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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and GREENE COUNTY BANCORP INC (GCBC). Click either name above to swap in a different company.
GREENE COUNTY BANCORP INC is the larger business by last-quarter revenue ($19.1M vs $12.8M, roughly 1.5× Blue Foundry Bancorp). GREENE COUNTY BANCORP INC runs the higher net margin — 54.0% vs -27.4%, a 81.4% gap on every dollar of revenue. On growth, GREENE COUNTY BANCORP INC posted the faster year-over-year revenue change (35.5% vs 35.2%). Over the past eight quarters, GREENE COUNTY BANCORP INC's revenue compounded faster (24.5% CAGR vs 16.6%).
Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.
Bank of Greene County is an American federally-chartered savings bank headquartered in Catskill, NY. The bank's branches are located in the Upstate New York counties of Greene, Columbia, Albany, Ulster, and Rensselaer.
BLFY vs GCBC — Head-to-Head
Income Statement — Q4 2025 vs Q2 2026
| Metric | | |
|---|---|---|
| Revenue | $12.8M | $19.1M |
| Net Profit | $-3.5M | $10.3M |
| Gross Margin | — | — |
| Operating Margin | — | 60.6% |
| Net Margin | -27.4% | 54.0% |
| Revenue YoY | 35.2% | 35.5% |
| Net Profit YoY | -30.6% | 37.4% |
| EPS (diluted) | $-0.18 | $0.60 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $12.8M | $19.1M | ||
| Q3 25 | $12.2M | $17.5M | ||
| Q2 25 | $11.6M | $16.7M | ||
| Q1 25 | $10.7M | $16.2M | ||
| Q4 24 | $9.5M | $14.1M | ||
| Q3 24 | $9.1M | $13.1M | ||
| Q2 24 | $9.6M | $12.9M | ||
| Q1 24 | $9.4M | $12.3M |
| Q4 25 | $-3.5M | $10.3M | ||
| Q3 25 | $-1.9M | $8.9M | ||
| Q2 25 | $-2.0M | $9.3M | ||
| Q1 25 | $-2.7M | $8.1M | ||
| Q4 24 | $-2.7M | $7.5M | ||
| Q3 24 | $-4.0M | $6.3M | ||
| Q2 24 | $-2.3M | $6.7M | ||
| Q1 24 | $-2.8M | $5.9M |
| Q4 25 | — | 60.6% | ||
| Q3 25 | — | 58.2% | ||
| Q2 25 | — | 65.6% | ||
| Q1 25 | — | 55.2% | ||
| Q4 24 | — | 57.4% | ||
| Q3 24 | — | 50.9% | ||
| Q2 24 | — | 53.1% | ||
| Q1 24 | — | 50.3% |
| Q4 25 | -27.4% | 54.0% | ||
| Q3 25 | -15.3% | 50.6% | ||
| Q2 25 | -16.8% | 55.9% | ||
| Q1 25 | -25.1% | 49.7% | ||
| Q4 24 | -28.4% | 53.2% | ||
| Q3 24 | -44.5% | 47.7% | ||
| Q2 24 | -24.5% | 52.4% | ||
| Q1 24 | -30.1% | 47.7% |
| Q4 25 | $-0.18 | $0.60 | ||
| Q3 25 | $-0.10 | $0.52 | ||
| Q2 25 | $-0.10 | $0.55 | ||
| Q1 25 | $-0.13 | $0.47 | ||
| Q4 24 | $-0.12 | $0.44 | ||
| Q3 24 | $-0.19 | $0.37 | ||
| Q2 24 | $-0.11 | $0.39 | ||
| Q1 24 | $-0.13 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $312.7M | $258.3M |
| Total Assets | $2.2B | $3.1B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $53.1M | — | ||
| Q3 25 | $44.1M | — | ||
| Q2 25 | $41.9M | — | ||
| Q1 25 | $46.2M | $155.5M | ||
| Q4 24 | $42.5M | $166.4M | ||
| Q3 24 | $76.1M | — | ||
| Q2 24 | $60.3M | $190.4M | ||
| Q1 24 | $53.8M | — |
| Q4 25 | $312.7M | $258.3M | ||
| Q3 25 | $314.4M | $248.2M | ||
| Q2 25 | $321.3M | $238.8M | ||
| Q1 25 | $326.7M | $229.0M | ||
| Q4 24 | $332.2M | $218.4M | ||
| Q3 24 | $339.3M | $216.3M | ||
| Q2 24 | $345.6M | $206.0M | ||
| Q1 24 | $350.2M | $199.2M |
| Q4 25 | $2.2B | $3.1B | ||
| Q3 25 | $2.2B | $3.1B | ||
| Q2 25 | $2.1B | $3.0B | ||
| Q1 25 | $2.1B | $3.0B | ||
| Q4 24 | $2.1B | $3.0B | ||
| Q3 24 | $2.1B | $2.9B | ||
| Q2 24 | $2.0B | $2.8B | ||
| Q1 24 | $2.0B | $2.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.0M | $6.4M |
| Free Cash FlowOCF − Capex | — | $6.2M |
| FCF MarginFCF / Revenue | — | 32.6% |
| Capex IntensityCapex / Revenue | — | 1.1% |
| Cash ConversionOCF / Net Profit | — | 0.62× |
| TTM Free Cash FlowTrailing 4 quarters | — | $32.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-6.0M | $6.4M | ||
| Q3 25 | $-255.0K | $7.0M | ||
| Q2 25 | $2.0M | $13.2M | ||
| Q1 25 | $-3.8M | $7.3M | ||
| Q4 24 | $-512.0K | $5.3M | ||
| Q3 24 | $-3.7M | $2.1M | ||
| Q2 24 | $14.1M | $11.1M | ||
| Q1 24 | $-4.9M | $5.6M |
| Q4 25 | — | $6.2M | ||
| Q3 25 | — | $6.5M | ||
| Q2 25 | — | $12.9M | ||
| Q1 25 | — | $7.3M | ||
| Q4 24 | — | $5.1M | ||
| Q3 24 | — | $2.0M | ||
| Q2 24 | — | $10.9M | ||
| Q1 24 | $-4.9M | $4.9M |
| Q4 25 | — | 32.6% | ||
| Q3 25 | — | 37.4% | ||
| Q2 25 | — | 77.3% | ||
| Q1 25 | — | 44.7% | ||
| Q4 24 | — | 36.5% | ||
| Q3 24 | — | 15.2% | ||
| Q2 24 | — | 84.5% | ||
| Q1 24 | -51.7% | 40.0% |
| Q4 25 | — | 1.1% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.8% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 1.2% | ||
| Q2 24 | — | 1.5% | ||
| Q1 24 | 0.1% | 5.4% |
| Q4 25 | — | 0.62× | ||
| Q3 25 | — | 0.78× | ||
| Q2 25 | — | 1.42× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | 0.71× | ||
| Q3 24 | — | 0.34× | ||
| Q2 24 | — | 1.64× | ||
| Q1 24 | — | 0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
