vs
Side-by-side financial comparison of BankUnited, Inc. (BKU) and ONESPAWORLD HOLDINGS Ltd (OSW). Click either name above to swap in a different company.
BankUnited, Inc. is the larger business by last-quarter revenue ($288.2M vs $242.1M, roughly 1.2× ONESPAWORLD HOLDINGS Ltd). On growth, ONESPAWORLD HOLDINGS Ltd posted the faster year-over-year revenue change (11.5% vs 9.0%). Over the past eight quarters, BankUnited, Inc.'s revenue compounded faster (9.2% CAGR vs 7.1%).
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
BKU vs OSW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $288.2M | $242.1M |
| Net Profit | — | $12.1M |
| Gross Margin | — | — |
| Operating Margin | 31.2% | 6.8% |
| Net Margin | — | 5.0% |
| Revenue YoY | 9.0% | 11.5% |
| Net Profit YoY | — | -16.2% |
| EPS (diluted) | $0.89 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $288.2M | $242.1M | ||
| Q3 25 | $275.7M | $258.5M | ||
| Q2 25 | $273.9M | $240.7M | ||
| Q1 25 | $255.4M | $219.6M | ||
| Q4 24 | $264.5M | $217.2M | ||
| Q3 24 | $257.0M | $241.7M | ||
| Q2 24 | $250.2M | $224.9M | ||
| Q1 24 | $241.7M | $211.2M |
| Q4 25 | — | $12.1M | ||
| Q3 25 | $71.9M | $24.3M | ||
| Q2 25 | $68.8M | $19.9M | ||
| Q1 25 | $58.5M | $15.3M | ||
| Q4 24 | — | $14.4M | ||
| Q3 24 | $61.5M | $21.6M | ||
| Q2 24 | $53.7M | $15.8M | ||
| Q1 24 | $48.0M | $21.2M |
| Q4 25 | 31.2% | 6.8% | ||
| Q3 25 | 35.5% | 10.2% | ||
| Q2 25 | 34.3% | 9.2% | ||
| Q1 25 | 31.4% | 7.7% | ||
| Q4 24 | 35.2% | 7.9% | ||
| Q3 24 | 32.4% | 10.3% | ||
| Q2 24 | 29.2% | 8.4% | ||
| Q1 24 | 27.8% | 8.0% |
| Q4 25 | — | 5.0% | ||
| Q3 25 | 26.1% | 9.4% | ||
| Q2 25 | 25.1% | 8.3% | ||
| Q1 25 | 22.9% | 7.0% | ||
| Q4 24 | — | 6.6% | ||
| Q3 24 | 23.9% | 8.9% | ||
| Q2 24 | 21.5% | 7.0% | ||
| Q1 24 | 19.8% | 10.0% |
| Q4 25 | $0.89 | $0.12 | ||
| Q3 25 | $0.95 | $0.23 | ||
| Q2 25 | $0.91 | $0.19 | ||
| Q1 25 | $0.78 | $0.15 | ||
| Q4 24 | $0.91 | $0.13 | ||
| Q3 24 | $0.81 | $0.20 | ||
| Q2 24 | $0.72 | $0.15 | ||
| Q1 24 | $0.64 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $217.8M | $16.3M |
| Total DebtLower is stronger | $319.7M | $84.0M |
| Stockholders' EquityBook value | $3.1B | $542.6M |
| Total Assets | $35.0B | $707.1M |
| Debt / EquityLower = less leverage | 0.10× | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.8M | $16.3M | ||
| Q3 25 | $559.5M | $29.6M | ||
| Q2 25 | $801.3M | $35.0M | ||
| Q1 25 | $443.7M | $22.6M | ||
| Q4 24 | $491.1M | $57.4M | ||
| Q3 24 | $889.9M | $48.8M | ||
| Q2 24 | $433.5M | $62.5M | ||
