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Side-by-side financial comparison of PATHWARD FINANCIAL, INC. (CASH) and SunOpta Inc. (STKL). Click either name above to swap in a different company.
SunOpta Inc. is the larger business by last-quarter revenue ($205.4M vs $173.1M, roughly 1.2× PATHWARD FINANCIAL, INC.). PATHWARD FINANCIAL, INC. runs the higher net margin — 20.3% vs 0.4%, a 19.9% gap on every dollar of revenue. On growth, SunOpta Inc. posted the faster year-over-year revenue change (16.6% vs -0.2%). PATHWARD FINANCIAL, INC. produced more free cash flow last quarter ($104.1M vs $12.1M). Over the past eight quarters, SunOpta Inc.'s revenue compounded faster (7.4% CAGR vs -18.0%).
Pathward Financial, Inc. is a U.S.-based banking and financial services company. It adopted its current name in 2022 after its parent, Meta Financial Group, sold the "Meta" trademark to Meta Platforms.
SunOpta, Inc. is a multi-national food and mineral company headquartered in Eden Prairie, Minnesota and founded in 1973 in Canada.
CASH vs STKL — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $173.1M | $205.4M |
| Net Profit | $35.2M | $816.0K |
| Gross Margin | — | 12.4% |
| Operating Margin | 24.6% | 3.3% |
| Net Margin | 20.3% | 0.4% |
| Revenue YoY | -0.2% | 16.6% |
| Net Profit YoY | 11.9% | 113.1% |
| EPS (diluted) | $1.57 | $0.01 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $173.1M | — | ||
| Q3 25 | $186.7M | $205.4M | ||
| Q2 25 | $195.8M | $191.5M | ||
| Q1 25 | $274.8M | $201.6M | ||
| Q4 24 | $182.6M | $193.9M | ||
| Q3 24 | $179.5M | $175.9M | ||
| Q2 24 | $188.6M | $169.5M | ||
| Q1 24 | $257.6M | $184.4M |
| Q4 25 | $35.2M | — | ||
| Q3 25 | $38.8M | $816.0K | ||
| Q2 25 | $42.1M | $4.4M | ||
| Q1 25 | $75.0M | $4.8M | ||
| Q4 24 | $30.0M | $-8.7M | ||
| Q3 24 | $33.5M | $-6.2M | ||
| Q2 24 | $44.9M | $-5.3M | ||
| Q1 24 | $69.9M | $2.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | 12.4% | ||
| Q2 25 | — | 14.8% | ||
| Q1 25 | — | 15.0% | ||
| Q4 24 | — | 10.9% | ||
| Q3 24 | — | 13.0% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | 16.8% |
| Q4 25 | 24.6% | — | ||
| Q3 25 | 25.9% | 3.3% | ||
| Q2 25 | 24.1% | 5.5% | ||
| Q1 25 | 33.2% | 5.2% | ||
| Q4 24 | 19.8% | 1.4% | ||
| Q3 24 | 20.9% | 0.5% | ||
| Q2 24 | 27.1% | 1.2% | ||
| Q1 24 | 33.8% | 5.5% |
| Q4 25 | 20.3% | — | ||
| Q3 25 | 20.8% | 0.4% | ||
| Q2 25 | 21.5% | 2.3% | ||
| Q1 25 | 27.3% | 2.4% | ||
| Q4 24 | 16.4% | -4.5% | ||
| Q3 24 | 18.7% | -3.5% | ||
| Q2 24 | 23.8% | -3.1% | ||
| Q1 24 | 27.1% | 1.6% |
| Q4 25 | $1.57 | — | ||
| Q3 25 | $1.69 | $0.01 | ||
| Q2 25 | $1.81 | $0.03 | ||
| Q1 25 | $3.14 | $0.04 | ||
| Q4 24 | $1.23 | $-0.08 | ||
| Q3 24 | $1.34 | $-0.05 | ||
| Q2 24 | $1.78 | $-0.04 | ||
| Q1 24 | $2.74 | $0.02 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $331.2M | $2.2M |
| Total DebtLower is stronger | $33.5M | $250.8M |
| Stockholders' EquityBook value | $854.5M | $162.8M |
| Total Assets | $7.6B | $694.1M |
| Debt / EquityLower = less leverage | 0.04× | 1.54× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $331.2M | — | ||
