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Side-by-side financial comparison of B&G Foods, Inc. (BGS) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

UMB FINANCIAL CORP is the larger business by last-quarter revenue ($739.2M vs $439.3M, roughly 1.7× B&G Foods, Inc.). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs -4.4%, a 39.7% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (31.1% vs -4.7%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs -12.8%).

B&G Foods, Inc. is an American branded foods holding company based in Parsippany, New Jersey. The company was formed in 1996 to acquire Bloch & Guggenheimer, a Manhattan-based producer of pickles, relish and condiments which had been founded in 1889.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

BGS vs UMBF — Head-to-Head

Bigger by revenue
UMBF
UMBF
1.7× larger
UMBF
$739.2M
$439.3M
BGS
Growing faster (revenue YoY)
UMBF
UMBF
+35.8% gap
UMBF
31.1%
-4.7%
BGS
Higher net margin
UMBF
UMBF
39.7% more per $
UMBF
35.4%
-4.4%
BGS
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
-12.8%
BGS

Income Statement — Q3 FY2025 vs Q1 FY2026

Metric
BGS
BGS
UMBF
UMBF
Revenue
$439.3M
$739.2M
Net Profit
$-19.1M
$261.4M
Gross Margin
22.5%
Operating Margin
2.5%
Net Margin
-4.4%
35.4%
Revenue YoY
-4.7%
31.1%
Net Profit YoY
-356.5%
221.4%
EPS (diluted)
$-0.24
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BGS
BGS
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$522.5M
Q3 25
$439.3M
$475.0M
Q2 25
$424.4M
$467.0M
Q1 25
$425.4M
$397.6M
Q4 24
$551.6M
$269.0M
Q3 24
$461.1M
$247.4M
Q2 24
$444.6M
$245.1M
Net Profit
BGS
BGS
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$215.4M
Q3 25
$-19.1M
$188.3M
Q2 25
$-9.8M
$217.4M
Q1 25
$835.0K
$81.3M
Q4 24
$-222.4M
$120.0M
Q3 24
$7.5M
$109.6M
Q2 24
$3.9M
$101.3M
Gross Margin
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
Q3 25
22.5%
Q2 25
20.5%
Q1 25
21.2%
Q4 24
21.5%
Q3 24
22.2%
Q2 24
20.7%
Operating Margin
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
51.7%
Q3 25
2.5%
49.8%
Q2 25
5.2%
58.9%
Q1 25
8.4%
23.4%
Q4 24
-46.6%
53.8%
Q3 24
11.1%
54.8%
Q2 24
9.9%
51.8%
Net Margin
BGS
BGS
UMBF
UMBF
Q1 26
35.4%
Q4 25
41.2%
Q3 25
-4.4%
39.6%
Q2 25
-2.3%
46.5%
Q1 25
0.2%
20.5%
Q4 24
-40.3%
44.6%
Q3 24
1.6%
44.3%
Q2 24
0.9%
41.3%
EPS (diluted)
BGS
BGS
UMBF
UMBF
Q1 26
$3.35
Q4 25
$2.90
Q3 25
$-0.24
$2.36
Q2 25
$-0.12
$2.82
Q1 25
$0.01
$1.21
Q4 24
$-2.81
$2.44
Q3 24
$0.09
$2.23
Q2 24
$0.05
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BGS
BGS
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$60.9M
Total DebtLower is stronger
$2.0B
$477.2M
Stockholders' EquityBook value
$470.7M
$7.8B
Total Assets
$2.9B
$72.7B
Debt / EquityLower = less leverage
4.30×
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
$7.8B
Q3 25
$60.9M
$8.8B
Q2 25
$54.1M
$11.0B
Q1 25
$61.2M
$10.6B
Q4 24
$50.6M
$8.4B
Q3 24
$54.7M
$7.3B
Q2 24
$40.3M
$5.0B
Total Debt
BGS
BGS
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$474.2M
Q3 25
$2.0B
$471.3M
Q2 25
$2.0B
$657.3M
Q1 25
$2.0B
$654.4M
Q4 24
$2.0B
$385.3M
Q3 24
$2.1B
$384.8M
Q2 24
$2.0B
$384.2M
Stockholders' Equity
BGS
BGS
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$7.7B
Q3 25
$470.7M
$7.4B
Q2 25
$501.4M
$7.3B
Q1 25
$513.1M
$6.7B
Q4 24
$524.8M
$3.5B
Q3 24
$755.3M
$3.5B
Q2 24
$765.0M
$3.2B
Total Assets
BGS
BGS
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$73.1B
Q3 25
$2.9B
$71.9B
Q2 25
$2.9B
$71.8B
Q1 25
$3.0B
$69.3B
Q4 24
$3.0B
$50.4B
Q3 24
$3.4B
$47.5B
Q2 24
$3.4B
$44.5B
Debt / Equity
BGS
BGS
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.06×
Q3 25
4.30×
0.06×
Q2 25
3.97×
0.09×
Q1 25
3.91×
0.10×
Q4 24
3.85×
0.11×
Q3 24
2.75×
0.11×
Q2 24
2.67×
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BGS
BGS
UMBF
UMBF
Operating Cash FlowLast quarter
$-64.6M
Free Cash FlowOCF − Capex
$-70.7M
FCF MarginFCF / Revenue
-16.1%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$54.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
$106.1M
Q3 25
$-64.6M
$272.2M
Q2 25
$17.8M
$285.4M
Q1 25
$52.7M
$363.0M
Q4 24
$80.3M
$-66.9M
Q3 24
$4.2M
$123.6M
Q2 24
$11.3M
$112.4M
Free Cash Flow
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
$95.3M
Q3 25
$-70.7M
$257.8M
Q2 25
$11.5M
$270.8M
Q1 25
$42.4M
$354.2M
Q4 24
$71.7M
$-77.1M
Q3 24
$-679.0K
$117.7M
Q2 24
$5.2M
$106.7M
FCF Margin
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
18.2%
Q3 25
-16.1%
54.3%
Q2 25
2.7%
58.0%
Q1 25
10.0%
89.1%
Q4 24
13.0%
-28.6%
Q3 24
-0.1%
47.6%
Q2 24
1.2%
43.5%
Capex Intensity
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
2.1%
Q3 25
1.4%
3.0%
Q2 25
1.5%
3.1%
Q1 25
2.4%
2.2%
Q4 24
1.6%
3.8%
Q3 24
1.0%
2.4%
Q2 24
1.4%
2.3%
Cash Conversion
BGS
BGS
UMBF
UMBF
Q1 26
Q4 25
0.49×
Q3 25
1.45×
Q2 25
1.31×
Q1 25
63.17×
4.46×
Q4 24
-0.56×
Q3 24
0.56×
1.13×
Q2 24
2.87×
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

BGS
BGS

Specialty Segment$150.5M34%
Meals Segment$110.0M25%
Spices And Flavor Solutions Segment$101.4M23%
Frozen And Vegetables Segment$77.4M18%

UMBF
UMBF

Segment breakdown not available.

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