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Side-by-side financial comparison of BankUnited, Inc. (BKU) and e.l.f. Beauty, Inc. (ELF). Click either name above to swap in a different company.

e.l.f. Beauty, Inc. is the larger business by last-quarter revenue ($489.5M vs $288.2M, roughly 1.7× BankUnited, Inc.). On growth, e.l.f. Beauty, Inc. posted the faster year-over-year revenue change (37.8% vs 9.0%).

BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025

e.l.f. Beauty, Inc. is an American cosmetics brand based in Oakland, California. It was founded by Joseph Shamah and Scott Vincent Borba in 2004. The company sells items include bath and skin-care products, mineral-based makeup, professional tools, eyeliners, lipstick, glosses, blushes, bronzers, brushes and mascara. Its products are sold in 18 countries and in several stores including Target, Kmart, Dollar General and Walmart. Over half the company's sales come from its website, which is als...

BKU vs ELF — Head-to-Head

Bigger by revenue
ELF
ELF
1.7× larger
ELF
$489.5M
$288.2M
BKU
Growing faster (revenue YoY)
ELF
ELF
+28.8% gap
ELF
37.8%
9.0%
BKU

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
BKU
BKU
ELF
ELF
Revenue
$288.2M
$489.5M
Net Profit
$39.4M
Gross Margin
71.0%
Operating Margin
31.2%
13.8%
Net Margin
8.0%
Revenue YoY
9.0%
37.8%
Net Profit YoY
128.1%
EPS (diluted)
$0.89
$0.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BKU
BKU
ELF
ELF
Q4 25
$288.2M
$489.5M
Q3 25
$275.7M
$343.9M
Q2 25
$273.9M
$353.7M
Q1 25
$255.4M
Q4 24
$264.5M
Q3 24
$257.0M
Q2 24
$250.2M
Q1 24
$241.7M
Net Profit
BKU
BKU
ELF
ELF
Q4 25
$39.4M
Q3 25
$71.9M
$3.0M
Q2 25
$68.8M
$33.3M
Q1 25
$58.5M
Q4 24
Q3 24
$61.5M
Q2 24
$53.7M
Q1 24
$48.0M
Gross Margin
BKU
BKU
ELF
ELF
Q4 25
71.0%
Q3 25
69.4%
Q2 25
69.1%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
BKU
BKU
ELF
ELF
Q4 25
31.2%
13.8%
Q3 25
35.5%
2.2%
Q2 25
34.3%
13.8%
Q1 25
31.4%
Q4 24
35.2%
Q3 24
32.4%
Q2 24
29.2%
Q1 24
27.8%
Net Margin
BKU
BKU
ELF
ELF
Q4 25
8.0%
Q3 25
26.1%
0.9%
Q2 25
25.1%
9.4%
Q1 25
22.9%
Q4 24
Q3 24
23.9%
Q2 24
21.5%
Q1 24
19.8%
EPS (diluted)
BKU
BKU
ELF
ELF
Q4 25
$0.89
$0.65
Q3 25
$0.95
$0.05
Q2 25
$0.91
$0.58
Q1 25
$0.78
Q4 24
$0.91
Q3 24
$0.81
Q2 24
$0.72
Q1 24
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BKU
BKU
ELF
ELF
Cash + ST InvestmentsLiquidity on hand
$217.8M
$196.8M
Total DebtLower is stronger
$319.7M
$816.7M
Stockholders' EquityBook value
$3.1B
$1.2B
Total Assets
$35.0B
$2.3B
Debt / EquityLower = less leverage
0.10×
0.70×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BKU
BKU
ELF
ELF
Q4 25
$217.8M
$196.8M
Q3 25
$559.5M
$194.4M
Q2 25
$801.3M
$170.0M
Q1 25
$443.7M
Q4 24
$491.1M
Q3 24
$889.9M
Q2 24
$433.5M
Q1 24
$421.2M
Total Debt
BKU
BKU
ELF
ELF
Q4 25
$319.7M
$816.7M
Q3 25
$320.4M
$831.6M
Q2 25
$708.9M
$256.7M
Q1 25
$709.1M
Q4 24
$708.6M
Q3 24
$708.7M
Q2 24
$708.8M
Q1 24
$709.0M
Stockholders' Equity
BKU
BKU
ELF
ELF
Q4 25
$3.1B
$1.2B
Q3 25
$3.0B
$1.1B
Q2 25
$3.0B
$804.9M
Q1 25
$2.9B
Q4 24
$2.8B
Q3 24
$2.8B
Q2 24
$2.7B
Q1 24
$2.6B
Total Assets
BKU
BKU
ELF
ELF
Q4 25
$35.0B
$2.3B
Q3 25
$35.1B
$2.3B
Q2 25
$35.5B
$1.3B
Q1 25
$34.8B
Q4 24
$35.2B
Q3 24
$35.8B
Q2 24
$35.4B
Q1 24
$35.1B
Debt / Equity
BKU
BKU
ELF
ELF
Q4 25
0.10×
0.70×
Q3 25
0.11×
0.73×
Q2 25
0.24×
0.32×
Q1 25
0.24×
Q4 24
0.25×
Q3 24
0.25×
Q2 24
0.26×
Q1 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BKU
BKU
ELF
ELF
Operating Cash FlowLast quarter
$358.6M
$59.4M
Free Cash FlowOCF − Capex
$52.8M
FCF MarginFCF / Revenue
10.8%
Capex IntensityCapex / Revenue
1.4%
Cash ConversionOCF / Net Profit
1.51×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BKU
BKU
ELF
ELF
Q4 25
$358.6M
$59.4M
Q3 25
$99.7M
$23.4M
Q2 25
$117.6M
$27.2M
Q1 25
$16.4M
Q4 24
$433.8M
Q3 24
$46.1M
Q2 24
$135.7M
Q1 24
$66.5M
Free Cash Flow
BKU
BKU
ELF
ELF
Q4 25
$52.8M
Q3 25
$16.6M
Q2 25
$20.1M
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
FCF Margin
BKU
BKU
ELF
ELF
Q4 25
10.8%
Q3 25
4.8%
Q2 25
5.7%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Capex Intensity
BKU
BKU
ELF
ELF
Q4 25
1.4%
Q3 25
2.0%
Q2 25
2.0%
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Cash Conversion
BKU
BKU
ELF
ELF
Q4 25
1.51×
Q3 25
1.39×
7.82×
Q2 25
1.71×
0.82×
Q1 25
0.28×
Q4 24
Q3 24
0.75×
Q2 24
2.53×
Q1 24
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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