| Q1 24 | $421.2M | $65.4M |
| Q4 25 | $319.7M | $84.0M | ||
| Q3 25 | $320.4M | $85.2M | ||
| Q2 25 | $708.9M | $96.2M | ||
| Q1 25 | $709.1M | $97.4M | ||
| Q4 24 | $708.6M | $98.6M | ||
| Q3 24 | $708.7M | $98.7M | ||
| Q2 24 | $708.8M | $123.8M | ||
| Q1 24 | $709.0M | $138.6M |
| Q4 25 | $3.1B | $542.6M | ||
| Q3 25 | $3.0B | $552.8M | ||
| Q2 25 | $3.0B | $548.3M | ||
| Q1 25 | $2.9B | $530.6M | ||
| Q4 24 | $2.8B | $554.5M | ||
| Q3 24 | $2.8B | $540.1M | ||
| Q2 24 | $2.7B | $532.7M | ||
| Q1 24 | $2.6B | $515.5M |
| Q4 25 | $35.0B | $707.1M | ||
| Q3 25 | $35.1B | $732.6M | ||
| Q2 25 | $35.5B | $731.8M | ||
| Q1 25 | $34.8B | $708.7M | ||
| Q4 24 | $35.2B | $746.4M | ||
| Q3 24 | $35.8B | $734.0M | ||
| Q2 24 | $35.4B | $756.8M | ||
| Q1 24 | $35.1B | $763.6M |
| Q4 25 | 0.10× | 0.15× | ||
| Q3 25 | 0.11× | 0.15× | ||
| Q2 25 | 0.24× | 0.18× | ||
| Q1 25 | 0.24× | 0.18× | ||
| Q4 24 | 0.25× | 0.18× | ||
| Q3 24 | 0.25× | 0.18× | ||
| Q2 24 | 0.26× | 0.23× | ||
| Q1 24 | 0.27× | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $358.6M | $20.0M |
| Free Cash FlowOCF − Capex | — | $14.9M |
| FCF MarginFCF / Revenue | — | 6.2% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | — | 1.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $68.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $358.6M | $20.0M | ||
| Q3 25 | $99.7M | $33.2M | ||
| Q2 25 | $117.6M | $20.3M | ||
| Q1 25 | $16.4M | $10.1M | ||
| Q4 24 | $433.8M | $16.6M | ||
| Q3 24 | $46.1M | $28.6M | ||
| Q2 24 | $135.7M | $18.7M | ||
| Q1 24 | $66.5M | $15.0M |
| Q4 25 | — | $14.9M | ||
| Q3 25 | — | $27.6M | ||
| Q2 25 | — | $17.6M | ||
| Q1 25 | — | $8.4M | ||
| Q4 24 | — | $13.2M | ||
| Q3 24 | — | $27.5M | ||
| Q2 24 | — | $17.6M | ||
| Q1 24 | — | $13.7M |
| Q4 25 | — | 6.2% | ||
| Q3 25 | — | 10.7% | ||
| Q2 25 | — | 7.3% | ||
| Q1 25 | — | 3.8% | ||
| Q4 24 | — | 6.1% | ||
| Q3 24 | — | 11.4% | ||
| Q2 24 | — | 7.8% | ||
| Q1 24 | — | 6.5% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 2.2% | ||
| Q2 25 | — | 1.1% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | 1.5% | ||
| Q3 24 | — | 0.5% | ||
| Q2 24 | — | 0.5% | ||
| Q1 24 | — | 0.6% |
| Q4 25 | — | 1.65× | ||
| Q3 25 | 1.39× | 1.36× | ||
| Q2 25 | 1.71× | 1.02× | ||
| Q1 25 | 0.28× | 0.66× | ||
| Q4 24 | — | 1.15× | ||
| Q3 24 | 0.75× | 1.33× | ||
| Q2 24 | 2.53× | 1.19× | ||
| Q1 24 | 1.39× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BKU
Segment breakdown not available.
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
