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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and Life360, Inc. (LIF). Click either name above to swap in a different company.
PATHWARD FINANCIAL, INC. is the larger business by last-quarter revenue ($173.1M vs $146.0M, roughly 1.2× Life360, Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 20.3%, a 68.5% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs -0.2%). PATHWARD FINANCIAL, INC. produced more free cash flow last quarter ($104.1M vs $36.6M). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs -18.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.
CASH vs LIF — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $173.1M | $146.0M |
| Net Profit | $35.2M | $129.7M |
| Gross Margin | — | 75.1% |
| Operating Margin | 24.6% | 6.1% |
| Net Margin | 20.3% | 88.8% |
| Revenue YoY | -0.2% | 26.4% |
| Net Profit YoY | 11.9% | 1425.9% |
| EPS (diluted) | $1.57 | $1.53 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $173.1M | $146.0M | ||
| Q3 25 | $186.7M | $124.5M | ||
| Q2 25 | $195.8M | $115.4M | ||
| Q1 25 | $274.8M | $103.6M | ||
| Q4 24 | $182.6M | $115.5M | ||
| Q3 24 | $179.5M | $92.9M | ||
| Q2 24 | $188.6M | $84.9M | ||
| Q1 24 | $257.6M | $78.2M |
| Q4 25 | $35.2M | $129.7M | ||
| Q3 25 | $38.8M | $9.8M | ||
| Q2 25 | $42.1M | $7.0M | ||
| Q1 25 | $75.0M | $4.4M | ||
| Q4 24 | $30.0M | $8.5M | ||
| Q3 24 | $33.5M | $7.7M | ||
| Q2 24 | $44.9M | $-11.0M | ||
| Q1 24 | $69.9M | $-9.8M |
| Q4 25 | — | 75.1% | ||
| Q3 25 | — | 78.0% | ||
| Q2 25 | — | 78.4% | ||
| Q1 25 | — | 80.6% | ||
| Q4 24 | — | 74.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 75.0% | ||
| Q1 24 | — | 76.7% |
| Q4 25 | 24.6% | 6.1% | ||
| Q3 25 | 25.9% | 4.6% | ||
| Q2 25 | 24.1% | 1.7% | ||
| Q1 25 | 33.2% | 2.1% | ||
| Q4 24 | 19.8% | 4.9% | ||
| Q3 24 | 20.9% | -5.3% | ||
| Q2 24 | 27.1% | -2.8% | ||
| Q1 24 | 33.8% | -8.2% |
| Q4 25 | 20.3% | 88.8% | ||
| Q3 25 | 20.8% | 7.9% | ||
| Q2 25 | 21.5% | 6.1% | ||
| Q1 25 | 27.3% | 4.2% | ||
| Q4 24 | 16.4% | 7.4% | ||
| Q3 24 | 18.7% | 8.3% | ||
| Q2 24 | 23.8% | -12.9% | ||
| Q1 24 | 27.1% | -12.5% |
| Q4 25 | $1.57 | $1.53 | ||
| Q3 25 | $1.69 | $0.11 | ||
| Q2 25 | $1.81 | $0.08 | ||
| Q1 25 | $3.14 | $0.05 | ||
| Q4 24 | $1.23 | $0.14 | ||
| Q3 24 | $1.34 | $0.09 | ||
| Q2 24 | $1.78 | $-0.15 | ||
| Q1 24 | $2.74 | $-0.14 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $331.2M | $494.3M |
| Total DebtLower is stronger | $33.5M | — |
| Stockholders' EquityBook value | $854.5M | $548.2M |
| Total Assets | $7.6B | $959.7M |
| Debt / EquityLower = less leverage | 0.04× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $331.2M | $494.3M | ||
| Q3 25 | $120.6M | $455.7M | ||
