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Side-by-side financial comparison of CAMDEN NATIONAL CORP (CAC) and REGIS CORP (RGS). Click either name above to swap in a different company.
CAMDEN NATIONAL CORP is the larger business by last-quarter revenue ($64.3M vs $57.1M, roughly 1.1× REGIS CORP). CAMDEN NATIONAL CORP runs the higher net margin — 34.0% vs 0.8%, a 33.2% gap on every dollar of revenue. Over the past eight quarters, CAMDEN NATIONAL CORP's revenue compounded faster (22.6% CAGR vs 7.8%).
Camden National Bank is a commercial bank headquartered in Camden, Maine, operating as the principal subsidiary of Camden National Corporation, a publicly traded bank holding company. Founded in 1875, the bank became a direct, wholly owned subsidiary of the holding company following a corporate reorganization in 1984. Following the 2025 merger with Northway Financial, the combined institution has approximately $7.0 billion in assets.
REGIS CORPRGSEarnings & Financial Report
Regis Corporation is an American operator of hair salons. As of August 2021, it has 5,563 franchised and 276 company-owned salons. Its headquarters are in Minneapolis, Minnesota.
CAC vs RGS — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $64.3M | $57.1M |
| Net Profit | $21.9M | $456.0K |
| Gross Margin | — | — |
| Operating Margin | — | 10.8% |
| Net Margin | 34.0% | 0.8% |
| Revenue YoY | — | 22.3% |
| Net Profit YoY | -3.0% | -94.0% |
| EPS (diluted) | $1.29 | $0.16 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $64.3M | — | ||
| Q4 25 | $68.1M | $57.1M | ||
| Q3 25 | $65.4M | $59.0M | ||
| Q2 25 | $62.3M | $60.4M | ||
| Q1 25 | $60.1M | $57.0M | ||
| Q4 24 | $47.6M | $46.7M | ||
| Q3 24 | $45.0M | $46.1M | ||
| Q2 24 | $42.8M | $49.4M |
| Q1 26 | $21.9M | — | ||
| Q4 25 | $22.6M | $456.0K | ||
| Q3 25 | $21.2M | $1.4M | ||
| Q2 25 | $14.1M | $116.5M | ||
| Q1 25 | $7.3M | $250.0K | ||
| Q4 24 | $14.7M | $7.6M | ||
| Q3 24 | $13.1M | $-853.0K | ||
| Q2 24 | $12.0M | $91.2M |
| Q1 26 | — | — | ||
| Q4 25 | 41.5% | 10.8% | ||
| Q3 25 | 40.5% | 10.0% | ||
| Q2 25 | 28.5% | 12.1% | ||
| Q1 25 | 10.3% | 8.8% | ||
| Q4 24 | 38.7% | 11.8% | ||
| Q3 24 | 35.2% | 4.6% | ||
| Q2 24 | 34.7% | — |
| Q1 26 | 34.0% | — | ||
| Q4 25 | 33.1% | 0.8% | ||
| Q3 25 | 32.4% | 2.3% | ||
| Q2 25 | 22.6% | 192.9% | ||
| Q1 25 | 12.2% | 0.4% | ||
| Q4 24 | 30.8% | 16.4% | ||
| Q3 24 | 29.1% | -1.9% | ||
| Q2 24 | 28.0% | 184.7% |
| Q1 26 | $1.29 | — | ||
| Q4 25 | $1.33 | $0.16 | ||
| Q3 25 | $1.25 | $0.49 | ||
| Q2 25 | $0.83 | $43.67 | ||
| Q1 25 | $0.43 | $0.08 | ||
| Q4 24 | $1.00 | $2.71 | ||
| Q3 24 | $0.90 | $-0.36 | ||
| Q2 24 | $0.81 | $38.40 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.4M |
| Total DebtLower is stronger | $514.4M | $113.3M |
| Stockholders' EquityBook value | $710.0M | $188.7M |
| Total Assets | $7.0B | $588.3M |
| Debt / EquityLower = less leverage | 0.72× | 0.60× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M |
| Q1 26 | $514.4M | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
| Q1 26 | $710.0M | — | ||
| Q4 25 | $696.6M | $188.7M | ||
| Q3 25 | $676.4M | $187.6M | ||
| Q2 25 | $652.1M | $185.6M | ||
| Q1 25 | $640.1M | $68.6M | ||
| Q4 24 | $531.2M | $66.7M | ||
| Q3 24 | $529.9M | $56.4M | ||
| Q2 24 | $508.3M | $56.8M |
| Q1 26 | $7.0B | — | ||
| Q4 25 | $7.0B | $588.3M | ||
| Q3 25 | $7.0B | $592.1M | ||
| Q2 25 | $6.9B | $599.0M | ||
| Q1 25 | $7.0B | $511.2M | ||
| Q4 24 | $5.8B | $530.1M | ||
| Q3 24 | $5.7B | $508.9M | ||
| Q2 24 | $5.7B | $530.5M |
| Q1 26 | 0.72× | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $1.7M |
| Free Cash FlowOCF − Capex | — | $891.0K |
| FCF MarginFCF / Revenue | — | 1.6% |
| Capex IntensityCapex / Revenue | — | 1.4% |
| Cash ConversionOCF / Net Profit | — | 3.65× |
| TTM Free Cash FlowTrailing 4 quarters | — | $14.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $63.9M | $1.7M | ||
| Q3 25 | $36.1M | $2.3M | ||
| Q2 25 | $6.0M | $6.8M | ||
| Q1 25 | $1.0M | $6.2M | ||
| Q4 24 | $60.9M | $2.1M | ||
| Q3 24 | $-14.5M | $-1.3M | ||
| Q2 24 | $14.5M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | $58.2M | $891.0K | ||
| Q3 25 | $35.4M | $1.9M | ||
| Q2 25 | $4.5M | $6.2M | ||
| Q1 25 | $-727.0K | $5.9M | ||
| Q4 24 | $55.4M | $1.7M | ||
| Q3 24 | $-16.2M | $-1.4M | ||
| Q2 24 | $13.2M | $5.1M |
| Q1 26 | — | — | ||
| Q4 25 | 85.5% | 1.6% | ||
| Q3 25 | 54.1% | 3.2% | ||
| Q2 25 | 7.3% | 10.3% | ||
| Q1 25 | -1.2% | 10.3% | ||
| Q4 24 | 116.4% | 3.6% | ||
| Q3 24 | -36.0% | -3.0% | ||
| Q2 24 | 30.8% | 10.3% |
| Q1 26 | — | — | ||
| Q4 25 | 8.4% | 1.4% | ||
| Q3 25 | 1.1% | 0.7% | ||
| Q2 25 | 2.4% | 0.9% | ||
| Q1 25 | 2.9% | 0.6% | ||
| Q4 24 | 11.7% | 0.9% | ||
| Q3 24 | 3.8% | 0.0% | ||
| Q2 24 | 3.0% | 0.0% |
| Q1 26 | — | — | ||
| Q4 25 | 2.83× | 3.65× | ||
| Q3 25 | 1.70× | 1.68× | ||
| Q2 25 | 0.43× | 0.06× | ||
| Q1 25 | 0.14× | 24.80× | ||
| Q4 24 | 4.15× | 0.28× | ||
| Q3 24 | -1.11× | — | ||
| Q2 24 | 1.21× | 0.06× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CAC
| Net Interest Income | $52.4M | 81% |
| Noninterest Income | $12.0M | 19% |
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
