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Side-by-side financial comparison of Blue Foundry Bancorp (BLFY) and Third Coast Bancshares, Inc. (TCBX). Click either name above to swap in a different company.
Third Coast Bancshares, Inc. is the larger business by last-quarter revenue ($57.7M vs $12.8M, roughly 4.5× Blue Foundry Bancorp). Third Coast Bancshares, Inc. runs the higher net margin — 28.4% vs -27.4%, a 55.8% gap on every dollar of revenue. Over the past eight quarters, Third Coast Bancshares, Inc.'s revenue compounded faster (21.8% CAGR vs 16.6%).
Blue Foundry Bancorp is a regional bank holding company based in New Jersey, United States. It offers a comprehensive range of personal and commercial banking products, including deposit accounts, consumer loans, mortgage services, and business financing solutions, serving local individual consumers and small to medium-sized enterprises.
Third Coast Bancshares, Inc. is a regional financial holding company headquartered in the U.S. Gulf Coast region. It provides a full suite of commercial and retail banking services including deposit products, business and consumer loans, mortgage services, and wealth management solutions, serving local small and medium-sized enterprises, individual consumers, and community clients across Texas and surrounding areas.
BLFY vs TCBX — Head-to-Head
Income Statement — Q4 2025 vs Q1 2026
| Metric | | |
|---|---|---|
| Revenue | $12.8M | $57.7M |
| Net Profit | $-3.5M | $16.4M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | -27.4% | 28.4% |
| Revenue YoY | 35.2% | — |
| Net Profit YoY | -30.6% | 20.5% |
| EPS (diluted) | $-0.18 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $57.7M | ||
| Q4 25 | $12.8M | $52.2M | ||
| Q3 25 | $12.2M | $50.8M | ||
| Q2 25 | $11.6M | $49.4M | ||
| Q1 25 | $10.7M | $42.8M | ||
| Q4 24 | $9.5M | $43.4M | ||
| Q3 24 | $9.1M | $40.4M | ||
| Q2 24 | $9.6M | $38.9M |
| Q1 26 | — | $16.4M | ||
| Q4 25 | $-3.5M | $17.9M | ||
| Q3 25 | $-1.9M | $18.1M | ||
| Q2 25 | $-2.0M | $16.7M | ||
| Q1 25 | $-2.7M | $13.6M | ||
| Q4 24 | $-2.7M | $13.7M | ||
| Q3 24 | $-4.0M | $12.8M | ||
| Q2 24 | $-2.3M | $10.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 41.2% | ||
| Q3 25 | — | 44.9% | ||
| Q2 25 | — | 42.6% | ||
| Q1 25 | — | 40.5% | ||
| Q4 24 | — | 41.3% | ||
| Q3 24 | — | 40.3% | ||
| Q2 24 | — | 36.6% |
| Q1 26 | — | 28.4% | ||
| Q4 25 | -27.4% | 34.3% | ||
| Q3 25 | -15.3% | 35.5% | ||
| Q2 25 | -16.8% | 33.9% | ||
| Q1 25 | -25.1% | 31.8% | ||
| Q4 24 | -28.4% | 31.6% | ||
| Q3 24 | -44.5% | 31.6% | ||
| Q2 24 | -24.5% | 27.8% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $-0.18 | $1.02 | ||
| Q3 25 | $-0.10 | $1.03 | ||
| Q2 25 | $-0.10 | $0.96 | ||
| Q1 25 | $-0.13 | $0.78 | ||
| Q4 24 | $-0.12 | $0.80 | ||
| Q3 24 | $-0.19 | $0.74 | ||
| Q2 24 | $-0.11 | $0.63 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $53.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $312.7M | $650.5M |
| Total Assets | $2.2B | $6.6B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $53.1M | $175.2M | ||
| Q3 25 | $44.1M | $116.4M | ||
| Q2 25 | $41.9M | $113.1M | ||
| Q1 25 | $46.2M | $219.0M | ||
| Q4 24 | $42.5M | $371.2M | ||
| Q3 24 | $76.1M | $258.2M | ||
| Q2 24 | $60.3M | $241.8M |
| Q1 26 | — | $650.5M | ||
| Q4 25 | $312.7M | $531.0M | ||
| Q3 25 | $314.4M | $513.8M | ||
| Q2 25 | $321.3M | $496.1M | ||
| Q1 25 | $326.7M | $479.8M | ||
| Q4 24 | $332.2M | $460.7M | ||
| Q3 24 | $339.3M | $450.5M | ||
| Q2 24 | $345.6M | $435.0M |
| Q1 26 | — | $6.6B | ||
| Q4 25 | $2.2B | $5.3B | ||
| Q3 25 | $2.2B | $5.1B | ||
| Q2 25 | $2.1B | $4.9B | ||
| Q1 25 | $2.1B | $4.9B | ||
| Q4 24 | $2.1B | $4.9B | ||
| Q3 24 | $2.1B | $4.6B | ||
| Q2 24 | $2.0B | $4.5B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-6.0M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-6.0M | $5.7M | ||
| Q3 25 | $-255.0K | $20.7M | ||
| Q2 25 | $2.0M | $13.9M | ||
| Q1 25 | $-3.8M | $10.5M | ||
| Q4 24 | $-512.0K | $-3.6M | ||
| Q3 24 | $-3.7M | $22.0M | ||
| Q2 24 | $14.1M | $7.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.32× | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 0.83× | ||
| Q1 25 | — | 0.77× | ||
| Q4 24 | — | -0.26× | ||
| Q3 24 | — | 1.72× | ||
| Q2 24 | — | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BLFY
Segment breakdown not available.
TCBX
| Net Interest Income | $53.6M | 93% |
| Noninterest Income | $4.0M | 7% |
