vs
Side-by-side financial comparison of BADGER METER INC (BMI) and Oportun Financial Corp (OPRT). Click either name above to swap in a different company.
Oportun Financial Corp is the larger business by last-quarter revenue ($247.7M vs $234.1M, roughly 1.1× BADGER METER INC). BADGER METER INC runs the higher net margin — 14.3% vs 1.4%, a 13.0% gap on every dollar of revenue. On growth, BADGER METER INC posted the faster year-over-year revenue change (14.1% vs -1.3%). Over the past eight quarters, BADGER METER INC's revenue compounded faster (9.2% CAGR vs -0.5%).
Badger Meter Inc. is a leading global provider of flow measurement and control solutions, serving water utilities, industrial, commercial, and residential customer segments. Its core offerings include smart water meters, IoT-enabled usage monitoring systems, and supporting software that help clients track resource consumption, cut waste, and boost operational efficiency, with key markets spanning North America, Europe, and the Asia-Pacific region.
Oportun Financial Corp is a US-based fintech firm that provides accessible, responsible financial services including personal loans, credit cards, and savings products to underserved low-to-moderate income consumers, many with limited or no credit history, leveraging proprietary AI underwriting to deliver fair terms while mitigating operational risk.
BMI vs OPRT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $234.1M | $247.7M |
| Net Profit | $33.6M | $3.4M |
| Gross Margin | 39.7% | — |
| Operating Margin | 18.4% | 2.6% |
| Net Margin | 14.3% | 1.4% |
| Revenue YoY | 14.1% | -1.3% |
| Net Profit YoY | 9.3% | -61.0% |
| EPS (diluted) | $1.13 | $0.07 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $234.1M | $247.7M | ||
| Q3 25 | $222.2M | $238.7M | ||
| Q2 25 | $238.1M | $234.3M | ||
| Q1 25 | $222.2M | $235.9M | ||
| Q4 24 | $205.2M | $250.9M | ||
| Q3 24 | $208.4M | $250.0M | ||
| Q2 24 | $216.7M | $250.4M | ||
| Q1 24 | $196.3M | $250.5M |
| Q4 25 | $33.6M | $3.4M | ||
| Q3 25 | $35.1M | $5.2M | ||
| Q2 25 | $34.6M | $6.9M | ||
| Q1 25 | $38.4M | $9.8M | ||
| Q4 24 | $30.7M | $8.7M | ||
| Q3 24 | $32.0M | $-30.0M | ||
| Q2 24 | $33.1M | $-31.0M | ||
| Q1 24 | $29.1M | $-26.4M |
| Q4 25 | 39.7% | — | ||
| Q3 25 | 43.1% | — | ||
| Q2 25 | 41.1% | — | ||
| Q1 25 | 42.9% | — | ||
| Q4 24 | 40.3% | — | ||
| Q3 24 | 40.2% | — | ||
| Q2 24 | 39.4% | — | ||
| Q1 24 | 39.3% | — |
| Q4 25 | 18.4% | 2.6% | ||
| Q3 25 | 20.7% | 6.0% | ||
| Q2 25 | 18.8% | 4.3% | ||
| Q1 25 | 22.2% | 5.6% | ||
| Q4 24 | 19.1% | 89.6% | ||
| Q3 24 | 19.5% | -15.8% | ||
| Q2 24 | 19.2% | -19.6% | ||
| Q1 24 | 18.6% | -12.2% |
| Q4 25 | 14.3% | 1.4% | ||
| Q3 25 | 15.8% | 2.2% | ||
| Q2 25 | 14.5% | 2.9% | ||
| Q1 25 | 17.3% | 4.1% | ||
| Q4 24 | 15.0% | 200.1% | ||
| Q3 24 | 15.4% | -12.0% | ||
