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Side-by-side financial comparison of BankUnited, Inc. (BKU) and Essex Property Trust (ESS). Click either name above to swap in a different company.
Essex Property Trust is the larger business by last-quarter revenue ($479.6M vs $288.2M, roughly 1.7× BankUnited, Inc.). On growth, BankUnited, Inc. posted the faster year-over-year revenue change (9.0% vs 5.5%). Over the past eight quarters, BankUnited, Inc.'s revenue compounded faster (9.2% CAGR vs 6.0%).
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
BKU vs ESS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $288.2M | $479.6M |
| Net Profit | — | $85.7M |
| Gross Margin | — | 70.0% |
| Operating Margin | 31.2% | 31.7% |
| Net Margin | — | 17.9% |
| Revenue YoY | 9.0% | 5.5% |
| Net Profit YoY | — | -71.6% |
| EPS (diluted) | $0.89 | $1.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $288.2M | $479.6M | ||
| Q3 25 | $275.7M | $473.3M | ||
| Q2 25 | $273.9M | $469.8M | ||
| Q1 25 | $255.4M | $464.6M | ||
| Q4 24 | $264.5M | $454.5M | ||
| Q3 24 | $257.0M | $450.7M | ||
| Q2 24 | $250.2M | $442.4M | ||
| Q1 24 | $241.7M | $426.9M |
| Q4 25 | — | $85.7M | ||
| Q3 25 | $71.9M | $172.7M | ||
| Q2 25 | $68.8M | $231.5M | ||
| Q1 25 | $58.5M | $212.8M | ||
| Q4 24 | — | $301.7M | ||
| Q3 24 | $61.5M | $125.5M | ||
| Q2 24 | $53.7M | $99.0M | ||
| Q1 24 | $48.0M | $285.1M |
| Q4 25 | — | 70.0% | ||
| Q3 25 | — | 69.2% | ||
| Q2 25 | — | 70.7% | ||
| Q1 25 | — | 69.6% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 69.5% | ||
| Q2 24 | — | 70.8% | ||
| Q1 24 | — | 69.7% |
| Q4 25 | 31.2% | 31.7% | ||
| Q3 25 | 35.5% | 44.5% | ||
| Q2 25 | 34.3% | 59.5% | ||
| Q1 25 | 31.4% | 55.3% | ||
| Q4 24 | 35.2% | 67.0% | ||
| Q3 24 | 32.4% | 28.6% | ||
| Q2 24 | 29.2% | 31.1% | ||
| Q1 24 | 27.8% | 31.0% |
| Q4 25 | — | 17.9% | ||
| Q3 25 | 26.1% | 36.5% | ||
| Q2 25 | 25.1% | 49.3% | ||
| Q1 25 | 22.9% | 45.8% | ||
| Q4 24 | — | 66.4% | ||
| Q3 24 | 23.9% | 27.8% | ||
| Q2 24 | 21.5% | 22.4% | ||
| Q1 24 | 19.8% | 66.8% |
| Q4 25 | $0.89 | $1.24 | ||
| Q3 25 | $0.95 | $2.56 | ||
| Q2 25 | $0.91 | $3.44 | ||
| Q1 25 | $0.78 | $3.16 | ||
| Q4 24 | $0.91 | $4.00 | ||
| Q3 24 | $0.81 | $1.84 | ||
| Q2 24 | $0.72 | $1.45 | ||
| Q1 24 | $0.64 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $217.8M | $76.2M |
| Total DebtLower is stronger | $319.7M | — |
| Stockholders' EquityBook value | $3.1B | $5.5B |
| Total Assets | $35.0B | $13.2B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.8M | $76.2M | ||
| Q3 25 | $559.5M | $66.0M | ||
| Q2 25 | $801.3M | $58.7M | ||
| Q1 25 | $443.7M | $98.7M | ||
| Q4 24 | $491.1M | $66.8M | ||
| Q3 24 | $889.9M | $71.3M | ||
| Q2 24 | $433.5M | $55.2M | ||
| Q1 24 | $421.2M | $499.0M |
| Q4 25 | $319.7M | — | ||
| Q3 25 | $320.4M | $6.4B | ||
| Q2 25 | $708.9M | $6.4B | ||
| Q1 25 | $709.1M | $6.8B | ||
| Q4 24 | $708.6M | — | ||
| Q3 24 | $708.7M | $6.4B | ||
| Q2 24 | $708.8M | $6.2B | ||
| Q1 24 | $709.0M | $6.6B |
| Q4 25 | $3.1B | $5.5B | ||
| Q3 25 | $3.0B | $5.6B | ||
| Q2 25 | $3.0B | $5.6B | ||
| Q1 25 | $2.9B | $5.6B | ||
| Q4 24 | $2.8B | $5.5B | ||
| Q3 24 | $2.8B | $5.4B | ||
| Q2 24 | $2.7B | $5.5B | ||
| Q1 24 | $2.6B | $5.5B |
| Q4 25 | $35.0B | $13.2B | ||
| Q3 25 | $35.1B | $13.2B | ||
| Q2 25 | $35.5B | $13.2B | ||
| Q1 25 | $34.8B | $13.2B | ||
| Q4 24 | $35.2B | $12.9B | ||
| Q3 24 | $35.8B | $12.6B | ||
| Q2 24 | $35.4B | $12.5B | ||
| Q1 24 | $35.1B | $12.9B |
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | 1.15× | ||
| Q2 25 | 0.24× | 1.14× | ||
| Q1 25 | 0.24× | 1.22× | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.25× | 1.18× | ||
| Q2 24 | 0.26× | 1.13× | ||
| Q1 24 | 0.27× | 1.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $358.6M | $1.1B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 12.53× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $358.6M | $1.1B | ||
| Q3 25 | $99.7M | $342.6M | ||
| Q2 25 | $117.6M | $216.1M | ||
| Q1 25 | $16.4M | $281.5M | ||
| Q4 24 | $433.8M | $1.1B | ||
| Q3 24 | $46.1M | $316.2M | ||
| Q2 24 | $135.7M | $218.9M | ||
| Q1 24 | $66.5M | $314.9M |
| Q4 25 | — | 12.53× | ||
| Q3 25 | 1.39× | 1.98× | ||
| Q2 25 | 1.71× | 0.93× | ||
| Q1 25 | 0.28× | 1.32× | ||
| Q4 24 | — | 3.54× | ||
| Q3 24 | 0.75× | 2.52× | ||
| Q2 24 | 2.53× | 2.21× | ||
| Q1 24 | 1.39× | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
