the faster year-over-year revenue change (15.7% vs 13.1%). Over the past eight quarters, NEW ENGLAND REALTY ASSOCIATES LIMITED PARTNERSHIP's revenue compounded faster (8.9% CAGR vs 1.8%).
New England Realty Associates Limited Partnership is a real estate investment entity that owns, operates and manages residential and commercial properties primarily across the U.S. New England region. Its core assets include multifamily apartments, mixed-use properties and small commercial spaces, serving tenants across Massachusetts, New Hampshire and adjacent states, delivering steady returns to unitholders via rental income and property value growth.
BCBP vs NEN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $26.2M | $23.6M |
| Net Profit | $-12.0M | $-1.4M |
| Gross Margin | — | — |
| Operating Margin | -71.9% | 14.0% |
| Net Margin | -49.7% | -677.3% |
| Revenue YoY | 13.1% | 15.7% |
| Net Profit YoY | -467.6% | -133.0% |
| EPS (diluted) | $-0.73 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $26.2M | $23.6M | ||
| Q3 25 | $26.5M | $23.7M | ||
| Q2 25 | $25.2M | $21.2M | ||
| Q1 25 | $23.8M | $20.7M | ||
| Q4 24 | $23.1M | $20.4M | ||
| Q3 24 | $26.2M | $20.2M | ||
| Q2 24 | $20.4M | $20.1M | ||
| Q1 24 | $25.3M | $19.9M |
| Q4 25 | $-12.0M | $-1.4M | ||
| Q3 25 | $4.3M | $-521.8K | ||
| Q2 25 | $3.6M | $4.1M | ||
| Q1 25 | $-8.3M | $3.8M | ||
| Q4 24 | $3.3M | $4.2M | ||
| Q3 24 | $6.7M | $3.9M | ||
| Q2 24 | $2.8M | $4.1M | ||
| Q1 24 | $5.9M | $3.5M |
| Q4 25 | -71.9% | 14.0% | ||
| Q3 25 | 21.9% | 20.0% | ||
| Q2 25 | 19.9% | 33.3% | ||
| Q1 25 | -49.2% | 30.1% | ||
| Q4 24 | 19.9% | 32.4% | ||
| Q3 24 | 35.7% | 32.0% | ||
| Q2 24 | 19.5% | 32.6% | ||
| Q1 24 | 33.0% | 28.9% |
| Q4 25 | -49.7% | -677.3% | ||
| Q3 25 | 16.1% | -2.2% | ||
| Q2 25 | 14.2% | 19.5% | ||
| Q1 25 | -35.0% | 18.3% | ||
| Q4 24 | 14.1% | 20.7% | ||
| Q3 24 | 25.5% | 19.3% | ||
| Q2 24 | 13.8% | 20.3% | ||
| Q1 24 | 23.2% | 17.4% |
| Q4 25 | $-0.73 | — | ||
| Q3 25 | $0.22 | — | ||
| Q2 25 | $0.18 | — | ||
| Q1 25 | $-0.51 | — | ||
| Q4 24 | $0.17 | — | ||
| Q3 24 | $0.36 | — | ||
| Q2 24 | $0.14 | — | ||
| Q1 24 | $0.32 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $26.7M |
| Total DebtLower is stronger | — | $531.0M |
| Stockholders' EquityBook value | $304.3M | — |
| Total Assets | $3.3B | $505.3M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $26.7M | ||
| Q3 25 | — | $13.4M | ||
| Q2 25 | — | $16.7M | ||
| Q1 25 | — | $30.9M | ||
| Q4 24 | — | $17.6M | ||
| Q3 24 | — | $15.1M | ||
| Q2 24 | — | $13.5M | ||
| Q1 24 | — | $28.8M |
| Q4 25 | — | $531.0M | ||
| Q3 25 | — | $514.2M | ||
| Q2 25 | — | $514.3M | ||
| Q1 25 | — | $407.8M | ||
| Q4 24 | — | $408.6M | ||
| Q3 24 | — | $409.3M | ||
| Q2 24 | — | $410.0M | ||
| Q1 24 | — | $410.7M |
| Q4 25 | $304.3M | — | ||
| Q3 25 | $318.5M | — | ||
| Q2 25 | $315.7M | — | ||
| Q1 25 | $314.7M | — | ||
| Q4 24 | $323.9M | — | ||
| Q3 24 | $328.1M | — | ||
| Q2 24 | $320.7M | — | ||
| Q1 24 | $320.1M | — |
| Q4 25 | $3.3B | $505.3M | ||
| Q3 25 | $3.4B | $492.9M | ||
| Q2 25 | $3.4B | $494.8M | ||
| Q1 25 | $3.5B | $385.2M | ||
| Q4 24 | $3.6B | $393.5M | ||
| Q3 24 | $3.6B | $387.4M | ||
| Q2 24 | $3.8B | $383.7M | ||
| Q1 24 | $3.8B | $381.2M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $35.9M | $27.7M |
| Free Cash FlowOCF − Capex | $34.9M | — |
| FCF MarginFCF / Revenue | 133.3% | — |
| Capex IntensityCapex / Revenue | 4.0% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $58.2M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $35.9M | $27.7M | ||
| Q3 25 | $8.7M | $2.3M | ||
| Q2 25 | $10.3M | $12.5M | ||
| Q1 25 | $5.0M | $5.5M | ||
| Q4 24 | $67.7M | $31.9M | ||
| Q3 24 | $43.5M | $8.5M | ||
| Q2 24 | $8.1M | $5.4M | ||
| Q1 24 | $8.3M | $6.1M |
| Q4 25 | $34.9M | — | ||
| Q3 25 | $8.5M | — | ||
| Q2 25 | $10.2M | — | ||
| Q1 25 | $4.7M | — | ||
| Q4 24 | $66.5M | — | ||
| Q3 24 | $43.4M | — | ||
| Q2 24 | $8.1M | — | ||
| Q1 24 | $8.1M | — |
| Q4 25 | 133.3% | — | ||
| Q3 25 | 32.0% | — | ||
| Q2 25 | 40.4% | — | ||
| Q1 25 | 19.8% | — | ||
| Q4 24 | 287.5% | — | ||
| Q3 24 | 166.0% | — | ||
| Q2 24 | 39.6% | — | ||
| Q1 24 | 32.3% | — |
| Q4 25 | 4.0% | — | ||
| Q3 25 | 1.1% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 1.2% | — | ||
| Q4 24 | 5.3% | — | ||
| Q3 24 | 0.3% | — | ||
| Q2 24 | 0.2% | — | ||
| Q1 24 | 0.6% | — |
| Q4 25 | — | — | ||
| Q3 25 | 2.05× | — | ||
| Q2 25 | 2.90× | 3.02× | ||
| Q1 25 | — | 1.44× | ||
| Q4 24 | 20.70× | 7.57× | ||
| Q3 24 | 6.53× | 2.17× | ||
| Q2 24 | 2.88× | 1.32× | ||
| Q1 24 | 1.41× | 1.77× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
