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Side-by-side financial comparison of BankUnited, Inc. (BKU) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
BankUnited, Inc. is the larger business by last-quarter revenue ($288.2M vs $212.2M, roughly 1.4× LiveRamp Holdings, Inc.). On growth, BankUnited, Inc. posted the faster year-over-year revenue change (9.0% vs 8.6%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs 9.2%).
BankUnited, Inc. is the bank holding company of BankUnited, N.A., a national bank founded in 1984 and headquartered in Miami Lakes, Florida. The company operates in Florida; the regions in and around Atlanta, Georgia; Dallas, Texas; Morristown, New Jersey; Charlotte, North Carolina; and in the New York metropolitan area. BankUnited also offers certain commercial lending and deposit products through national platforms and has total assets of $35.0 billion as of December 31, 2025
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
BKU vs RAMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $288.2M | $212.2M |
| Net Profit | — | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | 31.2% | 18.6% |
| Net Margin | — | 18.8% |
| Revenue YoY | 9.0% | 8.6% |
| Net Profit YoY | — | 255.7% |
| EPS (diluted) | $0.89 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $288.2M | $212.2M | ||
| Q3 25 | $275.7M | $199.8M | ||
| Q2 25 | $273.9M | $194.8M | ||
| Q1 25 | $255.4M | $188.7M | ||
| Q4 24 | $264.5M | $195.4M | ||
| Q3 24 | $257.0M | $185.5M | ||
| Q2 24 | $250.2M | $176.0M | ||
| Q1 24 | $241.7M | $171.9M |
| Q4 25 | — | $39.9M | ||
| Q3 25 | $71.9M | $27.4M | ||
| Q2 25 | $68.8M | $7.7M | ||
| Q1 25 | $58.5M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $61.5M | $1.7M | ||
| Q2 24 | $53.7M | $-7.5M | ||
| Q1 24 | $48.0M | $-5.4M |
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% | ||
| Q1 24 | — | 72.2% |
| Q4 25 | 31.2% | 18.6% | ||
| Q3 25 | 35.5% | 10.7% | ||
| Q2 25 | 34.3% | 3.7% | ||
| Q1 25 | 31.4% | -6.1% | ||
| Q4 24 | 35.2% | 7.5% | ||
| Q3 24 | 32.4% | 4.0% | ||
| Q2 24 | 29.2% | -3.0% | ||
| Q1 24 | 27.8% | -8.3% |
| Q4 25 | — | 18.8% | ||
| Q3 25 | 26.1% | 13.7% | ||
| Q2 25 | 25.1% | 4.0% | ||
| Q1 25 | 22.9% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 23.9% | 0.9% | ||
| Q2 24 | 21.5% | -4.3% | ||
| Q1 24 | 19.8% | -3.1% |
| Q4 25 | $0.89 | $0.62 | ||
| Q3 25 | $0.95 | $0.42 | ||
| Q2 25 | $0.91 | $0.12 | ||
| Q1 25 | $0.78 | $-0.10 | ||
| Q4 24 | $0.91 | $0.17 | ||
| Q3 24 | $0.81 | $0.03 | ||
| Q2 24 | $0.72 | $-0.11 | ||
| Q1 24 | $0.64 | $-0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $217.8M | $403.4M |
| Total DebtLower is stronger | $319.7M | — |
| Stockholders' EquityBook value | $3.1B | $962.3M |
| Total Assets | $35.0B | $1.3B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.8M | $403.4M | ||
| Q3 25 | $559.5M | $376.9M | ||
| Q2 25 | $801.3M | $371.1M | ||
| Q1 25 | $443.7M | $420.8M | ||
| Q4 24 | $491.1M | $384.3M | ||
| Q3 24 | $889.9M | $348.4M | ||
| Q2 24 | $433.5M | $342.7M | ||
| Q1 24 | $421.2M | $368.9M |
| Q4 25 | $319.7M | — | ||
| Q3 25 | $320.4M | — | ||
| Q2 25 | $708.9M | — | ||
| Q1 25 | $709.1M | — | ||
| Q4 24 | $708.6M | — | ||
| Q3 24 | $708.7M | — | ||
| Q2 24 | $708.8M | — | ||
| Q1 24 | $709.0M | — |
| Q4 25 | $3.1B | $962.3M | ||
| Q3 25 | $3.0B | $943.8M | ||
| Q2 25 | $3.0B | $947.8M | ||
| Q1 25 | $2.9B | $948.9M | ||
| Q4 24 | $2.8B | $957.7M | ||
| Q3 24 | $2.8B | $932.1M | ||
| Q2 24 | $2.7B | $951.9M | ||
| Q1 24 | $2.6B | $949.1M |
| Q4 25 | $35.0B | $1.3B | ||
| Q3 25 | $35.1B | $1.2B | ||
| Q2 25 | $35.5B | $1.2B | ||
| Q1 25 | $34.8B | $1.3B | ||
| Q4 24 | $35.2B | $1.3B | ||
| Q3 24 | $35.8B | $1.2B | ||
| Q2 24 | $35.4B | $1.2B | ||
| Q1 24 | $35.1B | $1.2B |
| Q4 25 | 0.10× | — | ||
| Q3 25 | 0.11× | — | ||
| Q2 25 | 0.24× | — | ||
| Q1 25 | 0.24× | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.25× | — | ||
| Q2 24 | 0.26× | — | ||
| Q1 24 | 0.27× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $358.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | 0.1% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $358.6M | — | ||
| Q3 25 | $99.7M | $57.4M | ||
| Q2 25 | $117.6M | $-15.8M | ||
| Q1 25 | $16.4M | — | ||
| Q4 24 | $433.8M | $45.1M | ||
| Q3 24 | $46.1M | $55.6M | ||
| Q2 24 | $135.7M | $-9.3M | ||
| Q1 24 | $66.5M | — |
| Q4 25 | — | — | ||
| Q3 25 | — | $56.8M | ||
| Q2 25 | — | $-16.2M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $44.8M | ||
| Q3 24 | — | $55.4M | ||
| Q2 24 | — | $-9.6M | ||
| Q1 24 | — | — |
| Q4 25 | — | — | ||
| Q3 25 | — | 28.4% | ||
| Q2 25 | — | -8.3% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 22.9% | ||
| Q3 24 | — | 29.8% | ||
| Q2 24 | — | -5.4% | ||
| Q1 24 | — | — |
| Q4 25 | — | 0.1% | ||
| Q3 25 | — | 0.3% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.2% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | — | — | ||
| Q3 25 | 1.39× | 2.09× | ||
| Q2 25 | 1.71× | -2.04× | ||
| Q1 25 | 0.28× | — | ||
| Q4 24 | — | 4.02× | ||
| Q3 24 | 0.75× | 32.10× | ||
| Q2 24 | 2.53× | — | ||
| Q1 24 | 1.39× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