| Q3 25 | $120.6M | $2.2M | ||
| Q2 25 | $258.3M | $2.2M | ||
| Q1 25 | $254.2M | $2.3M | ||
| Q4 24 | $597.4M | $1.6M | ||
| Q3 24 | $158.3M | $2.9M | ||
| Q2 24 | $298.9M | $3.2M | ||
| Q1 24 | $347.9M | $1.5M |
| Q4 25 | $33.5M | — | ||
| Q3 25 | $33.5M | $250.8M | ||
| Q2 25 | $33.4M | $263.3M | ||
| Q1 25 | $33.4M | $260.6M | ||
| Q4 24 | $33.4M | $265.2M | ||
| Q3 24 | $33.4M | $289.9M | ||
| Q2 24 | $33.3M | $303.1M | ||
| Q1 24 | $33.4M | $258.8M |
| Q4 25 | $854.5M | — | ||
| Q3 25 | $858.0M | $162.8M | ||
| Q2 25 | $819.0M | $159.8M | ||
| Q1 25 | $814.7M | $154.8M | ||
| Q4 24 | $758.3M | $148.6M | ||
| Q3 24 | $822.5M | $155.0M | ||
| Q2 24 | $748.4M | $158.8M | ||
| Q1 24 | $719.5M | $163.6M |
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.2B | $694.1M | ||
| Q2 25 | $7.2B | $704.9M | ||
| Q1 25 | $7.0B | $690.7M | ||
| Q4 24 | $7.6B | $668.5M | ||
| Q3 24 | $7.5B | $699.3M | ||
| Q2 24 | $7.5B | $704.7M | ||
| Q1 24 | $7.4B | $671.8M |
| Q4 25 | 0.04× | — | ||
| Q3 25 | 0.04× | 1.54× | ||
| Q2 25 | 0.04× | 1.65× | ||
| Q1 25 | 0.04× | 1.68× | ||
| Q4 24 | 0.04× | 1.78× | ||
| Q3 24 | 0.04× | 1.87× | ||
| Q2 24 | 0.04× | 1.91× | ||
| Q1 24 | 0.05× | 1.58× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $108.3M | $16.3M |
| Free Cash FlowOCF − Capex | $104.1M | $12.1M |
| FCF MarginFCF / Revenue | 60.1% | 5.9% |
| Capex IntensityCapex / Revenue | 2.4% | 2.1% |
| Cash ConversionOCF / Net Profit | 3.08× | 20.03× |
| TTM Free Cash FlowTrailing 4 quarters | $616.8M | $36.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $108.3M | — | ||
| Q3 25 | $303.7M | $16.3M | ||
| Q2 25 | $30.4M | $-4.5M | ||
| Q1 25 | $188.3M | $22.3M | ||
| Q4 24 | $-71.7M | $33.1M | ||
| Q3 24 | $143.1M | $17.2M | ||
| Q2 24 | $113.2M | $-5.6M | ||
| Q1 24 | $203.0M | $5.3M |
| Q4 25 | $104.1M | — | ||
| Q3 25 | $300.3M | $12.1M | ||
| Q2 25 | $27.7M | $-9.2M | ||
| Q1 25 | $184.7M | $9.5M | ||
| Q4 24 | $-73.8M | $24.0M | ||
| Q3 24 | $138.8M | $11.7M | ||
| Q2 24 | $111.0M | $-15.3M | ||
| Q1 24 | $201.3M | $-2.3M |
| Q4 25 | 60.1% | — | ||
| Q3 25 | 160.9% | 5.9% | ||
| Q2 25 | 14.1% | -4.8% | ||
| Q1 25 | 67.2% | 4.7% | ||
| Q4 24 | -40.4% | 12.4% | ||
| Q3 24 | 77.3% | 6.6% | ||
| Q2 24 | 58.8% | -9.0% | ||
| Q1 24 | 78.1% | -1.2% |
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.8% | 2.1% | ||
| Q2 25 | 1.4% | 2.5% | ||
| Q1 25 | 1.3% | 6.3% | ||
| Q4 24 | 1.1% | 4.7% | ||
| Q3 24 | 2.4% | 3.2% | ||
| Q2 24 | 1.2% | 5.7% | ||
| Q1 24 | 0.7% | 4.1% |
| Q4 25 | 3.08× | — | ||
| Q3 25 | 7.83× | 20.03× | ||
| Q2 25 | 0.72× | -1.03× | ||
| Q1 25 | 2.51× | 4.63× | ||
| Q4 24 | -2.39× | — | ||
| Q3 24 | 4.27× | — | ||
| Q2 24 | 2.52× | — | ||
| Q1 24 | 2.90× | 1.83× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
CASH
| Consumer | $103.0M | 59% |
| Payment Card And Deposit Fees | $30.1M | 17% |
| Other | $24.2M | 14% |
| Rental Income | $11.6M | 7% |
| Commercial | $4.2M | 2% |
STKL
| Beverages And Broths | $161.4M | 79% |
| Fruit Snacks | $40.9M | 20% |
| Ingredients | $3.1M | 2% |