| Q2 24 | 15.3% | -12.4% | ||
| Q1 24 | 14.8% | -10.6% |
| Q4 25 | $1.13 | $0.07 | ||
| Q3 25 | $1.19 | $0.11 | ||
| Q2 25 | $1.17 | $0.14 | ||
| Q1 25 | $1.30 | $0.21 | ||
| Q4 24 | $1.04 | $0.26 | ||
| Q3 24 | $1.08 | $-0.75 | ||
| Q2 24 | $1.12 | $-0.78 | ||
| Q1 24 | $0.99 | $-0.68 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $105.5M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $713.3M | $390.1M |
| Total Assets | $973.6M | $3.3B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $105.5M | ||
| Q3 25 | — | $104.6M | ||
| Q2 25 | — | $96.8M | ||
| Q1 25 | — | $78.5M | ||
| Q4 24 | — | $60.0M | ||
| Q3 24 | — | $71.8M | ||
| Q2 24 | — | $72.9M | ||
| Q1 24 | — | $69.2M |
| Q4 25 | $713.3M | $390.1M | ||
| Q3 25 | $702.5M | $383.9M | ||
| Q2 25 | $677.6M | $376.0M | ||
| Q1 25 | $641.7M | $366.1M | ||
| Q4 24 | $606.2M | $353.8M | ||
| Q3 24 | $591.2M | $327.6M | ||
| Q2 24 | $563.1M | $354.1M | ||
| Q1 24 | $535.6M | $382.0M |
| Q4 25 | $973.6M | $3.3B | ||
| Q3 25 | $978.3M | $3.2B | ||
| Q2 25 | $936.4M | $3.2B | ||
| Q1 25 | $899.6M | $3.2B | ||
| Q4 24 | $816.4M | $3.2B | ||
| Q3 24 | $802.9M | $3.3B | ||
| Q2 24 | $781.3M | $3.3B | ||
| Q1 24 | $743.5M | $3.3B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $54.8M | $413.4M |
| Free Cash FlowOCF − Capex | $50.8M | — |
| FCF MarginFCF / Revenue | 21.7% | — |
| Capex IntensityCapex / Revenue | 1.7% | — |
| Cash ConversionOCF / Net Profit | 1.63× | 121.45× |
| TTM Free Cash FlowTrailing 4 quarters | $169.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $54.8M | $413.4M | ||
| Q3 25 | $51.3M | $99.0M | ||
| Q2 25 | $44.6M | $104.5M | ||
| Q1 25 | $33.0M | $101.0M | ||
| Q4 24 | $52.1M | $393.5M | ||
| Q3 24 | $45.1M | $108.5M | ||
| Q2 24 | $36.4M | $107.7M | ||
| Q1 24 | $21.5M | $85.9M |
| Q4 25 | $50.8M | — | ||
| Q3 25 | $48.2M | — | ||
| Q2 25 | $40.6M | — | ||
| Q1 25 | $30.1M | — | ||
| Q4 24 | $47.4M | — | ||
| Q3 24 | $42.0M | — | ||
| Q2 24 | $34.1M | — | ||
| Q1 24 | $18.8M | — |
| Q4 25 | 21.7% | — | ||
| Q3 25 | 21.7% | — | ||
| Q2 25 | 17.1% | — | ||
| Q1 25 | 13.5% | — | ||
| Q4 24 | 23.1% | — | ||
| Q3 24 | 20.1% | — | ||
| Q2 24 | 15.7% | — | ||
| Q1 24 | 9.6% | — |
| Q4 25 | 1.7% | — | ||
| Q3 25 | 1.4% | — | ||
| Q2 25 | 1.7% | — | ||
| Q1 25 | 1.3% | — | ||
| Q4 24 | 2.3% | — | ||
| Q3 24 | 1.5% | — | ||
| Q2 24 | 1.1% | — | ||
| Q1 24 | 1.4% | — |
| Q4 25 | 1.63× | 121.45× | ||
| Q3 25 | 1.46× | 19.05× | ||
| Q2 25 | 1.29× | 15.20× | ||
| Q1 25 | 0.86× | 10.34× | ||
| Q4 24 | 1.70× | 45.04× | ||
| Q3 24 | 1.41× | — | ||
| Q2 24 | 1.10× | — | ||
| Q1 24 | 0.74× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
BMI
| Transferred At Point In Time | $198.6M | 85% |
| Transferred Over Time | $22.1M | 9% |
| Other | $13.4M | 6% |
OPRT
Segment breakdown not available.
