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Side-by-side financial comparison of Bogota Financial Corp. (BSBK) and Opus Genetics, Inc. (IRD). Click either name above to swap in a different company.

Bogota Financial Corp. is the larger business by last-quarter revenue ($4.5M vs $3.9M, roughly 1.2× Opus Genetics, Inc.). On growth, Bogota Financial Corp. posted the faster year-over-year revenue change (54.7% vs -10.2%). Over the past eight quarters, Opus Genetics, Inc.'s revenue compounded faster (50.3% CAGR vs 23.7%).

Bogota Financial Corp is a U.S.-based bank holding company headquartered in New Jersey. It operates Bogota Savings Bank, offering a full range of personal and business banking services including deposit accounts, mortgage loans, consumer loans and commercial financing, primarily serving local retail customers and small business clients in New Jersey and adjacent regions.

Opus Genetics, Inc. is a clinical-stage biotechnology company specializing in the development of targeted gene therapies for inherited retinal diseases. It focuses on addressing unmet medical needs for patients living with rare, vision-threatening ocular conditions, with operations centered on advancing accessible therapeutic candidates for global rare disease patient populations.

BSBK vs IRD — Head-to-Head

Bigger by revenue
BSBK
BSBK
1.2× larger
BSBK
$4.5M
$3.9M
IRD
Growing faster (revenue YoY)
BSBK
BSBK
+64.9% gap
BSBK
54.7%
-10.2%
IRD
Faster 2-yr revenue CAGR
IRD
IRD
Annualised
IRD
50.3%
23.7%
BSBK

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
BSBK
BSBK
IRD
IRD
Revenue
$4.5M
$3.9M
Net Profit
$680.8K
Gross Margin
Operating Margin
14.8%
Net Margin
15.1%
Revenue YoY
54.7%
-10.2%
Net Profit YoY
173.2%
53.0%
EPS (diluted)
$0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
BSBK
BSBK
IRD
IRD
Q4 25
$4.5M
$3.9M
Q3 25
$4.2M
$3.1M
Q2 25
$4.0M
$2.9M
Q1 25
$4.5M
$4.4M
Q4 24
$2.9M
$4.3M
Q3 24
$3.0M
$3.9M
Q2 24
$3.0M
$1.1M
Q1 24
$3.0M
$1.7M
Net Profit
BSBK
BSBK
IRD
IRD
Q4 25
$680.8K
Q3 25
$454.6K
$-17.5M
Q2 25
$224.4K
$-7.4M
Q1 25
$730.9K
$-8.2M
Q4 24
$-930.0K
Q3 24
$-367.0K
$-7.5M
Q2 24
$-432.5K
$-7.8M
Q1 24
$-441.0K
$-7.1M
Operating Margin
BSBK
BSBK
IRD
IRD
Q4 25
14.8%
Q3 25
12.5%
-269.9%
Q2 25
4.3%
-309.0%
Q1 25
15.7%
-227.2%
Q4 24
-19.2%
Q3 24
-20.8%
-207.1%
Q2 24
-23.4%
-748.9%
Q1 24
-24.7%
-450.5%
Net Margin
BSBK
BSBK
IRD
IRD
Q4 25
15.1%
Q3 25
10.8%
-566.9%
Q2 25
5.6%
-257.5%
Q1 25
16.3%
-187.5%
Q4 24
-37.2%
Q3 24
-12.3%
-194.6%
Q2 24
-14.2%
-698.3%
Q1 24
-14.9%
-415.3%
EPS (diluted)
BSBK
BSBK
IRD
IRD
Q4 25
$0.05
Q3 25
$0.04
$-0.25
Q2 25
$0.02
$-0.12
Q1 25
$0.06
$-0.24
Q4 24
$-0.08
Q3 24
$-0.03
$-0.29
Q2 24
$-0.03
$-0.30
Q1 24
$-0.03
$-0.29

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
BSBK
BSBK
IRD
IRD
Cash + ST InvestmentsLiquidity on hand
$35.6M
$45.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$140.9M
$15.3M
Total Assets
$904.9M
$50.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
BSBK
BSBK
IRD
IRD
Q4 25
$35.6M
$45.1M
Q3 25
$31.2M
$30.8M
Q2 25
$20.3M
$32.4M
Q1 25
$25.6M
$41.8M
Q4 24
$52.2M
$30.3M
Q3 24
$21.0M
$36.6M
Q2 24
$17.6M
$41.4M
Q1 24
$14.4M
$47.2M
Stockholders' Equity
BSBK
BSBK
IRD
IRD
Q4 25
$140.9M
$15.3M
Q3 25
$140.7M
$6.0M
Q2 25
$138.4M
$17.5M
Q1 25
$138.3M
$5.1M
Q4 24
$137.3M
$6.7M
Q3 24
$136.9M
$34.3M
Q2 24
$136.3M
$40.6M
Q1 24
$136.4M
$46.1M
Total Assets
BSBK
BSBK
IRD
IRD
Q4 25
$904.9M
$50.2M
Q3 25
$925.8M
$36.1M
Q2 25
$921.8M
$38.7M
Q1 25
$930.2M
$48.2M
Q4 24
$971.5M
$36.9M
Q3 24
$978.9M
$40.4M
Q2 24
$974.7M
$44.8M
Q1 24
$960.9M
$51.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
BSBK
BSBK
IRD
IRD
Operating Cash FlowLast quarter
$3.2M
$-35.3M
Free Cash FlowOCF − Capex
$3.1M
FCF MarginFCF / Revenue
69.4%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
4.71×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
BSBK
BSBK
IRD
IRD
Q4 25
$3.2M
$-35.3M
Q3 25
$292.5K
$-6.2M
Q2 25
$1.9M
$-10.3M
Q1 25
$-16.0K
$-9.0M
Q4 24
$-2.6M
$-25.6M
Q3 24
$-287.9K
$-5.1M
Q2 24
$1.7M
$-7.3M
Q1 24
$-2.9M
$-5.7M
Free Cash Flow
BSBK
BSBK
IRD
IRD
Q4 25
$3.1M
Q3 25
$277.1K
Q2 25
Q1 25
$-52.2K
Q4 24
$-3.2M
Q3 24
$-330.9K
Q2 24
$1.4M
Q1 24
$-3.1M
FCF Margin
BSBK
BSBK
IRD
IRD
Q4 25
69.4%
Q3 25
6.6%
Q2 25
Q1 25
-1.2%
Q4 24
-108.1%
Q3 24
-11.1%
Q2 24
46.5%
Q1 24
-106.7%
Capex Intensity
BSBK
BSBK
IRD
IRD
Q4 25
1.6%
Q3 25
0.4%
Q2 25
0.0%
Q1 25
0.8%
Q4 24
20.4%
Q3 24
1.4%
Q2 24
7.7%
Q1 24
9.0%
Cash Conversion
BSBK
BSBK
IRD
IRD
Q4 25
4.71×
Q3 25
0.64×
Q2 25
8.56×
Q1 25
-0.02×
Q4 24
Q3 24
Q2 24
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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