| Q2 25 | $258.3M | $432.7M | ||
| Q1 25 | $254.2M | $168.9M | ||
| Q4 24 | $597.4M | $159.2M | ||
| Q3 24 | $158.3M | $159.0M | ||
| Q2 24 | $298.9M | $160.8M | ||
| Q1 24 | $347.9M | $73.4M |
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | — | ||
| Q2 25 | $33.4M | — | ||
| Q1 25 | $33.4M | — | ||
| Q4 24 | $33.4M | — | ||
| Q3 24 | $33.4M | — | ||
| Q2 24 | $33.3M | — | ||
| Q1 24 | $33.4M | $5.2M |
| Q4 25 | $854.5M | $548.2M | ||
| Q3 25 | $858.0M | $391.4M | ||
| Q2 25 | $819.0M | $366.7M | ||
| Q1 25 | $814.7M | $376.3M | ||
| Q4 24 | $758.3M | $358.5M | ||
| Q3 24 | $822.5M | $339.7M | ||
| Q2 24 | $748.4M | $326.7M | ||
| Q1 24 | $719.5M | $239.8M |
| Q4 25 | $7.6B | $959.7M | ||
| Q3 25 | $7.2B | $787.5M | ||
| Q2 25 | $7.2B | $753.6M | ||
| Q1 25 | $7.0B | $455.4M | ||
| Q4 24 | $7.6B | $441.6M | ||
| Q3 24 | $7.5B | $427.4M | ||
| Q2 24 | $7.5B | $405.9M | ||
| Q1 24 | $7.4B | $318.8M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | — | ||
| Q2 25 | 0.04× | — | ||
| Q1 25 | 0.04× | — | ||
| Q4 24 | 0.04× | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.04× | — | ||
| Q1 24 | 0.05× | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $108.3M | $36.8M |
| Free Cash FlowOCF − Capex | $104.1M | $36.6M |
| FCF MarginFCF / Revenue | 60.1% | 25.1% |
| Capex IntensityCapex / Revenue | 2.4% | 0.2% |
| Cash ConversionOCF / Net Profit | 3.08× | 0.28× |
| TTM Free Cash FlowTrailing 4 quarters | $616.8M | $86.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.3M | $36.8M | ||
| Q3 25 | $303.7M | $26.4M | ||
| Q2 25 | $30.4M | $13.3M | ||
| Q1 25 | $188.3M | $12.1M | ||
| Q4 24 | $-71.7M | $12.3M | ||
| Q3 24 | $143.1M | $6.3M | ||
| Q2 24 | $113.2M | $3.3M | ||
| Q1 24 | $203.0M | $10.7M |
| Q4 25 | $104.1M | $36.6M | ||
| Q3 25 | $300.3M | $25.6M | ||
| Q2 25 | $27.7M | $12.7M | ||
| Q1 25 | $184.7M | $11.9M | ||
| Q4 24 | $-73.8M | $11.2M | ||
| Q3 24 | $138.8M | $6.3M | ||
| Q2 24 | $111.0M | $3.2M | ||
| Q1 24 | $201.3M | — |
| Q4 25 | 60.1% | 25.1% | ||
| Q3 25 | 160.9% | 20.6% | ||
| Q2 25 | 14.1% | 11.0% | ||
| Q1 25 | 67.2% | 11.5% | ||
| Q4 24 | -40.4% | 9.7% | ||
| Q3 24 | 77.3% | 6.8% | ||
| Q2 24 | 58.8% | 3.8% | ||
| Q1 24 | 78.1% | — |
| Q4 25 | 2.4% | 0.2% | ||
| Q3 25 | 1.8% | 0.6% | ||
| Q2 25 | 1.4% | 0.6% | ||
| Q1 25 | 1.3% | 0.1% | ||
| Q4 24 | 1.1% | 1.0% | ||
| Q3 24 | 2.4% | 0.0% | ||
| Q2 24 | 1.2% | 0.1% | ||
| Q1 24 | 0.7% | 0.0% |
| Q4 25 | 3.08× | 0.28× | ||
| Q3 25 | 7.83× | 2.70× | ||
| Q2 25 | 0.72× | 1.90× | ||
| Q1 25 | 2.51× | 2.75× | ||
| Q4 24 | -2.39× | 1.45× | ||
| Q3 24 | 4.27× | 0.83× | ||
| Q2 24 | 2.52× | — | ||
| Q1 24 | 2.90× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
LIF
Segment breakdown not available.
