vs

Side-by-side financial comparison of BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ) and Avidity Biosciences, Inc. (RNA). Click either name above to swap in a different company.

BANK OF THE JAMES FINANCIAL GROUP INC is the larger business by last-quarter revenue ($12.9M vs $12.5M, roughly 1.0× Avidity Biosciences, Inc.). On growth, Avidity Biosciences, Inc. posted the faster year-over-year revenue change (434.0% vs 11.8%). BANK OF THE JAMES FINANCIAL GROUP INC produced more free cash flow last quarter ($10.5M vs $-156.9M). Over the past eight quarters, Avidity Biosciences, Inc.'s revenue compounded faster (138.5% CAGR vs 12.0%).

Raymond James Financial, Inc. is an American multinational independent investment bank and financial services company providing financial services to individuals, corporations, and municipalities through its subsidiary companies that engage primarily in investment and financial planning, in addition to investment banking and asset management. The company is headquartered in St. Petersburg, Florida.

Eli Lilly and Company, doing business as Lilly, is an American multinational pharmaceutical company headquartered in Indianapolis, Indiana, with offices in 18 countries. Its products are sold in approximately 125 countries. The company was founded in 1876 by Eli Lilly, a pharmaceutical chemist and Union army veteran during the American Civil War for whom the company was later named.

BOTJ vs RNA — Head-to-Head

Bigger by revenue
BOTJ
BOTJ
1.0× larger
BOTJ
$12.9M
$12.5M
RNA
Growing faster (revenue YoY)
RNA
RNA
+422.2% gap
RNA
434.0%
11.8%
BOTJ
More free cash flow
BOTJ
BOTJ
$167.4M more FCF
BOTJ
$10.5M
$-156.9M
RNA
Faster 2-yr revenue CAGR
RNA
RNA
Annualised
RNA
138.5%
12.0%
BOTJ

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
BOTJ
BOTJ
RNA
RNA
Revenue
$12.9M
$12.5M
Net Profit
$-174.4M
Gross Margin
Operating Margin
27.1%
-1513.5%
Net Margin
-1398.3%
Revenue YoY
11.8%
434.0%
Net Profit YoY
-117.0%
EPS (diluted)
$0.59
$-1.27

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BOTJ
BOTJ
RNA
RNA
Q4 25
$12.9M
Q3 25
$12.5M
$12.5M
Q2 25
$12.3M
$3.8M
Q1 25
$11.0M
$1.6M
Q4 24
$11.5M
$3.0M
Q3 24
$11.3M
$2.3M
Q2 24
$11.3M
$2.0M
Q1 24
$10.3M
$3.5M
Net Profit
BOTJ
BOTJ
RNA
RNA
Q4 25
Q3 25
$2.8M
$-174.4M
Q2 25
$2.7M
$-157.3M
Q1 25
$842.0K
$-115.8M
Q4 24
$-102.3M
Q3 24
$2.0M
$-80.4M
Q2 24
$2.1M
$-70.8M
Q1 24
$2.2M
$-68.9M
Operating Margin
BOTJ
BOTJ
RNA
RNA
Q4 25
27.1%
Q3 25
25.8%
-1513.5%
Q2 25
27.6%
-4448.7%
Q1 25
9.4%
-8360.9%
Q4 24
18.0%
-4069.6%
Q3 24
21.7%
-4200.9%
Q2 24
23.6%
-4040.4%
Q1 24
26.5%
-2178.6%
Net Margin
BOTJ
BOTJ
RNA
RNA
Q4 25
Q3 25
22.1%
-1398.3%
Q2 25
21.9%
-4089.3%
Q1 25
7.7%
-7360.0%
Q4 24
-3439.5%
Q3 24
17.6%
-3441.7%
Q2 24
19.0%
-3461.8%
Q1 24
21.3%
-1943.4%
EPS (diluted)
BOTJ
BOTJ
RNA
RNA
Q4 25
$0.59
Q3 25
$0.61
$-1.27
Q2 25
$0.60
$-1.21
Q1 25
$0.19
$-0.90
Q4 24
$0.36
$-0.80
Q3 24
$0.44
$-0.65
Q2 24
$0.47
$-0.65
Q1 24
$0.48
$-0.79

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BOTJ
BOTJ
RNA
RNA
Cash + ST InvestmentsLiquidity on hand
$350.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$80.0M
$1.9B
Total Assets
$1.0B
$2.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BOTJ
BOTJ
RNA
RNA
Q4 25
Q3 25
$350.2M
Q2 25
$243.9M
Q1 25
$254.2M
Q4 24
$219.9M
Q3 24
$370.2M
Q2 24
$575.8M
Q1 24
$471.4M
Stockholders' Equity
BOTJ
BOTJ
RNA
RNA
Q4 25
$80.0M
Q3 25
$77.0M
$1.9B
Q2 25
$71.7M
$1.2B
Q1 25
$68.3M
$1.3B
Q4 24
$64.9M
$1.4B
Q3 24
$68.8M
$1.5B
Q2 24
$61.7M
$1.2B
Q1 24
$60.4M
$830.9M
Total Assets
BOTJ
BOTJ
RNA
RNA
Q4 25
$1.0B
Q3 25
$1.0B
$2.1B
Q2 25
$1.0B
$1.4B
Q1 25
$1.0B
$1.5B
Q4 24
$979.2M
$1.6B
Q3 24
$1.0B
$1.6B
Q2 24
$978.0M
$1.3B
Q1 24
$984.9M
$951.5M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BOTJ
BOTJ
RNA
RNA
Operating Cash FlowLast quarter
$11.7M
$-156.2M
Free Cash FlowOCF − Capex
$10.5M
$-156.9M
FCF MarginFCF / Revenue
81.6%
-1257.6%
Capex IntensityCapex / Revenue
9.1%
5.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$19.2M
$-592.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BOTJ
BOTJ
RNA
RNA
Q4 25
$11.7M
Q3 25
$5.3M
$-156.2M
Q2 25
$3.7M
$-199.7M
Q1 25
$763.0K
$-124.8M
Q4 24
$8.5M
$-99.9M
Q3 24
$5.0M
$-65.6M
Q2 24
$2.9M
$-65.0M
Q1 24
$-1.2M
$-70.4M
Free Cash Flow
BOTJ
BOTJ
RNA
RNA
Q4 25
$10.5M
Q3 25
$5.1M
$-156.9M
Q2 25
$3.5M
$-203.0M
Q1 25
$141.0K
$-128.6M
Q4 24
$6.0M
$-103.8M
Q3 24
$3.4M
$-67.3M
Q2 24
$2.8M
$-65.5M
Q1 24
$-1.7M
$-71.3M
FCF Margin
BOTJ
BOTJ
RNA
RNA
Q4 25
81.6%
Q3 25
40.5%
-1257.6%
Q2 25
28.6%
-5277.1%
Q1 25
1.3%
-8174.3%
Q4 24
51.8%
-3491.0%
Q3 24
29.6%
-2881.8%
Q2 24
24.6%
-3204.6%
Q1 24
-16.7%
-2012.3%
Capex Intensity
BOTJ
BOTJ
RNA
RNA
Q4 25
9.1%
Q3 25
1.7%
5.7%
Q2 25
1.0%
86.9%
Q1 25
5.7%
238.6%
Q4 24
22.2%
131.7%
Q3 24
14.3%
72.9%
Q2 24
1.0%
26.0%
Q1 24
4.7%
25.8%
Cash Conversion
BOTJ
BOTJ
RNA
RNA
Q4 25
Q3 25
1.91×
Q2 25
1.35×
Q1 25
0.91×
Q4 24
Q3 24
2.50×
Q2 24
1.34×
Q1 24
-0.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons